Find out all about filing claims for Coronavirus-related unemployment benefits
You may be one of hundreds of unemployed class across the country contemplating and exploring the opportunity to gain additional skills or get into a new domain that interests you. This calls for attending training or going to school full time/part time.
Whether you’re recently dealing with unemployment or job loss, or you’ve been sending out resumes for a while, heading back to school can be a great way to update your skills and discover a new horizon. However, this move may have negative repercussions in terms of losing your UI benefits. We must underline the fact that “Unemployment insurance is for people who are looking, and available, for work.”
Don’t be disheartened reading the above. It does not necessarily mean that your UI benefits will be cut off if you start attending school/take a new course to enhance your skill sets. Labor departments are not that stringent after all. There are exceptions to this rule. As long as this new course that you’re planning to join does not hamper your ability to apply for jobs or accept a suitable one, the UI benefits should continue to flow.
Also, Workforce development programs endorsed by your state’s unemployment system are an exception. These short-term training courses focus on concrete job skills or retraining you for a new career. Even better, the government pays for all or part of the training program. Contact your unemployment office or federal “Career One Stop” for more information on available programs.
If you’ve been unemployed recently and looking forward to applying for unemployment insurance, read our benefits guide before filing.
How do you progress?
If you’ve zeroed in on a course or a training program and are receiving weekly UI payments from your state, you must immediately get in touch with the authorities at the labor department and notify them about your intent. They will review the background,the credentials and advise you further on continuation of UI payments. Remember, you must let them know at the earliest. Any delay may lead to denial/delay in disbursing benefits. If you fail to inform them about your schooling, you may end up losing benefits/subjected to penalties.
In cases where labor department does not approve your training, you may still be able to collect benefits while in training. It will depend on whether you can look for and accept work.
Most of the labor departments have in house courses/training sponsored programs that you can look forward to. These are mostly part time, which allows you to derive UI payments without any hassles or approval. These courses are reviewed, approved and tailor made for specific outcomes.
You can find more information on the official website of the department of labor in your state. If you have any specific questions to ask us, feel free to use the flashing link below this article to reach us on the community.
Employees working with various federal agencies/departments constitute a significant number of workforces in the US. We must understand that federal employees are susceptible to being unemployed like any other person. There may be massive layoffs across government organisations/agencies as well.
In such situations, a civilian federal employee who is separated from his job will be eligible to apply and receive unemployment compensation on nearly the same terms as a person who was employed with a private company. The Unemployment compensation for federal employees (U.C.F.E) is a program administered by the states which act as agents of the federal government. The law of the state in which you last served as a federal employee determines the eligibility for UI benefits.
The law of the State (under which the claim is filed) determines benefit amounts, number of week’s benefits that can be paid, and other eligibility conditions. All other terms and conditions more or less remain the same as applicable for a non-federal employee.
Unemployment compensation is taxable. If you receive unemployment compensation, you will be sent Form 1099-G from the state where you filed your claim showing the amount you were paid and any federal income tax you elected to have withheld.
Furloughed federal employees are also eligible to apply. Use the benefits calculator to determine how much you may receive.
How to Apply?
You can apply like anyone else. States may take claims over the Internet, telephone, or in-person. Follow instructions provided on the state’s Web site. We strongly recommend that you read our benefits by state section before applying. This will help you apply confidently without any aggravations.
You are also required to know your department or agency’s correct name and payroll address, and, if available, the agency’s Federal Identification Code. Documents that have this information and will help you to correctly file your UCFE claim include:
Standard Form 8 (SF-8)
Standard Form 50 (SF-50)
Earnings and Leave Statement
Post Application – Weekly Claims
Once your UCFE initial claim has been filed, you will have to file eligibility certifications weekly or bi-weekly depending on the state laws. The certifications can be over telephone or on the department’s website. If you’re a furloughed worker, you are not required to report work searches as it’s just a temporary layoff. Workers whose claim is approved generally receive their first benefit payment within 14-21 days from the date that the claim is filed.
By following the protocol prescribed by the state laws, your UI benefit claims can be a smooth one.
The Story of Lisa Parker
Lisa Parker, a budding dot com entrepreneur in her late thirties runs a small company that deals with web development and maintenance for local enterprises in Detroit, MI. Her husband works as a marine engineer employed with a shipping conglomerate. Lisa has two kids who are in high school.
