Unemployment Insurance is a social welfare program organized by the State Unemployment Agencies. In New York State you are eligible to get Unemployment Compensation if you are unemployed through no faults of yours and are actively looking for a job. The benefits you receive provide you temporary financial assistance until you get another job. Many unemployed people apply for the benefit to compensate their income while they are searching for new job.
As a localite of New York you are expected to follow some steps to become eligible for unemployment benefits. Let us look into them:
Prior to submitting an appeal
It is very important to collect details of all the documents you need to submit while applying for unemployment benefit claim.
- Addresses and names of your employers for the last 18 months you worked for
- New York State’s drivers license card or motor vehicle ID Card number
- Your mailing address
- Telephone number
- Your Social Security Number
- If you are citizen of any other Country then alien registration card number
- Identification number of Federal Employer (FEIN) which is found on your W2
- If you want direct deposit then your bank account numbers are also required.
You are entitled to collect the benefit even if you don’t produce all the above stated documents but the process may get delayed.
In order to maintain your eligibility for obtaining the compensation you need to be available for work and actively seek jobs by applying for job opportunities. You may also be requested to present the documents of your job search efforts. You must be ready to accept the suitable job as per your qualification, training and experience.
Filing for unemployment compensation in New York
Filing the Claim
You can file the claim either through the Internet or by telephone.
For online filing visit New York Department of Labor / Employment Website.
You may file via telephone by calling 1-888-209-8124 which is a toll-free number between 8:00 am and 5:00 pm, Monday to Friday. If you need to file your claim by phone, an automated voice will offer you the choice of filing in English, Spanish, Russian, Cantonese, Mandarin, Creole, or “all other languages” (translation services will be provided).
If you are sure that you qualify for unemployment, then you can surely claim for the compensation from the Department of Labor. Once you are eligible for the benefits then you can receive the temporary compensation. In the state of New York, you will be eligible to collect benefits up to a maximum of $ 405, which is actually half of the state’s average weekly wage. The average weekly unemployment benefit for all states is $293. If you are eligible for extended benefits then the weekly benefit amount paid for additional weeks will also be the same as your as your regular compensation.
If you have exhausted your unemployment benefits and still meet the eligibility conditions to receive compensation in Texas, you will be able to receive extended unemployment benefits either by State or Federal Unemployment extension programs of Texas.
Unemployment Insurance (UI)
Texas Unemployment Benefit is the pay of fixed amount on monthly or weekly basis given to unemployed workers who meet certain employment criteria. Every UI claimant is expected to enroll themselves with the Texas Workforce Commission once they are laid off from their jobs. Every State of United States expects its UI claimants to continuously search and accept new jobs. This may include submitting regular work logs each time a benefit claim is filed and accepting any work that pays at least minimum wage and a gross weekly pay that exceeds the weekly claim amount received.
Extended UI Benefits
In case you have proved that you are continuously trying for the new jobs yet is still facing trouble in finding a suitable job while your sponsorship benefit period is ending, then you may be able to get an extension on your existing benefits.
The total amount paid to the eligible claimant will usually be equal to what they are entitled under the regular unemployment, but note that the collection time will be extended.
Eligibility Requirement for Extended Benefits
There are some eligibility requirements to be fulfilled in order to enjoy extended benefit period.
- Base period wages must be equal or 40 times more of your weekly benefit amount. (If your regular claim pays 26 weeks of benefits, then you meet this qualification.)
- You should have exhausted all your regular benefits on your most recent claim, or the claim year must be expired.
- You must also not be eligible to receive unemployment benefits in any other state.
Types of Extended Benefit
Basically there are two types of extended unemployment benefits under Texas Workforce Commission. These programs make it possible for the long-term unemployed to continue receiving monthly assistance while searching for work.
- Emergency Unemployment Compensation (EUC); and
- Extended Benefits (EB).
Emergency Unemployment Compensation (EUC):
Emergency Unemployment Compensation offers an additional number of weeks. Texas currently pays EUC Tiers 1, 2, and 3.
For the Regular UI claim you will be able to get the benefit up to 26 weeks.
Tiers of Extended Unemployment Benefits
There are four tiers of unemployment benefits at present. A tier of unemployment is an extension of a definite amount of weeks of jobless benefits. Each tier offers extra weeks of unemployment in addition to basic state unemployment benefits.
