New Jersey Unemployment Benefits

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Check Your Eligibility
Calculate Your Benefits
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Are you physically able to work?

YesNo

Are you willing to actively look for a job?

YesNo

Did your employer pay unemployment taxes ("Covered Employment")?

YesNo

Did you earn at least $ 2900 in the base period in

Base period is the first four of the last five completed calendar quarters. If you are filing today, base period is Jan 2013 - Mar 2013 to Oct 2013 - Dec 2013

YesNo

How did you lose your job?

Quit Fired Laid Off

Did you quit your last job due to unsafe working conditions, not being paid, discrimination and / or health and safety risks?

YesNo

Were you fired for no fault of your own?

YesNo

Were you laid off for no fault of your own?

YesNo

CALL: (888) 795-6672 if you are currently living outside of New Jersey but worked in NJ state in the past. If you are from North East New Jersey, call Union City office at (201) 601-4100. Northwest and Central NJ is serviced at (732) 761-2020 which is the Freehold office. South Jersey residents must contact Cumberland office at (856) 507-2340.

you are not eligible


State Name: New Jersey

     Wages Earned:

Number of Dependant:

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Disclaimer: The estimates are good in faith and accuracy is not guaranteed. We are not liable for any loss and damages caused by using the tools on our website.
Disclaimer: The estimates are given in good faith and accuracy is not guaranteed. We are not liable for loss or damage caused by the tools on our website.

    State: New Jersey (NJ)
    Phone Number: (888) 795-6672 if you are currently living outside of New Jersey but worked in NJ state in the past. If you are from North East New Jersey, call Union City office at (201) 601-4100. Northwest and Central NJ is serviced at (732) 761-2020 which is the Freehold office. South Jersey residents must contact Cumberland office at (856) 507-2340.
    File Online: http://lwd.dol.state.nj.us/labor/ui/ui_index.html
    Major Towns: Newark, Jersey City, Paterson,Elizabeth, Edison, Toms River, Trenton, Camden, Brick Township, and Clifton

    Current Unemploymnet Rate in New Jersey

    New Jersey Unemployment Questions

    Should I wait until my severance pay ends to file a claim?
    No, because some severance/separation payments do not extend employment. You should file your claim after you stop working full-time. Payments that do not extend employment include severance payments based on years of service with an employer. However, salary continuation through termination and payments in Lieu of Notice, do extend employment. When you file your claim by telephone, the agent will review all separation payments with you before the claim filing process is completed. If you file your claim via the Internet, and it appears that your payment for periods after your last date of work may affect your unemployment benefits, you will be scheduled for an interview with a claims examiner.

    Q. Do I have to accept a job that pays less than I used to earn?
    While you are collecting unemployment benefits, you are expected to accept suitable work when it is offered or you could be denied benefits for four weeks. Suitable work depends on your work history, salary, skills, commuting distance, etc. If you remain unemployed for an extended period of time, you will be expected to revise your minimum job requirements. You may be required to travel a greater distance, accept a different type of job or accept a lower starting salary.

    Can I receive benefits during the summer if I am a school employee?
    Employees paid by a non-profit private school, a public school, or a college, who have a reasonable assurance of returning to work after a school recess or holiday period, may not be eligible for benefits. However, if you had non-school employment with sufficient wages to establish a claim, you may be eligible for benefits. If you work for a private contractor, which provides bus drivers, cafeteria services, etc, you may be eligible for benefits and should apply for benefits.

    Q. Are benefits taxable and how can I have federal income taxes withheld from my unemployment benefits?
    Unemployment benefits are subject to federal income taxes. You may voluntarily choose to have 10% of your weekly unemployment benefits withheld and sent to the Internal Revenue Service (IRS). If you want this service, you can request it when filing your initial claim. You may select or change your withholding status at any time by writing to the New Jersey Department of Labor and Workforce Development, Unemployment Insurance, PO Box 908, Trenton, NJ 08625-0908. Click here for the "Request for Change in Withholding Status" form.

    If a company relocates and offers me a job at the new location, do I have to take it?
    If the distance you have to travel to accept this offer of employment creates an undue hardship or the job duties or hours of work significantly change, then you may be able to refuse the new job and receive benefits. A claims examiner will review your reasons for not relocating and determine if you are eligible.

