FileUnemployment

Sometimes your supervisor would find it difficult to be in sync with their surroundings and find it hard to stay relevant. This makes them usually come across as negative, self-centered, driven by numbers and treat their employees as resources and not as human beings. As subordinates, we usually excuse them for their lack of knowledge or rude behavior because they are your immediate manager or because they are known as the rainmaker in the company. Also, policies may be created in their favor and this makes it difficult to fire them.

How to deal with a negative supervisor
There may be several ways to approach this. As an employee, you could choose to create a Renewal Process where you could look to find scope in assisting your manager to determine where the company is headed. Questions like “What could this organization be like in 10-15 years if everything were ideal?” or “What is our purpose?” could go a long way in establishing a vision of what you would like to work towards. This could also assist your manager and you to establish a cause that is worthwhile and it helps re-establish a mission for your team.

Another approach would help your boss get some training and help by enrolling for courses or meeting a coach or advisor. This will ensure that your manager gets the best possible training, learns how to work with difficult situations and develop key skills to help optimise work. Also, a senior HR would be able to help to give them some direction and provide them with a sense of purpose.

There are times that people cannot change their manager’s foresight and approach to work and hence there are several people that take to renewal activities. This could be meditation, yoga, assisting others, playing a sport, exercising at the gym or outdoors and some even spend time in prayer. This helps them keep a positive outlook on their work and maintains a balance between their personal and work life. This could at times be overwhelming and exhausting if you do not find an outlet to just let go. This could lead to consequences at work and with your family and work would slowly digress to being mundane and not fun nor exciting. So before you have to decide on the final option of leaving, you should think of every possible way to keep the creativity flowing, find more things which are of interest and something which will help you grow.

Dealing with a Negative Boss

There are several methods to create a workaround and deal with a negative boss. This will help you keep your spirit alive and bring about a positive change when there is a feeling of negativity in the business:

  • Brainstorm on Strategies: Your coworkers and you might have come across some improvements and changes to enhance your workspace. Whatever the scenario, a negative boss cannot stop forward thinking. Look at how you can find changes and ways to improve your workplace and look at how you can make it acceptable to your manager. If they agree, then you should look at re-creating successful strategies and look to propose for something new.
  • Stop excessive interaction: Ensure that you keep face time to a minimum and keep all encounters polite and civil. Spend a lot of time with people that are positive and have a can-do attitude so that your attitude does not turn negative.
  • Innovation is the key: Look to innovate especially when you find time outside of work. This will ensure that you engage in a creative manner. You can look at forward-thinking activities like volunteer work, part-time work, an internship or hobby to stay fresh and relevant to strengthen your innovation muscles.
  • Put suggestions on paper: Make sure that all your suggestions are on paper and not sent by email or explained in person. The longer the response takes, the more likely it is that a knee-jerk resistance is likely to change. This will allow your manager to weigh the idea based on its merit.
  • Revisit your idea: Look at how your boss can revise your idea and propose it as their own. This can be quite annoying when they turn down your idea and uses it as their own. But if you come to think of it, you have made progress and it is a win for you even if it involves accommodating an overinflated ego.
  • Develop a coalition for innovation: At times, you should work with others who are in power in your workplace to build a strong personal network that will enhance your ideas and bring about a positive change. Working with a coalition is sure to bring about some sort of innovation. They might have access to help your boss decide and force them to bring your unit in line to look at a new direction that you created.
  • Look out for the bottom line: You should look to jump ship if the boss is determined to run you up on the rocks. This could be the biggest problem especially when they resist change. Look for another job with a better manager and more momentum to see your idea through.

Once you know how to adapt to your work and your surroundings, you will be able to create a suitable workaround to ensure that you stay true to your calling. You can pose your opinion or strike a conversation with the Community and stay informed about jobs, news and how to build a positive relationship with your manager.

Wondering if you can get fired for posting something on Facebook and other social media?

The majority of people believe that the First Amendment to the United States Constitution, which prohibits the government from abridging freedom of speech, protects their right to say anything they want, online or off. This is true when it comes to the government. Within limits, the government may not tell us what we can say or what we can’t. But there is no such restriction that applies to Private Employers.