Emergency Unemployment Compensation (EUC) Tiers through September 2012:
- Tier 1: 20 weeks or 80% of your regular claim, whichever is less
- Tier 2: 14 weeks or 54% of your regular claim, whichever is less
- Tier 3: 13 weeks or 50% of your regular claim, whichever is less
You must exhaust each level (Tier) of benefits before applying for an extension.
Tier 1: If you run out of regular benefits by the deadline, TWC mails you a EUC application that you complete and return to TWC. If you are eligible for EUC, TWC mails you a letter showing the amount you are eligible for on your EUC claim.
Tier 2 & 3: If you run out of your prior EUC tier by the deadline, TWC automatically adds the next tier to your claim.
Extended Benefit (EB)
Under Extended Benefits, the additional extension of benefits is offered once EUC is exhausted.
Unemployment Extended Benefits program for Texas provides up to 20 weeks of additional compensation after all federal unemployment extension payments have been received. Eligible workers can receive either 20 weeks of benefits or 80 percent of an initial unemployment claim, whichever amounts to less.
Along with the state unemployment extension, the federal government may add to the available benefits by enacting an extended benefits program of its own.
Unemployment Insurance (UI) benefit amount for claimants from Virginia are determined by the Virginia Employment Commission (VEC) after reviewing your eligibility and past earnings in your base period. The base period is the first four of the last five calendar quarters. Calendar quarters are three-month periods, starting with January of each year. When you become eligible for unemployment compensation, your weekly benefit amount will be conveyed to you, but you can estimate that amount in advance, if you prefer.
VEC calculates your compensation amount by taking your past salary and factoring it in the State’s maximum benefits guidelines. If you are eligible, then you will be sent with a determination letter of unemployment benefit amount.
How to calculate Virginia’s Unemployment Benefits Amount
We have developed a tool to calculate approximate benefits amount. Check Virginia Unemployment Calculator to estimate your compensation
After evaluating your wages during the base period (the first four months of the past five calendar quarters) , Employment Commission takes into the fact the amount of money you have earned during the past 12 months as an employee. Average weekly wage earned during the two highest earning of the calendar quarters of your base period is very essential to calculate and consider your weekly benefit. Almost half of this is awarded as the weekly benefit amount by considering the earnings of $2,700 in 2 highest 2 quarters of Base Period [In short $2,700 in 2 HQs- To qualify for benefits, an individual must have earned at least a total of $2,700 in two quarters in the base period].
Your weekly benefit amount is calculated by using the formula 1/50 of 2 High Quarters or your minimum wage should be less than that of $18,900 in 2 Quarters.
Virginia UI Maximum Weekly Benefit Amount
Source of Virginia’s Unemployment benefit amount is the taxes levied on each employee’s payroll. In order to avoid claimants collecting huge amount on unemployment benefit, Virginia sets guideline on how much anyone is supposed to collect as benefits at the time of unemployment.
Though he/she has earned good amount in their base period on previous salary, you cannot afford to collect more than the determined maximum weekly amount. Maximum weekly benefit amount is $378 per week. Note: every year the maximum set amount changes depending on the average number of the employees in Virginia.
Virginia UI’s Minimum Weekly Benefit Amount
The minimum weekly benefit is determined as $54. An individual should have earned at least $18,900.01 in two quarters during the base period to qualify for the maximum weekly benefit amount.
Duration of the benefit amount varies from 12 to 26 weeks, it also depends on wages earned in the base period.
Duration of the Unemployment Benefit
Duration of the unemployment benefit you will be collecting through Virginia Unemployment Compensation is calculated based on the number of credit weeks you have increased during the base period.
A credit week is considered for the week where the base period earning would be more than 50 dollars. If the credit week is less than 17 weeks then you will be receiving 13 weeks of benefits. If it is more than 17 credit weeks, then you will be receiving 26 weeks of payments.
Maximum Number of Payments
There is only a limited number of unemployment benefit payments you can collect from the Virginia. From the beginning of the benefit year, [beginning of benefit year is the date you initially file for the unemployment benefit] out of the 52 week that follows, you are eligible to collect a total of 26 weeks of compensation regardless of how many times you have gone on and off unemployment during that benefit year.
After you exhaust your initial unemployment benefits you can apply and collect the Emergency Unemployment compensation with continuation of extended unemployment benefits funded either by State or Federal Unemployment extension programs of Virginia.