    What is the Social Security Disability Program?
    It is not short-term disability i.e. Temporary Disability Insurance (TDI) or Workers' Compensation. It is a program designed to provide long-term protection to individuals who are totally disabled using Social Security criteria. It is meant to provide benefits to only those individuals with the most serious impairments.

    What is the difference between Social Security disability and SSI disability?

    The Social Security Administration is responsible for two major programs that provide benefits based on disability: Social Security Disability Insurance (SSDI), which is based on prior work under Social Security, and Supplemental Security Income (SSI). Under SSI, payments are made on the basis of financial need.

    Social Security Disability Insurance (SSDI) is financed with Social Security taxes paid by workers, employers, and self-employed persons. To be eligible for a Social Security benefit, the worker must earn sufficient credits based on taxable work to be "insured" for Social Security purposes. The amount of the monthly disability benefit is based on the Social Security earnings record of the insured worker. Disability benefits are payable to: blind or disabled workers, widow(er)s, or adults disabled since childhood, who are otherwise eligible.

    Supplemental Security Income (SSI) is a program financed through general revenues. SSI disability benefits are payable to: Adults or children who are disabled or blind, have limited income and resources, meet the living arrangement requirements, and are otherwise eligible.

    The monthly payment varies up to the maximum federal benefit rate, which may be supplemented by the State or decreased by countable income and resources.



    How does Social Security decide if I am disabled?

    Disability under Social Security for an adult is based on your inability to work because of a medical condition. To be considered disabled:

    • You must be unable to do work you did before and we decide that you cannot adjust to other work because of a medical condition.
    • Your disability must last or be expected to last for at least one year or to result in death.

    Social Security pays only for total disability. No benefits are payable for partial disability or short-term disability.

    For adults, the unemployment department use a five-step evaluation process to decide whether you are disabled under Social Security. The process considers any current work activity you are doing, and your medical condition and how it affects your ability to work.


    I applied for disability benefits 3 months ago and still haven't received an answer. When should I expect to be notified of the decision?

    The length of time it takes to receive a decision on your disability claim is from 3 to 5 months. It can vary depending on several factors, but primarily on:

    the nature of your disability; how quickly we obtain medical evidence from your doctor or other medical source; whether it is necessary to send you for a medical examination in order to obtain evidence to support your claim; and if your claim is randomly selected for quality assurance review of the decision.

    If you have further questions, you may call our toll-free number, 1-800-772-1213 or TTY 1-800-325-0778. Our representatives will be glad to help you in any way they can.


    Can someone on disability return to work and still receive disability benefits?

    Social Security rules make it possible for people to test their ability to work without losing their rights to cash benefits and Medicare or Medicaid. These rules are called “work incentives”. The rules are different for Social Security and SSI disability, but under both programs they may provide:

    • Continued cash benefits;
    • Continued help with medical bills;
    • Help with work expenses; or
    • Vocational training.


Questions & Answers

  1. Yvonne Lawal says:

    I work for Newark Preschool Council,INC and Have been told that my claim is Pender because I work for a school system. I was employed with this company for 10 years now as a 12 month worker. The reason I am not working this summer is because the new director of the program has made decisions that effected all 12 month employees. Her decision was to only have 12 spots available for the summer program, which I have worked every year since I have been with the company. I have explained to the woman Me Porter down at NJ One Stop Career Center on Broad Street in Newark, that I do not work for Newark Public School System. My company is an all year round day care. There are well over 700 employees that had to fill out an application to work for the summer, so how is it my fault that my application was not one chosen. Everyone who has applied for unemployment due to lack of summer employment, all work under the Head Start Umbrella and we are all supposed to be working this summer,like every other summer we have worked. So why is my clam being upended if it is not my fault that I am not working. I am behind in my rent and other bills. Myself and my two minor children are about to be sitting in the dark or worst case scenario, we will be homeless.

    • kathy says:

      The reasons for pending an unemployment claim usually involve waiting for information from an employer. However, if the employer does not respond in time, the examiner can make a decision based on the information available – mainly the information provided by you. Then they need to understand the financial repercusions of this new financial arrangement of Head Start. A quick google search of “Head Start Pays Unemployment” will reveal articles from other states and the issues at hand. Another reason claims remained pended is the high rate of unemployment which “appears to” slow down the processing of claims. Follow up on your claim from time to time.