In short, yes, you can be fired for what you post on social media like Facebook or any other site. However, there are certain laws that limit the extent of an employer’s right to fire or discipline employees for what they post online.

Limitations to an Employer’s Right to Fire an Employee over Social Media Posts

Luckily private employers can’t discipline or fire employees for anything that they dislike on their employee’s social media. There are laws that limit an employer’s right to discipline or fire employees for the content that they post online. The restrictions, however, are dependent on what it is that is written about.

Protected Concerted Activities: The National Labor Relations Act that governs the relationship between the company’s management and unions, protects the rights of employees to communicate with each other about the terms and conditions of their employment. This right is subject to whether the workplace is unionized or not. The National Labor Relations Board (NLRB), the federal agency that imposes the Act, in recent times, has displayed a special interest in enforcing this right against employers who discipline their employees for the content they post online.

A group of employees who make comments about the working conditions or criticize the management on social media may be found to be protected concerted activity. The employees may not be disciplined or fired for this.

Political Messages: A select few states protect their employees from discipline on the basis of their political beliefs and activities. In such states, if an employee is disciplined or fired for expressing political views online, he/she may have a legal claim against the employer.

Off-duty Posts: Few states forbid employers from disciplining employees for what they do in their personal time. This is as long as those activities are legal. In states like these, an employee may be protected from discipline for online posts.

Retaliation: There are a number of federal and state laws that protect employees from retaliation due to reporting certain types of problems (harassment, discrimination, unsafe working conditions, etc,). If an employer takes action against an employee who reports a problem online, that could constitute illegal retaliation.

What’s Okay for You to Post, Like or Share

An employer cannot fire an employee for venting on social media. Employees are allowed to vent. If they post about finding it difficult to work or how they find the work environment unpleasant, they can’t be fired for that.

The government protects workers’ rights to talk about where they work even if it is insulting and harsh. Whether it is work hours, pay, assignments, dress code, or tough supervisors, it’s illegal for an employee to be fired on these grounds.

 

What’s Not Okay to Like, Share or Post

The NLRB upholds firing that is based on posts that damage a company, trivialize their products and services, reveal trade secrets or financial information. Posts that encourage subordination as well are not protected.

Employees can be fired for posting information about customers or clients. Employees are not protected against homophobic, racist, sexist posts or posts that discriminate against religion. The NLRB does not protect employees against posts that are not related to working conditions. For example, posts ridiculing the way the boss or a co-worker looks, speaks or dresses are not protected.

Incidents where people have got fired for what they posted on Facebook

Here are some incidents from the past where workers have gotten fired for posting on social media:

1. “First day at work. Omg (oh my God)!! So dull!!”

Kimberly Swann was fired for posting about her job on the first day of work. Three weeks later, the message made its way to the upper management, and she was fired.

2. “Does anyone know where I can find a very discrete hitman? Yes, it’s been that kind of day.”

Gloria Gadsden, a professor of East Stroudsburg University got fired for posting a status a few days after the Feb 12 shooting at the University of Alabama.

3. “S__! Anyone know how to pass a drug test in 24 hours?”

A prospective employee at a company who was supposed to pass a drug test and a physical test posted this, after which the offer was withdrawn.

4. A guy once made a post talking about wanting to go home and play The Sims so he could create the telecommunication store that he worked at in the game and then slowly kill off all the customers. The post was made while he was working on a late night shift. He later got fired for it.

Now that you know what is safe and what is not safe to comment, like or post on Facebook and other social media, you can fight for your rights if falsely accused. Employers often scan their prospective candidates’ Facebook profiles to get a glimpse of their personality before hiring. If you have any sexist or racist comments on Facebook, it’s best to delete them before you head for an interview.

Florida’s economy was strong before the storm and looks to rebound after a short term slowdown and this will have an impact on the state’s budget. The previous lawmakers had projected $52 billion as a surplus and this is a fraction to the $83 billion budget which was destroyed by Irma. The $2.5 billion in losses to agricultural industry in Florida would only increase the stress on the budget as lawmakers look to raise the budget on tourism marketing.

The Labour Department had announced that relatively low four week average nationally rose by 6000 to 268,750. In all, 2 million Americans were left collecting their claims which is 6 per cent lower than a year ago. Initially, in September, jobless claims shot up in Texas and was the most in five years due to Harvey.