This guide explains how to apply for unemployment in VA . Follow step by step instructions that will help you file for benefits through PA unemployment office.
Determine your eligibility to file for unemployment benefits in VA
There are some basic rules for eligibility. Even if you meet some of these rules partially, you should still apply for unemployment because state unemployment offices make a reasonable attempt to process your claim, as long as you provide a good justification.
- You must have lost your job through no fault of your own.
- You must be willing and able to work. If you are physically disabled, you do not qualify.
- If you have received severance package when you lost job, you do not qualify.
- You must have earned minimum wage credits set by the Virginia Unemployment Agency
- You must have earned an average weekly wage of at least $50.00. This amount may change every year. You can get get complete eligibility criteria from state website mentioned in the next section.
Prepare documents required to apply for unemployment in
- Your name, address, social security number and other personal details such as telephone number, email address etc.
- Dependents name, date of birth and their social security number.
- Details of your previous employer. For each employer, you need to provide
- Name and address
- Telephone number
- Start and end dates of employment
- If you had out-of-state employment in the past 18 months, you also need to provide the employment details.
- Reason you lost the job – it has to be involuntary to be eligible to receive benefits.
You can submit your application for unemployment compensation online, off-line (by mail or by visiting local employment office) or through telephone. Online application is the quickest and most efficient option which would available 24 x 7.
Basic requisite to claim the unemployment benefit from Vermont is that you must have worked in the past for about 18 months before you became unemployed. You can apply for the unemployment benefit either when you are jobless or when you work less than 35 hours per week in the state of Vermont.
If you quit your job on your own, you can file the claim and get the benefit only on the condition that you quit because of your employer’s faults (such as breach in terms of your hiring agreement.) Vermont Unemployment Insurance law states that if you were fired for misconduct, you may be disqualified for receiving the benefit for six to fifteen weeks.
Duration of Vermont Unemployment Benefit
In general unemployment benefit in Vermont lasts for about 6 months, 26 weeks or until you find a suitable job. If Vermont unemployment bureau officials feel that you are not trying for a job or refusing suitable job offers, then they have absolute right to suspend all UI benefits immediately without prior information. However, it is possible to gain the 26 weeks of slab of benefit without finding a job but it is essential to try for the job. After this you can still continue to claim the Emergency Unemployment Compensation (EUC) and Extended Benefit (EB).
If unemployment rate increases then special state federal programs will become effective which provides additional weeks of benefit or extended benefit programs. Such programs are funded partially or fully by the Vermont federal unemployment trust fund.
As stated above, the Vermont Department of Labor is authorized to pay unemployment benefits under two active extended benefit programs:
- Emergency Unemployment Compensation (EUC) and
Emergency Unemployment Compensation
Emergency Unemployment Compensation (EUC) is completely funded by the Federal Government of Vermont. This program is comprised of four tiers, Vermont Unemployment Agency decides which one you qualify for. After the expiry of every tier eligible candidates can move on for the next tier as per the rule of EUC program. Below mentioned chart details on the current EUC Tiers that provides the details on the weeks of extension benefit:
Available Weeks Trigger
Tier 1 Up to 20 weeks none
Tier 2 Up to 14 weeks none
Tier 3 Up to 13 weeks TUR > 6.0% or IUR > 4.0%
Tier 4 Up to 6 weeks TUR > 8.5% or IUR > 6.0%
Extended Benefits is the additional extension of benefits that is offered once EUC is exhausted. Extended Benefit program provides up to 13 weeks of additional benefits for the unemployed individuals.
Intention of both the programs, Emergency Unemployment Compensation (EUC) benefits and Extended Benefits is to provide temporary financial assistance to eligible workers.
Intimation and Information about Future Extensions
In both the cases, notices for both extension programs will be mailed with filing instructions. If a recipient’s mailing address changes, then such change must be submitted in written to enable proper communication.
Individuals who have already received their full regular and extended benefits entitlement will be mailed filing instructions, when their additional benefits becomes available. In addition, information about future extensions will be posted on this web page.
Once your regular unemployment compensation benefits have run out, you should receive a note from your unemployment office alerting you to the option of extending your benefits. Until you get that, you will not be able to get any extended benefits. You can, however, confirm the existence of an extended-benefit rule in your state by contacting the unemployment office in advance.
Apply to get extended benefits by filing the appropriate forms and make sure you provide all of the extra required paperwork. You can continue to enjoy the unemployment benefit till the time you get a suitable job.