Lisa’s firm, Web Success is registered as sole proprietorship with the local authorities and she pays mandatory taxes into the Michigan Department of Treasury. She has carefully nurtured her business meeting timely expectations of various needs of her clients winning laurels and referrals. In her path to success, Lisa has provided employment to five individuals who assist her with their expertise in content development, web designing etc.
Due to the slow onslaught of economic crisis since 2010 that engulfed the city of Detroit, Lisa gradually lost business from local clients who were themselves victim of this crunch. Many of her clients filed for bankruptcy which resulted in deferred revenue for Lisa as they could not afford to pay her. Web Success was able to sustain for close to two years, thanks to the cash balance and other investments Lisa made which aided continuity of her enterprise and timely payment of salaries.
Web Success had meticulously planned their fall in the second calendar quarter of 2013 as they were no longer getting any deals from existing clients nor were able to sign up any new ones. Lisa decided to call it a day and laid off all her 5 staff members with a severance pay for 6 months. She was left with nothing in her bank after she shut down her business and started looking for employment opportunities outside Michigan.
While she was working hard to find a suitable job, she decided to apply for unemployment insurance benefits provided by the labor department in MI for those who are looking for a job but are currently out of one. Unfortunately, her application was rejected as she was self-employed and did not pay unemployment taxes into the system.
Unemployment Insurance for Self Employed
If you were self employed and are currently out of work because of no fault of your own, your chances of receiving unemployment benefits are not that high. However, you should check with your state unemployment office to check your eligibility, as there are some situations in which you would be able to get jobless benefits even if you were self-employed. The labor department in your state will be the best authority to clear the air for you.
In a few cases that can be considered an exception,there can be light at the end of the tunnel. Please read below to find out more.
When can self-employed workers receive unemployment benefits?
Talk to your state unemployment office to find out if you were wrongly classified as self-employed. Long term contractors are classified as employees in some states that make you eligible for UI benefits.
Apply for benefits if your business is incorporated and you can’t find work. You should be eligible as long as the corporation paid unemployment insurance.
Apply to your state unemployment office if you are not working and you live in a region affected by a disaster. If you lost your employment because of a disaster, you should be eligible to receive disaster unemployment assistance even if you are self-employed.
If you are an ex-military service member who was self-employed before entering the service, apply at the state office of the state you reside in after leaving the service, regardless of where you lived before.
Talk to your state labor office if you have started your own company since being laid off. Under a special program, you may be eligible for a self-employment allowance while you are establishing your business.
If you’re unemployed and are looking forward to applying for benefits, always consider applying for it before concluding if you will/not qualify.
Note: The character of Lisa Parker is a fictional creation by the author out of his experience working on various fora on this website interacting with people. Any resemblance to a living/dead person is purely coincidental.
The Bureau of Labor Statistics, U.S department of Labor, released its monthly dossier on employment situation across the country. This data sheet was in form of a news release that was published on Friday, September 5th 2014 –“THE EMPLOYMENT SITUATION — AUGUST 2014”
Fileunemployment.org has decoded this extravagant fact sheet and we present the data that matters to you the most.
Overall, 142,000 jobs were added in August, unemployment rate dipped 0.1 percentage points to 6.1 during this month. This is fairly good turnaround when compared to August 2013, where the unemployment percentage was around 7.2.
The numbers of unemployed persons were around 9.6 million. Professional and business services, healthcare domains witnessed job gains.
Household Survey Data
Unemployment rates for major worker groups are as below.
Adult men (5.7 percent), Adult women (5.7 percent), Teenagers (19.6 percent)
The number of long-term unemployed (those jobless for 27 weeks or more) declined by 192,000 to 3.0 million in August. These individuals constitute about 31.2 % of the total unemployed.
The number of persons employed part time for economic reasons (sometimes referred to as involuntary part-time workers) was little changed in August at 7.3 million. These individuals were working part time because their hours had been cut back or because they were unable to find a full-time job.
Establishment Survey Data
Total nonfarm payroll employment increased by 142,000 in August, compared with an average monthly gain of 212,000 over the prior 12 months. As discussed earlier in this article, job growth occurred largely in professional and business services and in health care.
