New Jersey Unemployment Benefits

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Are you physically able to work?

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Are you willing to actively look for a job?

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Did your employer pay unemployment taxes ("Covered Employment")?

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Did you earn at least $ 2900 in the base period in

Base period is the first four of the last five completed calendar quarters. If you are filing today, base period is Jan 2015 - Mar 2015 to Oct 2015 - Dec 2015

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How did you lose your job?

Quit Fired Laid Off

Did you quit your last job due to unsafe working conditions, not being paid, discrimination and / or health and safety risks?

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Were you fired for no fault of your own?

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Were you laid off for no fault of your own?

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CALL: (888) 795-6672 if you are currently living outside of New Jersey but worked in NJ state in the past. If you are from North East New Jersey, call Union City office at (201) 601-4100. Northwest and Central NJ is serviced at (732) 761-2020 which is the Freehold office. South Jersey residents must contact Cumberland office at (856) 507-2340.

you are not eligible


State Name: New Jersey

     Wages Earned:

Number of Dependants:

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Disclaimer: The estimates are good in faith and accuracy is not guaranteed. We are not liable for any loss and damages caused by using the tools on our website.
Disclaimer: The estimates are given in good faith and accuracy is not guaranteed. We are not liable for loss or damage caused by the tools on our website.

    State: New Jersey (NJ)
    Phone Number: (888) 795-6672 if you are currently living outside of New Jersey but worked in NJ state in the past. If you are from North East New Jersey, call Union City office at (201) 601-4100. Northwest and Central NJ is serviced at (732) 761-2020 which is the Freehold office. South Jersey residents must contact Cumberland office at (856) 507-2340.
    File Online: http://lwd.dol.state.nj.us/labor/ui/ui_index.html
    Major Towns: Newark, Jersey City, Paterson,Elizabeth, Edison, Toms River, Trenton, Camden, Brick Township, and Clifton

    Current Unemploymnet Rate in New Jersey

    New Jersey Unemployment Questions

    Should I wait until my severance pay ends to file a claim?
    No, because some severance/separation payments do not extend employment. You should file your claim after you stop working full-time. Payments that do not extend employment include severance payments based on years of service with an employer. However, salary continuation through termination and payments in Lieu of Notice, do extend employment. When you file your claim by telephone, the agent will review all separation payments with you before the claim filing process is completed. If you file your claim via the Internet, and it appears that your payment for periods after your last date of work may affect your unemployment benefits, you will be scheduled for an interview with a claims examiner.

    Q. Do I have to accept a job that pays less than I used to earn?
    While you are collecting unemployment benefits, you are expected to accept suitable work when it is offered or you could be denied benefits for four weeks. Suitable work depends on your work history, salary, skills, commuting distance, etc. If you remain unemployed for an extended period of time, you will be expected to revise your minimum job requirements. You may be required to travel a greater distance, accept a different type of job or accept a lower starting salary.

    Can I receive benefits during the summer if I am a school employee?
    Employees paid by a non-profit private school, a public school, or a college, who have a reasonable assurance of returning to work after a school recess or holiday period, may not be eligible for benefits. However, if you had non-school employment with sufficient wages to establish a claim, you may be eligible for benefits. If you work for a private contractor, which provides bus drivers, cafeteria services, etc, you may be eligible for benefits and should apply for benefits.

    Q. Are benefits taxable and how can I have federal income taxes withheld from my unemployment benefits?
    Unemployment benefits are subject to federal income taxes. You may voluntarily choose to have 10% of your weekly unemployment benefits withheld and sent to the Internal Revenue Service (IRS). If you want this service, you can request it when filing your initial claim. You may select or change your withholding status at any time by writing to the New Jersey Department of Labor and Workforce Development, Unemployment Insurance, PO Box 908, Trenton, NJ 08625-0908. Click here for the "Request for Change in Withholding Status" form.

    If a company relocates and offers me a job at the new location, do I have to take it?
    If the distance you have to travel to accept this offer of employment creates an undue hardship or the job duties or hours of work significantly change, then you may be able to refuse the new job and receive benefits. A claims examiner will review your reasons for not relocating and determine if you are eligible.

    What is the Social Security Disability Program?
    It is not short-term disability i.e. Temporary Disability Insurance (TDI) or Workers' Compensation. It is a program designed to provide long-term protection to individuals who are totally disabled using Social Security criteria. It is meant to provide benefits to only those individuals with the most serious impairments.

    What is the difference between Social Security disability and SSI disability?

    The Social Security Administration is responsible for two major programs that provide benefits based on disability: Social Security Disability Insurance (SSDI), which is based on prior work under Social Security, and Supplemental Security Income (SSI). Under SSI, payments are made on the basis of financial need.

    Social Security Disability Insurance (SSDI) is financed with Social Security taxes paid by workers, employers, and self-employed persons. To be eligible for a Social Security benefit, the worker must earn sufficient credits based on taxable work to be "insured" for Social Security purposes. The amount of the monthly disability benefit is based on the Social Security earnings record of the insured worker. Disability benefits are payable to: blind or disabled workers, widow(er)s, or adults disabled since childhood, who are otherwise eligible.