  2. Ingrid says:

    My conmpany (worked full time for for 6 years) is having layoffs. I would qualify for unemployment if I was laid off. I may have the opportunity to leave my company for a temporary work assinment prior to being laid off. If I get a temporary assignment for 3 months, then am laid off, would I still qualify for unemployment? Would my benefits be the same amount as if I was laid off from employer of 6 years? (Assuming the pay rate for the temp and perm position are about the same). Thank you.

    • kathy says:

      If the rate for both positions are the same any benefits derived from employment should be the same. Will you be leaving the permanent job on good terms or will you have to quit? If you have to quit one job to take the other, be sure you have the new job offer in writing beforehand.

  3. John M says:

    I am currently recieving unemployment benefits in NJ. I have interviewed with a company and accepted the job. Upon starting the job I can see it is not what I expected. The pay potential ( commision) is not what was discussed and the product is not competative in the market as discribed. If i quit and continue to look for a job will I still be able to continue with my unemployment benefits? I’ve worked there for about a week and have not yet been paid.

  4. jennifer says:

    iam a liscensed home health aide my company is closing its doors Aug 17 of this year . ive been working with the company about 4 months am i eligible for unemployment?

  5. Marie says:

    Can unemployment benefits be received if someone was terminated due to unsatisfactory job performance?

    • Baggie says:

      Hi Marie,

      As a general rule, employees terminated for unsatisfactory work performance receive unemployment compensation benefits. But please note that, if this underperformance changes to ‘willful misconduct’ then you will be denied any benefits.

  6. Junior says:

    I worked for the state of NJ for 25 years and will be retiring with a pension in the next couple of month am I eligible for some form of unemployment.

  7. Jamilah says:

    I worked part time last year and claimed particle unemployment benefits. I left the company for a temporary full time assignment. When the temporary assignment was complete I resume filing unemployment benefits. When I reached the last week of benefits, my benefits were placed on hold because a toll out that needed to be performed. Why would me leaving one job and going to another job matter in a claim that I was approved for and had benefits for?

  8. glenn rice says:

    Moving to florida will i be elgible to collect unemployment working on my job full time for 2 years.

  9. Maria says:

    I live in PA, but have worked and paid NJ unemployment taxes for the past 18 years. My position was just terminated. Do I file my claim in NJ or PA?

    • Baggie says:

      Hi Maria,

      First, you should identify the state, or states, where you worked and were paid wages during your base year.

      If you have earned wages in only one state during your base year period, you should file for unemployment compensation (UC) with the state where you worked. This in your case will be NJ. But, if you have earned wages in more than one state during your base year period, you must file a Combined Wage Claim (CWC) by contacting one of the states where you worked and were paid wages during your base year.

      If you need assistance in determining the state where you should file your UC claim, you should contact the UC service center by phone at 888-313-7284.

  10. Lynn says:

    I tried to log in to my unemployment but it wont let me. They said I need to call the “Help Desk”, but what is the number??

  11. jackie says:

    if you worked last year and want to collect umeployment now is there a time period where you cant collect

  12. sandra says:

    I have been under doctor’s care since 1/02/2013 due to a heart condition and pregnancy and was receiving temporary disability, but have exhausted all the funds. My doctor wants to make sure that I’m heart healthy before returning to work. Do I qualify ?

    • Baggie says:

      Hi Sandra,

      If you are termed fit to work by the doctor, then you can apply for unemployment compensation. Please note that you must be able and available to work in order to receive UI.

  13. Rita Reseska says:

    I canmot evaluate the web site as I have not heard from the Office of Unemployment as yet about the status of my claim submitted 3 + weeks ago. Please advise. Rita Reseska

  14. Rita Reseska says:

    I submitted on line after becoming unemployed on 6.21.13. I have not heard a word since then as to if it was received… am I eligible… and
    how will I learn the answers to those questions. Please advise. Thanks.
    Rita Reseska

    • Baggie says:

      Hi Rita,

      After filing your initial claim, did you continue on to filing your weekly claims? Please note that you need to file your weekly claims in order to receive the pay. In the meanwhile, you should have received a determination letter from the unemployment office. If you haven’t, please call for an enquiry.