In a few weeks time, the claims in Texas fell 45 per cent as more people returned to their regular jobs. On average unemployment is near a 16 year low at 4.4 per cent and this is due to the 176,000 job added every month in 2017. However, this is against 187,000 jobs in 2016 and 226,000 in 2015. With this trend businesses state that this is due to the job market being tight and they cannot find the right workers to fill job vacancies.

However, unemployment claims have doubled since Hurricane Irma ravaged Florida and triggered the largest evacuation in US history of more than a third of Florida’s population. In terms of people 6.5 million had to brave the storm and a large population have suffered serious damage to their property. Hurricane Irma continued to have an impact on the job market in Florida. Moreover, Floridians can apply for their claims till October 31, 2016. This allows them to receive upto $275 a week for a maximum entitlement of 26 weeks till next March.

Disaster Unemployment Assistance

The relief of Disaster Unemployment Assistance (DUA) is available to Floridian businesses and residents who has suffered monetary loss in their businesses, self-employed or as an employee due to Hurricane Irma. DUA is applicable to 46 of the 67 counties in the state. Governor Rick Scott announced that Florida received federal Dislocated Worker Grants. This would provide a temporary unemployment assistance to the Floridians and would be administered by the Florida Department of Economic Opportunity. This would allow disaster relief in the form of temporary jobs that support storm response and recovery options. This option of short term employment is in regard to providing food, clothing, shelter and other assistance. Additionally, projects like demolition, cleaning, repair and reconstruction are part of the program. People who can apply for disaster relief employment are those who are either temporarily or permanently laid off. This could be due to the disaster, dislocation and long-term unemployment.

Florida Department of Economic Opportunity is accepting applications in places Alachua, Baker, Bradford, Brevard, Broward, Charlotte, Citrus, Clay, Collier, Columbia, DeSoto, Duval, Flagler, Gilchrist, Glades, Hardee, Hendry, Hernando, Highlands, Hillsborough, Indian River, Lake, Lee, Levy, Manatee, Marion, Martin, Miami-Dade, Monroe, Nassau, Orange, Okeechobee, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Suwannee, Union and Volusia counties. Since the hurricane hit, 27,500 people have filed claims and this accounts for more than a third which is mainly from Keys, Miami-Dade and Broward counties. Similarly, 1,500 residents in Pinellas County have applied for disaster assistance, 1000 in larger Hillsborough, less than 500 in Pasco and 3000 in Broward County.

You can apply for unemployment benefits at www.floridajobs.org and go to the Apply for Disaster Unemployment section. Most people have received their financial aid in 5 to 10 days time and do not have to be paid back to the government. If you have a small business, you can apply for grants and loans through this site and the final date for enrolment is October 16, 2017.

Classification for DUA

For those that have been affected by the storm and have no other sources of income, the Florida government provides temporary assistance to rebuild the state. Disaster Unemployment Assistance is available to those that have:

  • Employed, self-employed or scheduled to begin work.
  • Not able to work due to damage to the place of employment due to the storm
  • Does not qualify for any unemployment benefits provided by the state
  • Difficulty in working due to injury as a result of the storm
  • Sole breadwinner of the household due to a death in the family

The state government says that applications after the deadline would be untimely and not considered. DUA benefits would be restricted unless the applicant can provide a good cause. Applicant should submit their Social Security Number, provide check stubs and documentation to support the claim that they were working when the storm occurred. They should also provide all documentation within 21 days since the time the DUA application was filed. An important point is that DUA is available only during September 10, 2017 to March 17, 2018.

Financial Relief Programs

Here are five other financial relief programs that could help you balance your checkbook after a big storm:

1. Disaster Unemployment Assistance: Did you lose your job because of Hurricane Irma? If you’re work place was destroyed by the hurricane or you cannot get a job, you can apply for DUA. This is applicable for those that have ‘substantial interruption’ to their business. Floridians can get unemployed benefits between $120 and $275 a week and apply online by October 16, 2017.

2. Student Loan Forbearance:  If you are a victim of the storm in Florida, you will find it difficult to complete your payments by the end of the month. Most borrowers would receive an email from their loan providers about forbearance options. This allows them to reduce payments or receive a break of up to 90 days. You can apply for month extensions if you still have trouble paying.