Professional and business services added 47,000 jobs during the month
Employment in health care increased by 34,000 in August
Food services and drinking places continued to trend up in August (+22,000)
Construction employment continued to trend up in August (+20,000)
Manufacturing employment was unchanged in August, following an increase of 28,000 in July
Retail trade employment was little changed (-8,000)
Employment in other major industries, including mining and logging, wholesale trade, transportation and warehousing, information, financial activities, and government, showed little change over the month.
In August, the average workweek for all employees on private nonfarm payrolls was 34.5 hours for the sixth consecutive month.
Average hourly earnings for all employees on private nonfarm payrolls rose by 6 cents in August to $24.53. Over the year, average hourly earnings have risen by 2.1 percent.
The Q & A forum on our website addresses a significant number of questions and issues relating to filing for unemployment compensation from two different states. Based on our detailed study, we have collated a list of most common issues that arise which are conflicting in nature.
Let us summon these questions one at a time and discuss the dynamics surrounding it. In all these cases, we strongly recommend that you double check with the labor dept in your state before arriving at a decision or concluding purely on basis of this article.
My regular benefits from state X has exhausted. Can I apply from state Y as I moved here?
The unemployment insurance is a scheme administered and overseen by the US department of Labor. Each state disburses the payment in accordance with certain rules confined to it exclusively. You will be able to claim only once from a particular state. If one exhausts the benefits in state X and moved to state Y in search of job, they cannot apply or claim UI as it can be considered illegal and you can be tried for fraud under local laws.
Remember, unemployment compensation is only disbursed for a certain allocated period, is not revolving in nature and generally non-transferable.
I was approved for 23 weeks of UI benefits that ran out in 2012.Can I reapply as I am unemployed again?
Let’s assume a classic case where an unemployed youth, Rob* was laid off from his job as a store manager at a local supermarket in December 2011 and he applied and was approved for UI benefits for 23 weeks. Rob claimed & received weekly monetary compensation from the labor department in his state for the whole of 23 weeks and he immediately found a job that matched his skills.
Unfortunately, due to a new company policy, Rob was laid off from his newest job in May 2014.Now, he is again looking forward to monetary support and is contemplating on applying for UI whilst he is searching for jobs. Since he had earlier in 2012 claimed and received full benefits, he may not be eligible this time around. It would be wise for Rob to call and inquire if any benefits would be available before applying again.
I worked in state X and recently moved to state Y. Which state do I apply for UI benefits from?
One must ideally be looking at applying from the state of last employment. Remember, your employer would have paid the taxes into the system that contributes towards UI funds in the state where they operate.
Therefore, you must apply from the state where you were employed so that they expend compensation from these funds. Almost all states have an option of conveniently managing claims online or by phone so that you don’t have to physically visit their office. If you moved to a different state, it is advisable that you manage it electronically.
I work out of state X and live in state Y. I was laid off from my job recently. Where do I apply from?
This scenario is nearly similar to the previous one. As your employer would have paid into the state taxes from the state where you worked, you must file from the state where you were working.
I earned income working out of state X & Y. What income do I show as I lost both the jobs?
If you have wages from multiple states, you may file a combined wage claim. Contact the unemployment office in the state where you reside and they will inform you as to which state you must contact to file a claim. The state will then request wage information from other states where you have worked. The information will be combined to calculate a benefit that will be an accurate representation of all your employment for a particular period of time.
Any attempt to open claims in multiple states simultaneously will eventually be discovered. States implement crossmatch procedures to locate individuals who file simultaneous claims in multiple states. Such filing methods are not permitted and may be considered fraud depending on the circumstance. However, contrary to the previous answer, incarceration is not likely unless the amount of fraud is a significant sum. Most unemployment fraud cases result in repayment of benefits received, a monetary penalty equal to benefits received, and a disqualification from receiving unemployment benefits for a designated period of time.
*The character of unemployed youth Rob is a fiction and is not a real person.
The Bureau of Labor Statistics, US department of Labor unraveled its monthly economic news release- “Regional and State Employment and Unemployment Summary” on Monday, 18th August for the month of July 2014. The national average jobless rate is 6.2 % that saw little change from June 2014.
We have reviewed and highlighted key facts that matter the most. There was little deviation in regional and state unemployment rates in July as compared to June 2014.
30 states reported higher unemployment rates from June.
12 states and District of Columbia had no changes.
8 states saw decrease in unemployment rates.