  15. bruce says:

    If I live in nj and work in ny, and get laid off. can I collect nj unemplyoment.

  16. Linda Brown says:

    Relocating to New Jersey after living in Kentucky for 7 years. Relocation due to life partner’s decision to move.
    Can I draw NJ unemployment until I find work in NJ?

    • Baggie says:

      Hi Linda,

      Since you lived in Kentucky, you will have to file for unemployment there. You will be required to fulfill all the requirements before you are determined eligible to receive compensation.

  17. Veronica Torres says:

    I was collecting temporary disability for only a month, then I applied for unemployment benefits because my employer will not hire me back because she was scared that i will injure myself again. I collected two checks already now I got a letter from unemployment saying that a claims examiner will call me because it says that I quit my job without good cause attributable to the work. What does that mean? Also will I still get my money in my account when I claim my benefits while I wait for my call from the claims examiner?

    • Baggie says:

      Hi Veronica,

      If you have had a work related injury, you are mostly eligible to receive unemployment benefits. Looks like your past employer has termed a different reason for you loosing the job. An interview with the claims examiner will help you let them know about your part of the story. You should be able to convince and proceed with your claims.

  18. James Crooke says:

    I am 68 yo and retired military also drawing social security. However, I am working as a consultant with this job ending in a few months. Will I eligible for unemployment once this contract ends?

    • Baggie says:

      Hi James,

      You will be eligible to receive unemployment benefits if you are able and available to work. Also, it is necessary to have earned a qualifying amount during the base period to be eligible. Please don’t forget to mention about your SS during weekly claims. More information on how to apply –> http://fileunemployment.org/new-jersey/application

  19. Beverly says:

    I’m a no tenured teacher and was told on 4/23 that I wasn’t being rehired because my academic rigor in the classroom didn’t fit with the new direction they were taking my program. I received a general letter on 5/13 stating I will not be offered employment for the 2013-2014 school year. I filed for unemployment 6/26/13 and recieved a letter in the mail that I need to participate in a claims examiner interview because I was fired due to misconduct. I have never been written up or spoken to about oing anything wrong. I never even met with the principal about anything wrong. What could it possibly be about. I was jut told I didn’t show enough growth in the area of academic rigor. My supervisor even offered to write me a letter of recommendation when I start interviewing.

    • Baggie says:

      Hi Beverly,

      Once you apply for unemployment, during the waiting week, your application will be processed to cross check the documents provided and your previous employer will be contacted. Attend the claims interview and you can clarify the situation. If the determination is negative, you have an option to appeal the decision made by the office and prove your eligibility.

  20. Neal C. Mimikos says:

    I resigned from my company in Orlando, Florida on June 14th, 2013, to relocate back to NJ where I grew up to take care of a family member with Dimentia. I have been looking for employment since I moved here on June 16th, 2013. I am currently residing at a friends house in Dumont, NJ, until I can find a job and an apartment. In the meantime, do I qualify for employment? Thank you, Neal

  21. chris says:

    why cant I collect my unemployment online today

  22. Christine Museck says:

    Hi
    I have three weeks left on my EUC benefits. Am I availabl for the 20 weeks that they offer in NJ. I see you can get up to 73 weeks if the unemployment rate is high. I was out on disability for 26 of these weeks and still have not found work. I am worried. Thank you. How do you find out if you are eligible for the 20 weeks? thank you!

  23. gordon says:

    I need to move my family out of nj. We will be moving to florida, if I do not find a job by the time we must move and I leave my job in NJ am can I be approved for benefits.

  24. Renee says:

    I am being offered a position in my company for a 50% salary reduction from what I am making now. Their reason is they cannot keep paying me my regular salary for the work I am currently doing. They gave me an offer for a permanent position making 50% less or else. Am I eligible for UI benefits if I don’t take the offer and get let go?

    • Baggie says:

      Hi Renee,

      Looks like your company is downsizing or is unable to pay you. You can go ahead and apply for unemployment benefits while on this job as there is a significant reduction in your salary. If you are laid off by the company, then you are still eligible to receive benefits. Please note that there are many other requirements to qualify for UI compensation.