3. Food Replacement: You may feel extremely over burned with expenses after having to load up on perishables in the fridge during the hurricane season. Unlike the social media post that was doing the rounds about FPL and FEMA reimbursing you for lost food is not true but you can receive food stamps and utilise its other programs to increase your grocery budget. Floridians can also avail of their SNAP benefits and receive a minimum of a 40 percent increase in their monthly allotment to replace lost food. If your food loss is more than this 40 percent increase in your monthly grocery benefits then you should apply for additional funding from the Department of Children and Families.

4. Mortgage or Rent Forgiveness: Hurricane Harvey struck Houston on August 25, 2017 and people were left stranded to pay back their mortgage and rent by the first of the month. In a similar fashion, Hurricane Irma hit Florida but gave them a bit more time to get some finances in place to survive the storm. After the storm, people have lost their jobs and work due to the hurricane and payment for October have not been easy for most people in the region. Authorised lenders have been pressed into service to give you 90 days of relief before the next payment. Additionally, they will connect with your mortgage providers to formalize a forgiveness plan. Renters should connect with their landlords to ask them for more time. In case your rental property was damaged in the storm then you should get in touch with the Florida Legal Services to negotiate on your behalf for a reduced rent payment with your landlord or to move into another property temporarily. Also, you can get in touch with the Miami Community Justice Project via email, text or a letter about letting them know that your rent needs to be paid within the next seven days. Additionally, you should also reach out for FEMA relocation funds when your home is unlivable due to the damage caused by the storm.

5. Overdraft and Late Fee Waivers:  If you have irregular paychecks and high expenses to attend to this month then your overdrawing at the bank can be a real cause of concern. If you are still overcharged for overdrafts or late credit card payments then you should check with your bank as most public companies have waived the fees. This means that overdraft, ATM and late fees have been waived from September 24, 2017 while Bank of America would automatically refund overdrawn balance charges. Similarly, other banks are looking to reach out to their customers by way of waiving fees if they are showing in your account. 

Qualify for Aid

If you are a victim of the storm then you should apply for aid. There are several forms of aid that you can qualify for if you apply within the date prescribed. They are the following:

  • Operation Blue Roof: The US Army Corps of Engineers provides you with a temporary blue plastic sheet that will help reduce subsequent damage to the property until repairs is made. Owners should note that they should apply before October 13, 2017 to apply for assistance and complete the Right of Entry (ROE) form that enables contracts and employees to review the damage and to install this temporary covering on your premises. You can visit www.saj.usace.army.mil/BlueRoof or www.saj.usace.army.mil/blueroof_espanol/ or call 888-ROOF-BLU (888-766-3258). You will be provided information for this service in both English and Spanish.
  • Florida Crisis Cleanup: There are a number of Florida voluntary relief agencies that have a hotline to clear debris and home cleanup. All services are free but services are not guaranteed to all as they are a lot of calls. Survivors that need assistance can call the hotline on 800-451-1954 through Oct. 15.
  • Disaster Unemployment Assistance Application: Floridians are eligible for assistance if they were unemployed as a result of Hurricane Irma and are not eligible for regular unemployment insurance and require unemployment benefits and reemployment services. To avail this deadline, you should apply for your claim and get assistance latest by October 31, 2017. You are eligible for claims from September 10, 2017 till March 17, 2018 and you can file for claims by calling 1-800-385-3920 or visiting https://www.floridajobs.org.
  • Florida Small Business Emergency Bridge Loan: To ensure that your business is not affected by the storm, you can apply for short-term, interest-free loans upto $50,000 for small businesses that have suffered a physical or economical damage. You should apply by October 31, 2017 to avail this service and apply at https://www.floridadisasterloan.org/.
  • Request for Public Assistance: FEMA provides grants for the state, tribal, territorial and local governments and to certain private non profit organisations. This will enable them to quickly respond to and recover from the effects of Hurricane Irma. Those that are eligible for reimbursement for disaster related costs for emergency response, debris removal and permanent work. This includes repairs of schools, roads, bridges and other public infrastructure. Hence, you can visit https://www.fema.gov/public-assistance-local-state-tribal-and-non-profit to apply for assistance.
  • Individual Assistance: Residents can be eligible for FEMA assistance for temporary housing, rent, home repairs to their primary residences and to enable funding for other serious disaster related needs. The easiest way to apply for federal assistance is online at www.disasterassistance.gov. Applications can also be received by calling 800-621-3362 or 800-462-7585 (TTY). Since the demand is high it can be quite hard to connect with the board. The  FEMA helpline numbers, 800-621-3362 or 800-462-7585 (TTY), are open seven days a week from 7 a.m. to 11 p.m.
  • US Small Business Administration Low-Interest Loan: Apart from Insurance, the US Small Business Administration is a primary source of finance for long-term rebuilding of disaster-damaged private property. Business owners should apply for disaster assistance with FEMA and they can also apply to SBA for assistance. The filing deadline for physical property damage application of SBA is November 9, 2017. Those that are filing for economic injury applications for SBA is till June 11 and you can apply by visiting https://disasterloan.sba.gov/ela/Information/Index.Don’t miss the last date to apply for your benefits on the dates mentioned above. If you are affected by Hurricane Irma then you should look get your due with the benefits that the State of Florida is offering you.