Unemployment insurance is the temporary financial assistance provided by the state unemployment agencies to the eligible unemployed or part time workers. Claimants should be unemployed through no fault of their own and must be either looking for full time work, in approved training, or awaiting call letter or unemployment.
Utah Eligibility Criteria
Losing job won’t be the sufficient condition to receive unemployment insurance benefits. There are some additional criteria you should meet to be eligible to receive the compensation. Here are those conditions:
- You must be partially or absolutely unemployed through no fault of your own.
- You must be a US citizen or legally authorized to work in the US.
- You must have sufficient earnings in the base period to establish a monetary entitlement.
- You must have worked and was paid wages for employment in at least two of the base period quarters that are being used.
- You must have earned at least $3200 in total wages in the base period and earned 1.5 times the high quarter. If you do not have 1 1/2 times your high quarter wages in your current base period, you may qualify under the same conditions by using your Alternate Base Period, which would be the most recent four completed calendar quarters.
- You must have a valid Utah claim.
- You must file a weekly claim.
- You must be able and available for full-time work.
- You must be willing to actively seek full-time work in the US.
- You must reside in the United States.
- Officials of Utah Unemployment Insurance Agency will obtain necessary information from you and your employer and will determine your eligibility for benefits.
Source of Utah’s Unemployment Insurance
Funding source for unemployment insurance compensation is benefited from the quarterly unemployment insurance taxes paid by employers. Employees need not pay or contribute any fund for the unemployment insurance fund.
Filing Your Claim
Utah Dept. of Unemployment Services expects employers to report all wages paid to each employee on a quarterly basis. Unemployment tax is not assessed on wages that exceed the annual wage base; on the other hand, the employer must report all wages paid to them regularly.
Every business must complete a Status Report, Form 1, which informs them of whether they are subject to state unemployment tax and allows them to register their business. If subject to taxes, the employer files his/her reports on Forms 3 and 3H — Employer’s Contribution Report and Employer’s Quarterly Wage List, respectively.
First and foremost, visit the official website of the Utah Department of Workforce Services and click on the option File New- for new claim or Reopen Claim option to renew the UI benefit.
Online application page has got four sections. Click on continue to begin the procedure of filling the application from personal information section. After you complete every section, you can’t go back and make any changes, so be conscious while filling the form.
Wait at least two weeks before contacting anyone if you do not receive your unemployment check; sometimes it takes that long to process your requests. You can call 801-526-WORK (9675) with any questions regarding your claim.
Duration of Utah Unemployment Benefit
A formula is used to determine benefits amount based on your earnings in the last 4-5 calendar quarters. Multiply your total wages for insured work paid during the base period by 27%, disregarding any fractions of $1 and divide by your weekly benefit amount, disregarding any fractions. The result will be a preliminary determination of the number of weeks you are entitled to receive benefits. Utah has a minimum of 10 weeks and a maximum of 26 weeks of regular benefits.
Utah Weekly Benefit Amount
The highest quarter during your base period divided by 26 determines the benefit amount you will receive per week of unemployment, up to a maximum of $467 for new claims.
Education is an economic issue when the unemployment rate for people who have never gone to college or dropped the education is almost double what it is for those who have gone to college as per the statistical report.
Workers face serious hurdles when it comes to obtaining a degree. Time and money are the two considerations to learn and improve their skills and eligibility. No doubt, you get new skills through education. You get employed with your skills and brings in better job opportunities.
Proper education must be provided to the younger men and women who will be playing a role in developing the nation’s economy. Every society should concentrate towards the reconstruction and overhaul of the education system according to the changing requirements and environment of the State.
Is it a Better Idea to Study while working or Searching for Job…
With the implementation of better education and training programs offered by State, private players and non-profit organiations, jobless people can now find more jobs with better earnings potential. In tough economic conditions, it may be a good idea to go back back to school to gain better knowledge.
Jobless workers who are already receiving Ohio unemployment benefits may also enroll in special education and training programs to improve their job prospects in and outside of the State.
Federal financial Assistance for unemployed for training purposes
Federal government has implemented multiple grants, loans and work-study programs in order to assist for continuing education and training. At present if you are treated as unemployed, you will be eligible for Ohio’s federal student aid, which includes the Federal Pell Grant.