  25. Kim says:

    I live in NJ. I am changing jobs. My old employer required 4 weeks notice, so I gave my notice before I had a start date for my new job. As a result, I’m going to have a 4 week period where I will not be working. Am I eligible for unemployment for those weeks?

  26. Cynthia says:

    I was sent a notification form that I can call or claim my 1st benefits . On . 6/19/13, I did so & was paid on 6/21/13. Now I cannot find the initial notification letter & I don’t remember when it said to claim my benefits again. I live inPA but worked & filed in NJ , when should I claim my benefits again? Thank you, Cynthia

    • James says:

      I live in PA and i am collecting from NJ too. After your first pay, you will need to claim your benefits online or over the phone every two weeks.
      If you choose to claim via the phone, then you will need to follow the specific schedule based on your social security #. Visit NJ Unemployment site at https://njsuccess.dol.state.nj.us/html/uimain.html for more details

  27. Kristina says:

    I am currently working in NJ, and will be relocating to Florida. Am I eligible to file for NJ unemployment?

  28. Marvin Lebowitz says:

    I was laid off on Dec.31, 2011 I was entilled to collect $624.00 per wk. I collected for the first 3 weeks of Jan.2012 & then started my
    own co & became self employed & stopped collecting. In March of 2013 I went back to work & no longer was self employed. Starting Apri 1, 2013
    to June 26, I earned approx. 20,000 Gross 7 will probally be laid off on 7/1/2013. What will my unemployment benifit be?

  29. Paul Henry says:

    I need a copy of unemployment paid to me within the last 12 months I have looked on the department of labor and New Jersey unemployment website and I could not find it, can you help me?

  30. Gina says:

    I work at as a school aide. Due to the Obama care program and the school district not wanting to provide benefits, the position was changed to a part time position. The expense of the traveling distance to work and the decreased hours would not allow me to keep this job. Would I be entitled to unemployment benefits?

  31. Alexandra says:

    I am currently trying to collect unemployment benefits. I was first denied on April 26, 2013. I wrote an appeal and sent it to the agency two days later and received another letter on May 28th, 2013 saying that I had a telephone hearing on June 6, 2013. I have already had my hearing and just received in the mail today (June 10, 2013) that I was once again denied benefits. I will be writing another appeal because I feel I am being denied as a result of my work history being over looked. I was in the Army for four months and received an uncharacterized discharge as a result of not meeting the Army’s physical standards. However, because of the type of discharge I received, I was contacted and told I would not be able to receive the $15 extra a week for my time in the military.

    My question is, are there certain guidelines that are separate from the normal eligibility guidelines? I only ask as a result of being denied twice now for leaving my civilian job on July 14, 2012. When I received the first denied notification it clearly states that until I start working again, whether it is a civilian or government job, I will not be allowed benefits. I understand and accept the fact that I voluntarily left my civilian job for reasons that were not associated with the job, but I also understand that I was employed in a government job as a future soldier and that this information, which I have given proof of being in the Army and being paid, is being overlooked. According to the two letters stating I was being denied benefits that I received, I have not worked nor have I been paid for any employment after leaving my civilian job. Am I being denied because of the type of discharge I received, or are they just over looking the fact that I was in the Army all together?

  32. kevin says:

    i live in nj. i work in ny. my commute is over 150 miles round trip. 4 plus hrs in the car. My body cant take it no more. am i eligable to collect my benifits bucause i just cant do it no more.

  33. Charles T Costa says:

    I have received & completed “Claimant’s Statement for Issue Clarification” The mailing address on the form is Passaic N J but the Envelope indicates alternate address in Trenton N J. To what address do I return form??

  34. NONE says:

    If I am hired for a temp job and after the job has ended, will I be eligible for unemployment?

  35. Chris Carmona says:

    I am currently working full time but have not been given reviews and benefits as is spelled out in my written offer. Does this qualify me to leave and collect unemployment for job seeking purposes?

    • Baggie says:

      Hi Chris,

      Quitting a job might not be a good idea to receive benefits. If you quit a job it needs to be for a good cause also the burden of proof will be on you to prove that you deserve unemployment benefits.