Non-Farm Payroll Employment
Saw increase in 36 states including District of Columbia
Decreased in 13 states, Iowa saw no change
The largest over-the-month increases in employment occurred in
In July, the West continued to have the highest regional unemployment rate, 6.6 percent,while the Midwest again had the lowest rate, 5.9 percent. The South had the only statistically significant over-the-month unemployment rate change (+0.1 percentage point). Significant over-the-year rate decreases occurred in all four regions: the Northeast and West (-1.5 percentage points each), Midwest (-1.4 points), and South (-1.0 point)
Mississippi continues to have the highest unemployment rate among the states in July @ 8.0 percent. North Dakota remains a hot destination for employment clocking jobless rate@ 2.8 percent.
In total, 18 states had unemployment rates significantly lower than the U.S. figure of 6.2 percent, 8 states and the District of Columbia had measurably higher rates, and 24 states had rates that were not appreciably different from that of the nation.
States with unemployment rates significantly different from that of the U.S., July 2014, seasonally adjusted.
District of Columbia
There is not much to rave about the statistics from this release, the key rates have not deviated to a great extent. For a copy of full release, click here.
If you’re unemployed and looking for advise or answers, get interactive on our unemployment forum.
Fileunemployment.org receives an assortment of queries on applying for unemployment insurance during pregnancy. Anxious readers and patrons are often muddled, especially the female working class as they don’t know where to look for answers. The editorial team are constantly scouting for common issues faced through various forums. We believe in value add articles that will guide our readers during times of unemployment. If you are a working woman expecting a baby or planning to have one, it’s very important that you are well acquainted with labour laws specific to pregnancy in your state and also maintain basic awareness of the company policy in this regard. You can get in touch with the customer service of the labour department via phone or search their website for specific guidelines. Your HR S.P.O.C will be the right person to give you information on company rules.
Family Medical Leave Act (FMLA)
You may have heard this term before or it may be your first time. FMLA lays down rules and is the guiding principle for maternity leave and allied benefits. While some employers are legally obligated to provide employees with time off from work for maternity leave, this is not always the case. In most U.S. states, only those companies that fall under Family Medical Leave Act (FMLA) guidelines are required to provide leave specifically related to becoming a parent, or for any other kind of illness. You must be aware that both parents are eligible for certain days of leave at time of pregnancy and post delivery of the baby. This type of leave is provided during childbirth, adoption & foster situations.
Unemployment Benefits during Maternity Leave
The most painful drawback about availing leave during pregnancy is that they are unpaid. Rarely do companies in the US offer a compensated maternity leave. This period can be significantly long which can range from the standard 12 weeks up to a year or even more in case you decide to devote more time towards the upbringing of the child.
It can be quite a challenge to lead life during this time, especially if you were dependent on your job to meet financial obligations, wholly or partly. You may look forward to various state sponsored schemes such as unemployment insurance that offers weekly monetary compensation for the unemployed. But then, are you really unemployed? Isn’t this just a provisional period? You’re still on rolls of your employer. Unemployment benefits are only extended to those who become jobless for involuntary reasons. Citizens who are able to and available for work are considered for UI compensation. Your pregnancy will put you in a phase of inactivity from a work point of view unless you have some kind of alternate arrangement with your employer. Therefore, you will not qualify to receive unemployment compensation. If you’re currently unemployed and are generally reading this article,please click on benefits by state to be acquainted with the unemployment benefits available in your state.
Short Term Disability Insurance
You don’t have to be really upset. Many companies as an option or under legal obligation may have you covered you under disability insurance. Many short-term disability (STD) insurance plans provide income protection for time lost from work due to childbirth. If you are enrolled in your company’s short-term disability insurance plan, chances are that you will be able to apply for benefits during the time you are off from work. While these policies don’t provide 100 percent income coverage and typically don’t start until you have been unable to work for a few weeks, the funds they do provide can be helpful. You can also learn more about additional benefits that may be available in your state which are specific in nature. Speak to your supervisor or the H.R rep well in advance to make best use of available schemes and welfares offered by both the government and employer before you start the maternity leave. We wish you nothing but the best during this time which should rather be seen as a happy phase of life. Feel free to discuss more on this topic inside our unemployment community forum.