Resigning from your place of work for unavoidable reasons takes a toll on your life in all ways monetary, besides the emotional and career-related setbacks. One of the leading concerns that act as a cause for voluntary resignation from your place of work is health issues, either your own or of a close family member. Long-term or chronic illnesses can surpass your sick days, forcing you to call it quits to recuperate.

Unemployment due to health reasons

A Medical Leave Act enforced within a company allows you leave for as long as twelve weeks, but beyond that resignation is inevitable. Such a resignation qualifies for Unemployment insurance in the majority of states in the US, but it is important for you to have a concrete idea of the process, eligibility, and limitations of the benefits provided.

Breaking the News

The first step is to get the company into the loop; reaching out to your boss or the manager and letting them know that such a decision on your part is inescapable. Allow them to meet you halfway, and explain that the decision you are taking is for the best. It is advisable to take a rough resignation letter with you at the time of this meeting, along with a letter from a doctor to support your claim.

The most important aspect of this step is to end the relationship you have developed with the company over the years on a positive note, as future references and a possible re-entry into the workforce should be kept open for debate.

Immediate termination or a few weeks’ notice

There are times when the news of an illness requires immediate attention, wherein giving any notice to the company is not possible. Even so, strive to give at least a couple of weeks’ notice if you can, as this not only gives the employer time to hunt for a replacement for your position but also allows the drift to be amicable and without tension.

You can also strike a position of compromise, tell them that you will work from home or maybe come in a few days a week to wrap up the project and help the company transition. Trust us, these little efforts on your part could help greatly in the future when you return to your career goals.

Eligibility

Qualifying for Unemployment insurance requires the fulfillment of four main criteria –

  1. Your ability to work must be hampered beyond your control.
  2. Your weekly earnings should have diminished by approximately 40% or more due to the reason above. (Subject to change from state to state)
  3. Approximately six hundred hours of work should have been accumulated in the past year of your working, all insured. (Subject to change from state to state)
  4. Your sick leave credits must be exhausted before opting for resignation and the consequent claim for Unemployment insurance.

Besides these, any Worker’s Compensation you are already in line for can nullify your Unemployment insurance claim.

Duration of Benefits

A standard clause provides you with about 10 to 15 weeks of benefits, wherein the benefits have to be utilized within a year and then you must re-apply for an extension if need be.

You are usually entitled to approximately 55% of your past income on a weekly basis, though this may vary from state to state. That being said, there is an upper limit on the benefits, so you will either get 55% of your income or the maximum limit specified in the clause, whichever is less.  The limit is usually a sum of $450 per week.

The Application Process

Your application for Unemployment insurance must be submitted to the Labour Department, which will review your case. It is extremely important that you are crystal clear in your application with the reason for your quitting your job, providing all the necessary supporting documents and doctors’ letters.

It is a good idea to go through the exact laws of your state of residence available in FileUnemployment.org, so that you are prepared for the eligibility criteria with all the necessary proofs and papers, and are not taken for granted by false denials of your claim.

Sensitive handling of the situation

The chaos of having to quit your job and re-adjust your life can be a very difficult turn of events, and that too because of reasons that can cause stress and anxiety in your daily functioning as well as your relationships with others.