  36. KEN says:

    WHAT ARE QUALIFICATIONS FOR APPLYING FOR UNEMPLOYMENT BENEFITS EXTENSION?

    • Baggie says:

      Hi Ken,

      Extension is provided when you run out of regular state unemployment benefits. You will be notified when you are eligible to receive. The number of tiers is dependent on the unemployment rate of the state and these benefits are federally funded. Also, the job search requirements will be more strict and you may be asked to take up a job which might not be the same as your last job.

      Please find this link to help you with more information on extension in New Jersey.
      http://fileunemployment.org/new-jersey/extension

  37. nissa says:

    My company has a lay off every year for me, however this year my company informed us that we will not have a return date. As of now I am going to school full time for the Fall of 2013, will this help extend my unemployment benefits?

    • Baggie says:

      Hi Nissa,

      If you are being laid off, you can collect unemployment provided you meet other state specific eligibility requirements. It is necessary to be able and available to work if you qualify to receive benefits. If your schooling does not interfere with your working abilities, then you can mostly collect unemployment benefits.

  38. laura manasia says:

    how to collect if you are fired

    • Baggie says:

      Hi Laura

      If you were fired for a fault of your own, you will not be eligible to receive benefits. However, if you were fired for no fault of your own and you can prove your innocence, then you may receive benefits. You can check for other eligibility requirements before you proceed to apply.

  39. Shena Melgar says:

    My husband currently works full time and attends college full time. He was advise by his school he is required to do a full time unpaid internship for a period of 5months. His
    Employer cannot accommodate when the time comes. If he is forced to go from a full timer to either part time or per diem, is he eligible for unemployment for the difference in pay?

    Please advise. Thank you.

    • Baggie says:

      Hi Shena,

      Since he is unable to work due to other commitments, he may not be able to receive unemployment benefits. It is important to have lost job through no fault of your own to receive benefits. Unemployment office is very considerate and very helpful so there is no harm in applying for benefits and seeking some help. All the best.

  40. walt says:

    I was on long term disability (24 months) for lower back surgery. I am ready and able to return to work. If my employer decides not to take me back will I be able to collect until I find a job? Thank you.

    • Baggie says:

      Hi Walt,

      It might not be possible for you to receive unemployment benefits as you have been out of work for more than 2 years, but can go ahead and try.

  41. Dolores says:

    I was hired as a tenured track school teacher with contract to June 30, 2013. This was my first year of teaching. The school district is not renewing my contract for the 2013/2014 school year. Will I be able to collect unemployment should I not be able to find another teaching position?

    • Baggie says:

      Hi Dolores,

      You can go ahead and apply as you have lost job through no fault. There are chances you might receive benefits. All the best.

  42. Loree says:

    I was out on FMLA since 2/1/2013 and getting money from temp disability (nj)I just received a letter from my employer stating since I have not returned to work ( I am still under Dr’s care and still sick) and since I have NOT returned to work after my 12 weeks they are taking this as a voluntary resignation. my question is #1 can they legally do this and #2. can I collect unemployment once my temp disability benefits are exhausted?
    thank you.

    • Baggie says:

      Hi Loree,

      Sorry, I cannot help you in legal matters.
      About your unemployment benefits, you can receive unemployment compensation only if you are able to and available to work. This is just one of the requirement. Considering your illness, if you are still sick when you exhaust your temporary disability benefits, you cannot claim unemployment benefits.

  43. letitia says:

    if a person was laid off and collecting unemployment,,, then accepted a job for the same company in a different state for less money and only worked 1 week and found out a family member is terminally ill, can the person return to NJ and collect unemployment until another job is offered.

  44. Leslie Riley says:

    I was just informed that my job position after 38 years with the company (various managements) is moving to Missouri.They stated I could move out there.I am 62 years old and as I said worked there for 38 years. They want me to stay and train someone before I am without a job. My question is am I eligible for unemployment after all these years and do I have to train someone to take my position?

  45. Alessa says:

    After maternity leave my position will not be available for me to return for work. Do i qualify?

  46. Janessa says:

    I am a nanny “paid on the books” and the family I work for will go out of the country for 5 weeks leaving me without work. Am I eligible to file for unemployment?
    Thanks for any insight!!!!!

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