This article will address problems and queries on unemployment compensation (UC) faced by ex-military men and their spouses. If you fall into that category, we’re sure that you will find this article helpful!
Is there UC for ex military men and their spouses?
Yes.The federal set up in US has a separate unemployment program for ex servicemen and their families.The program is called Unemployment Compensation for Ex Service members (UCX). UCX provides income support to former military servicemen when they are released from active duty.
Additionally, the Emergency Unemployment Compensation Act states that ex servicemen too should be treated equal to other unemployed individuals in the country. This means that they can avail compensation from Emergency Unemployment Act (EUC08) as well as Extended Benefits (EB) once they stop qualifying for UCX.
Eligibility and benefits
The general rule is that the ex serviceman applies for UCX in the state where he is searching for a job. The criteria for eligibility and benefit amount varies from state to state. In general, the rules for eligibility for ex servicemen and civilians are quite similar. Also, the benefit amount is usually decided on the basis of wages earned during active military service period. This means that two servicemen who have same record of service and earnings may earn different benefits in different states.
Also, the ex-servicemen who performed active service earlier must have left the service under honorable conditions or completed a full term of service or should have been released from service with full honors. If the servicemen was a reservist earlier, he must have been on active duty for at least 90 consecutive days.
Previously self-employed servicemen
If an individual was self-employed, prior to becoming an active serviceman, he may have been excluded from UC benefits. But once he retires from active service, he shall qualify for UCX benefits. However some states do not provide benefits for such people who are trying to re-establish a small business.
If you’re looking at applying for UCX benefits, please visit our Benefits By State section.
UC for Civilian Spouses
Spouses of servicemen who quit their jobs to travel with their spouses to wherever they are posted, will not be eligible for UC. Folks who quit their job because a spouse was transferred are usually considered to have carried out a “voluntary quit”, rendering them disqualified for UC. Hence, most states do not cover such individuals.
In some states, once the spouse resumes working, in which ever place they relocated to, he/she will no longer be considered unfit for UC provided they earn stipulated wages and work for a certain period of time. In some other states, the period of disqualification is for a certain period of time, even if they have not landed a job, they may qualify for UC if they are actively searching for other jobs. Once this period of disqualification is over (time varies from state to state) or if the job market is down, or if the person is not able to find employment due to a reason that is not theirs, they shall qualify for the UCX benefits. There are 23 states in US that allow a person to qualify for UC if they quit their job to accompany a military spouse who was transferred.
The Unemployment Compensation for Ex-servicemen is funded by the federal government through a federal account in the Unemployment Trust Fund (UTF). The federal government reimburses each state for each unemployed worker whose base period wages were earned in the military services.
Being unemployed can be a tough problem for many. If you are an ex-serviceman, consider that you have earned a respite after serving your country. It is an honor that many fail to get. If you are the spouse of a military personnel, who had to quit your job, tell yourself that your spouse’s job is something that calls for sacrificing for the sake of the country. This also means that you may have to make sacrifices too. Try to stay positive and calm, we’re sure things will look brighter in the near future. Cheers!
The state of Michigan’s federally funded unemployment benefits have decreased due to the decreased unemployment rate. It is truly a great development for the state economy .
As per the report of Michigan Department of Technology, Management and Budget Employment rate has widely increased over 9.3 percent since December 2011, which is almost 2 percent drop down, while compared to January 2011. As the statistical report states that the story as 2011 saw the year-end with a surplus of $457 million dollars, which has not happened in a decade.
It is also a notable improvement as more than 4.2 million Michiganders were employed in January, while about 417,000 were listed as unemployed. 80,000 private sector jobs were created. Private manufacturing companies are also provided with the biggest enhancement, adding most of the payroll jobs over the month.
It is a notable growth that Michigan’s was less than one percentage point above the national jobless rate of 8.3 percent in January. The stats do not take into consideration the people who have given up looking for work. If the underemployed workers are taken into account, Michigan State’s unemployment rate would slightly increase to about 11.1 percent instead of 10.3 percent which is still a good development. This 11.1 percentage of people may also be included as those who work as part-time but want full-time work, along with those who have worked at some point during the past year but aren’t currently looking for work.
The number of people applying for unemployment benefits in Michigan fell down for the first time in past five weeks. But the drop suggests only modest job growth after three months of weak hiring. Michigan’ unemployment rate continues to decline, dropping below 9 percent in February for the first time since 2008. But the situation was still grimmer in last months of 2011.