Though this is easier said than done, look at the long-term impact of a hastily handled resignation and attempt to keep it as clear and constructive as possible in the given circumstances. An affirmative and confident conversation with your superiors at your workplace and colleagues can save you a lot of time and effort when I come to reinstating your long-term goals, so make sure they hear it from you and not through other sources.

Eligibility Checker

FileUnemployment.org has a number of tools and guides dedicated to those who are in the process of filing for Unemployment Insurance and Benefits. One of these is the Eligibility Checker, a tool essential in a nation like the US where each state functions according to its own laws to a great extent.

While general rules remain constant, the Eligibility Checker gives you a simple yes or no regarding whether or not you are eligible, taking into account your physical and mental capability to work, your employer’s payment of Unemployment Tax and if you lost your job by quitting, being fired or being laid off.

These three pieces of information along with your state of residence are used to judge your primary eligibility, after which you can dive into the process and individual criteria, which is available on the website as well.

Your spouse shifting states or countries for work can be a strain not only on your relationship but on your monetary condition as well. Though many individuals now take the bold move of quitting their own job and moving with their better halves, the shift can affect your career and make a marked difference in the family’s bank balance.

Quitting a Job Voluntarily to Move Out of City/State/Country With Your Spouse

Unemployment Benefits aim at making sure that such shifts are easier, though usually, they cater to individuals who have been laid off or were facing issues of health or harassment – not those who have voluntarily chosen to quit. Looking to provide funds for workers who are between jobs to be able to sustain their livelihood and support their dependents, the Unemployment Benefits adhere to strict eligibility criteria.

The “Good Cause” clause

The primary requisite to be eligible for unemployment benefits is that the reason for you quitting your present job was beyond your control and through no liability of your own. In fact, voluntarily quitting is itself an automatic nullification of the clause.

Fortunately, some states within the US have instituted the Good Cause clause, wherein spousal transfers are acknowledged as a valid reason. It is important for you to have a comprehensive understanding of the laws of your state of residency – make sure if you qualify for benefits before sending in your resignation letter.

Military and non-military transfers

Depending on the state you reside in at the time of the transfer, the state laws will determine which kind of transfers will be acknowledged as a necessary move. Thirteen states in the US recognize only military-related job transfers of either spouse as a clause within which the other can apply for unemployment benefits. Nineteen others recognize both militaries as well as other shifts in placement from one city or state to another, and certain states such as Alabama, Vermont, Hawaii, and West Virginia do not acknowledge spousal transfer as a valid reason for benefits at all.

For a full list of state-wise laws regarding unemployment benefits, refer to FileUnemployment.org.

The Application Process

The first step to the application process is knowing the laws of your own state, which will help not only in you know whether you are eligible or not, but also if any queries are raised during the review process by the labor department.

An application form is available on the state’s labor department website, which you will be expected to fill and submit for review. Make sure that the reason you state for quitting is stated clearly, as is your marital status; most often states only recognize legally binding marriages and not domestic partnerships or consensual relationships.  

Four major concerns are looked at by the review board, which you must also keep in mind.

The first is a distance of relocation, how far your spouse is being relocated from your current residence and whether or not access is truly hampered due to the shift. If the commute to and fro is reasonable, or even within the same state, the claim will be denied in most states. Shifts that are recognized without an issue usually look at inter-state commutes.

The second is the legality of the relationship, whether or not the marriage is official. Some states do allow leniency for fiancés, but very few recognize domestic partners as eligible for benefits.

The third is individual laws of the state, wherein the laws can be considered not only based on the state of residence but also the laws of the state you are relocating to. You have to know that once your state of residence rejects your claim, it is close to impossible that the state you are relocating to will allow for the claim to be passed within their jurisdiction.

The last of these is more for you than for the review board, it is for you to know the limitations of unemployment benefits once you have been approved. The process doesn’t just begin and end with the approval of the application, in fact, there are many times wherein the benefits are not enough to cover your expenses at all.

The primary requirement as an individual applying for such benefits is that you have been consistently in search of work for a minimum period of six months, though this time span may vary from state to state. Also know that the amount you receive per week will reduce according to your previous earnings, as well as proportionally to the time you remain unemployed.