Eligibility and Benefit of Federal Grant Aid
If you are treated as unemployed from the State of Ohio’s employment agency then you will be eligible for federal financial aid. Federal student loans and grants are also available to the eligible candidates. Financial aid administrators and participating institutions consider unemployed person’s current economic circumstance into account while deciding the student’s eligibility for assistance.
Every student who is about to get the benefit of federal grant aid are expected to meet few criteria that include:
- Not being in default on a federal student loan
- Having a high school diploma or General Educational Development (GED) equivalency, and
- Being a U.S. citizen or eligible non-citizen. Pell Grants are not available to students who have already received a bachelor’s degree.
For the annual budget of 2013 $4 trillion is proposed for the educational and career development project which favors the following priority areas:
- Community colleges work training that will lead to skill building
- College based training programs that provide certified training
- Paid internships for low income students and the ability to earn credits for work based learning.
- Incentives for training providers by ensuring them that those trainees get a permanent job.
- State and local governments offering grants to companies to locate and organize in US that lead to quick job to the students.
- Six-weeks of online training course on entrepreneurship that could reach up to 500,000 new entrepreneurs, and an intensive six-month entrepreneurship-training program resulting in entrepreneurship certification for 100,000 small business owners.
Education and Labor department have funded to equip the workers in cultivating skills in the areas of transportation, advanced manufacturing and health care. These investments have enriched community colleges with best resources to become the best career provider. Such community college ensures that the employers provide skillful work.
Educational Assistance of Voluntary Organizations
Assistance of voluntary organization will also give supporting hands on training and finding prospective employers. These organizations are equipped with the unanimous view that more employment exchanges should be opened in order to give guidance to the people who are in search of employment. They also assist in motivating self employment proposals.
In general, Unemployment Insurance is considered as the temporary or momentary income for those who are looking for new jobs or awaiting recall from the company and for workers who are unemployed because of no mistakes of theirs.
Education and Training
An excellent idea is to overcome unemployment stress by improving your skills and techniques to get better jobs. Your talent should be compensated in accordance with what your employer would expect. It is very necessary to increase the depth of your skill either through education or through training that will surely help you to land on a suitable job.
Pennsylvania Workforce Commission has featured various programs to assist and continue unemployed education, further by providing training and offering new skills.
By empowering youth with the skills and opportunities they can build their careers that create a better future for themselves, their families, and their communities. By utilizing State or private education and training programs, unemployed citizens will be linked to job opportunities.
Pennsylvania Unemployment Career Counseling and Financial Assistance
Pennsylvania unemployment benefits consist of career counseling, weekly benefit check, job and skill re-training services and job placement services. Further, it includes information about other resources and services and also help making a resume and training on how to interview well.
The state is also furnished with the Temporary Assistance program that can help with financial assistance, food stamps, training and job searching in the Pennsylvania. Spending on training schemes to re-skill the unemployed through investment in vocational education or guaranteed work experience for unemployed is the highlighted assistance from the State Program.
Unemployed and Training Programs
If you are unemployed, looking to start your career, or if you are planning to change your career direction then you are assisted by large number of optional education and training programs funded by Pennsylvania.
PA Unemployment Insurance Agency plays a vital role in supporting unemployed workers as well as their families through crucial time of financial crisis. Programs are featured in order to support during economic hardship by providing temporary monetary benefits for those eligible and qualified.
Vocational Training Programs
This program offers you with the opportunity to return to full time education, if you are considered unemployed. One of the main intentions behind this scheme is to offer unemployed people with education and training skill that will assist with job mobility. Another aim of this program is to equip unemployed to get paid for their employment or to further opportunities leading to paid better.
Training Courses are implemented in order to offer unemployed an opportunity to develop or upgrade their skills in the field of commercial or industrial sectors if you are unemployed.
General training course programs includes the training in the field of:
- Construction Project Management
- Land Surveying
- Textile Merchandising
- Workplace Success Professional Skills
- Entrepreneurship training
Trainee-ship offers the on job training who is already working for a company or if in case if he/she is a first time job seeker then they are trained under offline job training procedure.
Higher Education Programs
This programme provides the skill developing programs for employees who are already working in the field of construction, manufacturing or other sectors of the economy assist with higher education programs. These education and training programs are done by identifying different sectors of economy that offers solid growth potential but lack appropriately qualified candidates.