As per the forecast report “If the unemployment rate forecasts for the U.S. and Michigan hold, 2014 “would be the first time since … 2000 that the Michigan unemployment rate would be lower than the U.S.,” The House of Fiscal Agency states that the Michigan’s unemployment rate will drop to 7.4% below the national average by or within 2014.
Reduced rate of unemployment claim in Michigan in this year have made the unemployment insurance agency to change the benefit entitlements for EUC program. The US department of labor has recently updated that the Tier 4 of the Emergency Unemployment Compensation program will be closed in the state of Michigan, as the Michigan’s unemployment rate has flawlessly decreased. Michigan’s jobless numbers are below the level required by federal law to continue Tier 4 of the program.
If the claimants have applied for the UI benefit before June 23, 2012 then they will be eligible to claim the benefit if Tier 3 and can establish a Tier 4 as claim. But after the date claimants cannot expect this benefit, however under new provisions, claimants can still be eligible to receive the remaining entitled benefit. As the remaining entitlement they have in Tier 4 until it is exhausted through payment for week ending December 29, 2012, provided they are otherwise eligible. Also remember that those who exhaust their Tier 3 EUC benefits after week ending June 23, 2012, will be unable to collect any Tier 4 benefits.
For additional information regarding changes to the EUC program, claimants may directly contact the UIA on the -866-500-0017, from 8:00 a.m. to 4:30 p.m Monday through Friday or visit the UIA website at www.michigan.gov/uia
On December 6, 2013, the bureau of labor statistics (department of Labor), released their monthly publication on employment situation. The news release carries all-inclusive scrutiny of various employment statistics collated for November.
We have broken it down for you to understand how this will impact you as an individual.
The overall unemployment rate fell from 7.3 (October 2013) to 7.0 percent in November. Employment surged in transportation & warehousing, healthcare and manufacturing bringing much relief to a large class of unemployed populace. The no. of unemployed persons across the country stood at 10.9 million at the end of November.
The temporary layoffs decreased by a massive 377,000 in the month. This mostly reflects the return to work of federal employees who were furloughed in October due to the partial government shutdown.
Sentiment of Part time Employment
The number of persons employed part time for economic reasons (sometimes referred to as involuntary part-time workers) fell by 331,000 to 7.7 million in November. These individuals were working part time because their hours had been cut back or because they were unable to find a full time job. This is uplifting as most of the part time workers are actively seeking full time jobs. This website receives significant numbers of questions in the Q & A section on UI claims from part time workers.
Tour across Industries & Establishments
Employment in transportation and warehousing rose by 31,000 in November
Health care employment continued to increase over the month (+28,000)
In November, manufacturing added 27,000 jobs
Employment in professional and business services continued to trend up (+35,000)
Retail trade employment also continued to expand in November (+22,000)
Within leisure and hospitality, employment in food services and drinking places continued to trend up in November (+18,000)
Employment in construction continued to trend up in November (+17,000)
Federal government employment continued to decline (-7,000) in November
The average workweek for all employees on private nonfarm payrolls edged up by 0.1 hour to 34.5 hours.
The average hourly earnings for all employees on private nonfarm payrolls rose by 4 cents to $24.15.
Unemployment Status of Metropolitan Areas (October 2013)
Unemployment rates were lower in October this year compared to an year earlier in 280 of the 372 metropolitan areas, higher in 79 areas, and unchanged in 13 areas. Twenty-three areas had unemployment rates of at least 10.0 percent, and 57 areas had rates of less than 5.0 percent.
Yuma, Arizona at 31.9 and El Centro, California-25.2 clocked the highest unemployment rates in November. Bismarck, N.D., had the lowest rate, 1.7 percent. The national average during this month was 7 percent.
Of the 49 metropolitan areas with a Census 2000 population of 1 million or more, Riverside-San Bernardino-Ontario, California had the highest unemployment rate in October, 9.8 percent. Minneapolis-St. Paul-Bloomington, Minnesota -Wisconsin had the lowest rate among the large areas, 4.1 percent.
Wrapping up, there is a strong sentiment of better days in near future across establishments and industry. Most importantly, these numbers will have a demeanour on you. We hope the data and facts presented above were effortless for you to comprehend.