Military Spouses

Military shifts, officially known as Permanent Change of Station (PCS), has a direct impact on the financial condition of the family, considering the loss of income of the spouse is inevitable.  

The government provides for a very functional system within which a military spouse is provided assured benefits, in all but five states of the US (the exceptions being New Hampshire, Louisiana, West Virginia, Ohio, and Idaho). While the military is continuing to work with the five states that deem PCS as a voluntary shift for the spouse, some of the other forty-five even take it a step further, by being lenient when it comes to the employer’s status on unemployment filing, supporting the military spouse during the shift, and assuring that the new employer does not discriminate against them because of the constant shifting.

Unemployment Benefits Calculator

Unemployment Benefits Calculator

FileUnemplyment.org caters wholly to individuals who are in a status of flux when it comes to their working status, be it because of voluntary reasons or causes beyond their control.

Besides providing information about the process, varied state laws and what to be aware of FileUnemployment.org also brings you the Benefits Calculator, which gives you an approximate of how much you will receive on a weekly basis.

The calculator looks at your current salary, weeks of unemployment and the state you reside in to calculate the amount you are eligible for, preparing you for what is to come. While the calculation depends on your earnings, there is an upper limit of weekly benefits that cannot be exceeded.

The trade-off between inflation and unemployment

The trade-off between inflation and unemployment was first reported by A. W. Phillips in 1958—and so has been christened the Phillips curve. The simple intuition behind this trade-off is that as unemployment falls, workers are empowered to push for higher wages.

Firms try to pass these higher wage costs to consumers, resulting in higher prices and an inflationary build up in the economy. The trade-off suggested by the Phillips curve implies that policymakers can target low inflation rates or low unemployment, but not both. During the 1960s, monetarists emphasized price stability (low inflation), while Keynesians more often emphasized job creation.

Relation between inflation and unemployment
Striking Inflation

Stagflation in the 1970s

The experience of so-called stagflation in the 1970s, with simultaneously high rates of both inflation and unemployment, began to discredit the idea of a stable trade-off between the two. In place of the Phillips curve, many economists began to posit a “natural rate of unemployment”. If unemployment were to fall below this “natural” rate, however slightly, inflation would begin to accelerate.

Under the “natural rate of unemployment “theory (also called the Non-Accelerating Inflation Rate of Unemployment, or NAIRU), instead of choosing between higher unemployment and higher inflation, policymakers were told to focus on ensuring that the economy remained at its “natural” rate: the challenge was to accurately estimate its level and to steer the economy toward growth rates that maintain price stability, no matter what the corresponding level of unemployment.

Pros and Cons of the NAIRU Effect

The NAIRU has been extremely difficult to pin down in practice. Not only are estimates of it notoriously imprecise, the rate itself evidently changes over time. In the United States, estimates of the NAIRU rose from about 4.4% in the 1960s, to 6.2% in the 1970s, and further to 7.2% in the 1980s. This trend reversed itself in the 1990s, as officially reported unemployment fell. In the latter half of the 1990s, U.S. inflation remained nearly dormant at around 3%, while unemployment fell to around 4.6%. In the later Clinton years many economists warned that if unemployment was brought any lower, inflationary pressures might spin out of control. But growth in these years did not spill over into accelerating inflation.

Depicting the inverse relation between inflation and unemployment through the Phillips Curve

The early idea for the Phillips curve was proposed in 1958 by economist A.W. Phillips. In his original paper, Phillips tracked wage changes and unemployment changes in Great Britain from 1861 to 1957, and found that there was a stable, inverse relationship between wages and unemployment. This correlation between wage changes and unemployment seemed to hold for Great Britain and for other industrial countries. In 1960, economists Paul Samuelson and Robert Solow expanded this work to reflect the relationship between inflation and unemployment. Because wages are the largest components of prices, inflation (rather than wage changes) could be inversely linked to unemployment.

The theory of the Phillips curve seemed stable and predictable. Data from the 1960’s modeled the trade-off between unemployment and inflation fairly well. The Phillips curve offered potential economic policy outcomes: fiscal and monetary policy could be used to achieve full employment at the cost of higher price levels, or to lower inflation at the cost of lowered employment. However, when governments attempted to use the Phillips curve to control unemployment and inflation, the relationship fell apart. Data from the 1970’s and onward did not follow the trend of the classic Phillips curve. For many years, both the rate of inflation and the rate of unemployment were higher than the Phillips curve would have predicted, a phenomenon known as “stagflation.” Ultimately, the Phillips curve was proved to be unstable, and therefore, not usable for policy purposes.