    Supplemental Security Income (SSI) is a program financed through general revenues. SSI disability benefits are payable to: Adults or children who are disabled or blind, have limited income and resources, meet the living arrangement requirements, and are otherwise eligible.

    The monthly payment varies up to the maximum federal benefit rate, which may be supplemented by the State or decreased by countable income and resources.



    How does Social Security decide if I am disabled?

    Disability under Social Security for an adult is based on your inability to work because of a medical condition. To be considered disabled:

    • You must be unable to do work you did before and we decide that you cannot adjust to other work because of a medical condition.
    • Your disability must last or be expected to last for at least one year or to result in death.

    Social Security pays only for total disability. No benefits are payable for partial disability or short-term disability.

    For adults, the unemployment department use a five-step evaluation process to decide whether you are disabled under Social Security. The process considers any current work activity you are doing, and your medical condition and how it affects your ability to work.


    I applied for disability benefits 3 months ago and still haven't received an answer. When should I expect to be notified of the decision?

    The length of time it takes to receive a decision on your disability claim is from 3 to 5 months. It can vary depending on several factors, but primarily on:

    the nature of your disability; how quickly we obtain medical evidence from your doctor or other medical source; whether it is necessary to send you for a medical examination in order to obtain evidence to support your claim; and if your claim is randomly selected for quality assurance review of the decision.

    If you have further questions, you may call our toll-free number, 1-800-772-1213 or TTY 1-800-325-0778. Our representatives will be glad to help you in any way they can.


    Can someone on disability return to work and still receive disability benefits?

    Social Security rules make it possible for people to test their ability to work without losing their rights to cash benefits and Medicare or Medicaid. These rules are called “work incentives”. The rules are different for Social Security and SSI disability, but under both programs they may provide:

    • Continued cash benefits;
    • Continued help with medical bills;
    • Help with work expenses; or
    • Vocational training.



Questions & Answers

  1. Andrew Klingel says:

    I was recently laid off from my job. I have decided since then to go through the steps in order to receive my teacher’s certification. I wish to also enroll in a graduate program within my degree. I was told that unemployment helps out with education costs but will they help as far as a graduate degree is concerned?

    • Martin says:

      Depends. If the course is approved, then you may qualify for the benefits.

      Please call the Unemployment Office in your state for specific information.

  2. DMP says:

    I work for a non-profit organization and have learned I will not be eligible for UI when my position ends in June. Why?

    • Martin says:

      You may not be eligible since your employer may not be contributing to the fund that pays UI benefits.

      Please confirm with your employer.

  3. Kammmie says:

    I have a full time job and then I also work as a contractor. I will soon be laid off from the full time job. I am paid well as a contractor and will not see any of my unemployment. However, I have no idea when the contract could end. If I apply for unemployment when I am laid off how many weeks will I be eligible for my benefits if my benefits are being paid 0 while I am a contractor?

    • Martin says:

      Please speak to the Unemployment Office in your state. Each state has its own rules in treating dual employment. You can be eligible to claim up to 26 weeks of employment.

  4. corey schuyler says:

    I was out of work from 3/3/2015 to 1/3/16 due to being injured on the job I was collecting WC. now dr released me to go back to work and my employers have closed down there business I tried to get my NJ unemployment benifets and have to been able to, I don’t understand this

  5. laura says:

    if I am working two jobs, one full time and a part time job , about 15 hours weekly, I get laid off from the full time job am I still eligible for unemployment benefits?

  6. allen tooley says:

    My employer is moving to Delaware city Delaware. I live in Burlington NJ another 30 miles one way(I drive 27 currently) do I have the right not to go? and would I be eligible for un-employment benefits if I quit?

    • Martin says:

      Depends. Not sure if you can quit for shorter distances and qualify for UI benefits.

      Please inquire further with the labor authorities in your state.

  7. Kim says:

    My job just reduced my hours from 37 hrs to 20 hrs weekly. Can I claim partial unemployment?

  8. Rosalie says:

    I live in New York but work in NJ. My employer is withholding NY state tax and NJ Unemployment from my paychecks. Which state do I file unemployment with–NY or NJ?

  9. Henry Dandridge says:

    I collected unemployment last summer 2015. Do I get a tax return form from unemployment benefits? Thank you.

    • Martin says:

      Yes you do. Please look out for options to download 1099-G from the official website of the labor dept in your state or call them.

  10. William says:

    I am getting conflicting reports on extensions. My 26 weeks ends at the end of next month. Are there any extensions? I live in NJ

    • Martin says:

      As far as we’re aware, there are no extensions available.

      Please contact the Unemployment Office for precise information.

  11. ron says:

    i was talking to nj unemployment agent after waiting on hold for an hour and was disconnected will they call me back

  12. matthew ayers says:

    The company I worked for resides in Pennsylvania but I live in NJ. I was a commission only “1099” sales person. Am I eligible for NJ or PA unemployment?

  13. Warren says:

    I have been working with a company for more than 5 years and the time I actively work monthly has slowly diminished (at my request)to the point that I may work just one or days during a month. I have contemplated retirement but I don’t know if I would qualify for unemployment if I do leave.

    • Martin says:

      If you leave voluntarily, you may not be eligible. Instead, try to apply for UI benefits towards the lost hours if your state permits.

      Please inquire further with the labor authorities in your state.

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