Pennsylvania Unemployment Benefits
If you are an unemployed and have decided to obtain the unemployment benefit then you must file the claim where you are expected to have worked at least 16 weeks in the base period. If you have worked minimum of 18 weeks then you can afford to get 26 weeks of unemployment benefits. You can follow the thread link of Pennsylvania (PA) unemployment benefits guide.
In order to consider the qualifying wage of Pennsylvania there are different techniques involved to determine the unemployed weekly benefit amount. Pennsylvania considers into calculation of two high quarters method for computing weekly Benefits. This quarter reflects the near wage of full time work of the worker.
Further, 13 divided by with the average weekly wage. Based on the percentage of the weekly wage, weekly benefit is calculated.
For instance, a worker who earns $2600 in the high quarter has average weekly earnings of $200 a week ($2,600 divided by 13). If the state substitutes ½ of the average weekly earnings, the weekly benefit amount is $100. To make the calculations simpler, states determine the “overall” multiple of the high quarter wages to decide the weekly benefit amount.
The minimum weekly benefit amount for Pennsylvania is $35 – $43 and the range of maximum is $573 – $581.
The minimum wages required for maximum WBA for highest quarter is $14,898 and for base period is $22,840.
If you have given up your part time job for any of the reasons, then your Unemployment Insurance benefit might stop. The one factor that all states have in common is that, in order to receive benefits you will have to be continuously looking for work, and able to accept work if you find a one that is suitable. However, you may also be eligible for unemployment payments, depending on the circumstances.
Favorable situations to claim the benefit after temporary job loss
Any person who is separated from his/ her job is eligible to file a claim for unemployment in New York. Every claimant applying for the benefit is expected to be clarified that they are no longer employed due to circumstances that is beyond their control.
Consideration of Separation on Good Cause
If any of the workers quits or leaves a job without a good cause, then they will not be considered as eligible to receive the benefits. So, what is good cause then? Good cause includes factors such as not having their childcare, facing harassment in the workplace that violates state or federal laws and commuting distance from house to office that is more than 50 miles. Remember whatever the reasons you would have provided to quit the job, you will be asked to provide verification of facts.
Other reasons that may not be considered under Temporary Job Unemployment Benefit
Workers who are under Bond or Contract
Generally the workers who are under the contract bond will not be qualified for the unemployment insurance unless the contract has been completed or made inactive by the employer with no fault to the contract.
Ineligibility of bond will be caused when the employee breaks the contract without good cause.
Part Time Workers / View Information
Termination of a temporary worker that is beyond the employee’s control might be considered as a reason of not being eligible for the claim. Every state has its own employment laws. It is expected to comply with federal laws and regulations as well. Every worker is needed to view information regarding contract of work, employment and also the unemployment insurance by visiting the New York Department of Labor website.
Steps to Obtain the Unemployment Benefit over Temporary Job
Basically there are two options available to apply for the claim:
Web Service: Through this, you can opt for the online service. Web assistance provides a safe process in filing your unemployment insurance claim. You can claim, view or print your weekly payment, check your payment status, change the payment method and withhold tax options.
Phone Service: You can also claim for the benefit via phone service. You can call and contact the telephone claim center with the toll-free number during business hours. Translation service is also available which will help the voice recording assistants to help you to communicate with your preferable languages such as:
- All other languages
To file a claim you can contact: New York Residents on the number: 1-888-209-8124 / for out of State Residents: 1-877-358-5306. Between Monday to Friday business hours 8 am to 5 pm
New York State Department of Labor will evaluate your claim for UI benefits and decide whether you are qualified for the benefits and then will process the claim.
Arizona Unemployment Compensation is the benefit provided to the workers who have lost their jobs. People who are capable of fulfilling the eligibility of Arizona’s Unemployment requirements are eligible to claim the unemployment compensation.
Arizona Unemployment Claimants Eligibility
The Arizona claimant eligibility is stated such as when the claimants would have lost their jobs with no faults of their own. He/ she should be efficient enough and readily available to work. In addition the claimants should continuously look and try for full time work unless defined by Unemployment Insurance as a part time worker and they should be willing to accept a job for which they are qualified.
Unemployment Benefit Amount of Arizona
According to State Arizona Unemployment Insurance Guide you can claim the minimum benefit of $60 per week and maximum upto $240 per week.
Calculating Arizona Unemployment Insurance
For calculating your unemployment benefit you need to know the base period first. Usually base period will be the first four of the last five completed calendar quarters prior to the date you first applied for unemployment benefit.
- The 1st quarter is January, February and March
- The 2nd quarter is April, May and June
- The 3rd quarter is July, August and September
- The 4th quarter is October, November and December
- To calculate your base period first determine the quarter in which you filed your initial claim.
- If you filed your initial claim in the 1st quarter of 2012 your Base Period is the 4th quarter of 2010 through the 3rd quarter of 2011.
- If you filed your initial claim in the 2nd quarter of 2012 your Base Period is the 1st quarter of 2011 through the 4th quarter of 2011.
- If you filed your initial claim in the 3rd quarter of 2012 your Base Period is the 2nd quarter of 2011 through the 1st quarter of 2012.
- If you filed your initial claim in the 4th quarter of 2012 your Base Period is the 3rd quarter of 2011 through the 2nd quarter of 2012.
- Your new claims benefit amount will be based on where you worked during this 12-month period.
Source of Unemployment Insurance Fund
The revenue is funded by the employers as their quarterly unemployment insurance tax and note that nothing is contributed from the employee’s wages. This Unemployment insurance tax amount will be used to pay the compensation to the qualified employees of Arizona.
Arizona’s Unemployment rate and the Job Added
The state’s seasonally adjusted unemployment rate remained at 8.7 percent as of February 2012 as most of the sectors are added for the additional jobs in order to improve the State’s economy.
State Government has organized some additional jobs over half of the additional jobs, mostly from the sector of good educational background. The State Arizona has offered more than 42,600 jobs in the earlier year of February 2012.
The unemployment rate of Arizona has fell down to 8.7 percent with 260,443 Arizona unemployed rate since February 2012. The State Unemployment rate was 0.4 percent higher than that of nation’s rate for the month.
Any individual who is considered as unemployed and has been declared as the eligible candidate to claim the unemployment compensation by the state of Washington can receive the unemployment benefit.
The primary objective of Unemployment Insurance Benefits is to provide temporary income for those workers who become involuntarily unemployed.
Unemployment Rate of Washington
As per the report of BLS Current Population Survey (CPS) the rate of unemployment in Washington fell down for 0.2 percentages as of February 2012 to 8.2%. The unemployment rate in Washington is lowered by 2.0 %.
The State Unemployment rate is 0.1 percentage less than that of national rate for the month.
Source of the unemployment Benefit in Washington
By calculating the total wages paid to the employees in the determined base period an employer needs to pay tax as per the laws of unemployment payment.
How Your Tax Rate is Determined?
In general, the employer’s payable tax depends on how much their former workers were paid as salary. To sum up unemployment compensation is based on employee payrolls.
So, how it works?
There are two major components of state of Washington unemployment taxes: 1)How does your benefit ratio compares with other employers’ benefit ratios? 2)Which rate schedule is in effect at present time?
As of this year 2012, the standard Unemployment Tax in Washington is rated as 2.12% and the qualified tax rates is calculated from 0.14% as basic to 5.82%. As per the updated legislation or law of unemployment insurance Washington, the lowest tax rate for an experienced employer as per 2012 is 0.92% and the highest is up to 7.85%.
Calculation procedure of Washington employer’s unemployment insurance tax rate
Generally unemployment taxes are calculated using a formula that would be stated in UI’s State Law. In Washington, the Employment Security Department does not have an independent authority to adjust the rate.
As mentioned above there are two components to determine state unemployment tax. Basic components of the tax rate are the experience of based tax that is based on the amount of unemployment benefits paid to ex-employees. Generally there are about 40 experience rate standards and businesses fluctuate with ups and down these standards are based on their past experiences.
The second component is the tax rate that is also known as social cost tax. This social cost tax covers the unemployment costs that cannot be recovered under specific business. Hence, the social cost tax is shared by all the employers. The social cost tax is said to be the brake to slow the decline of the trust fund. By implementing this, employers are not directly hit by sharper tension of more sudden tax to be increased in the future.
Based on this calculation, in 2012 employers will pay taxes on the first $38,200 of each employee’s wages.
Highest, lowest and average tax rates in Washington
As of 2012, the least rate to pay the tax for the employers in the Washington would be 0.14 percent. Taxable employers in the highest rate of class pay would be of 5.82 percent.
To sum up, the average tax rate payable in the year 2012 would be estimated to be about 2.12 percent. Note there is decline of 13 percent compared to previous year.
Finally, the delinquent employer needs to pay the additional tax of about 2 percent extra.