Monetarists’ Rebuttal

The 1960s provided compelling proof of the validity of the Phillips Curve, i.e. that a lower unemployment rate could be maintained indefinitely as long as a higher inflation rate could be tolerated. However, in the late 1960s, a group of economists who were staunch monetarists, led by Milton Friedman and Edmund Phelps, argued that the Phillips Curve does not apply over the long term. Their contention was that over the long run, the economy tends to revert to the natural rate of unemployment as it adjusts to any rate of inflation.

Consider a scenario in which the natural rate of unemployment is prevalent. (The natural rate* is the long-term unemployment rate that is observed once the effect of short-term cyclical factors has dissipated, and wages have adjusted to a level where supply and demand in the labor market are balanced). If workers expect prices to rise, they will demand higher wages so that their real (inflation-adjusted) wages are constant.

Now, if monetary or fiscal policies are adopted to lower unemployment below the natural rate, the resultant increase in demand will encourage firms and producers to raise prices even faster. As inflation accelerates, workers may supply labor in the short term because of higher wages — leading to a decline in the unemployment rate — but over a longer term, when they are fully aware of the loss of their purchasing power in an inflationary environment, their willingness to supply labor diminishes and the unemployment rate rises to the natural rate. However, wage inflation and general price inflation continue to rise.

Over longer periods, higher inflation would not benefit the economy through a lower rate of unemployment; by the same token, a lower rate of inflation should not inflict a cost on the economy through a higher rate of unemployment. Since inflation has no impact on the unemployment rate in the long term, the long-run Phillips curve morphs into a vertical line at the natural rate of unemployment. Friedman and Phelps’ findings gave rise to the distinction between the short-run and long-run Phillips curves. The short-run Phillips curve includes expected inflation as a determinant of the current rate of inflation and hence is known by the formidable moniker “expectations-augmented Phillips Curve.”

(* Note that the natural rate of unemployment is not a static number but changes over time due to the influence of a number of factors. These include:

  • The impact of technology,
  • Changes in minimum wages,
  1. The degree of unionization.

In the U.S., the natural rate of unemployment was at 5.3% in 1949, rose steadily until it peaked at 6.3% in 1978-79, and declined thereafter; it is expected to be at 4.8% for a decade starting from 2016).

Economic growth and Unemployment

A fast-paced economy is known to provide its citizens with better jobs. But with an exponential rise in education, the employment opportunities have not grown at the same pace. As a result of the same, many unemployed youths are being registered for suicidal behavior. Failing to meet employment expectations after college is being seen as one of the biggest threats to nation’s economy and growth.

A Perfect Life and its Side-Effects

A lush green home with well-equipped amenities is being projected as the best life for today’s youth, which is leading them to hopelessness and depression in the case of unemployment. There is a rapid growth in therapist consultation to overcome such situations but of all, there seems no solution as yet. A nation thriving for consumerism and materialism as its representatives of the perfect life, there seems no moment of free air that’s free of debt and the resulting pressure.

According to JasonFoundation, 3,041 suicide attempts are registered every single day in the nation which clearly indicates the kind of mental stress nation’s youth is going through. The youth suicide statistics are disturbing as suicide is the second biggest cause of death among college youth(age 12-18). There are several measures being resorted to avoiding such tendencies; but it is being seen as a result of increased competition and hence, the pressure on nation’s youth.

Unemployed Youth
For Hope, cut the rope

How to tackle Suicidal behavior and Unemployment

1. Staying busy

The biggest challenge faced during unemployment is to stay motivated and away from all the surrounding negativity that sets in. This is possible if you can take up a hobby or do something that you really enjoy. Improving your job-skills simultaneously is an excellent way to prepare yourself for all the future opportunities.

Setting a routine and introducing discipline in your daily chores is an excellent way to get rid of the laziness and stay active. It also helps to keep negative thoughts at bay and gives you the power to think positive and stay focused. The major hazard of being unemployed is to not be able to use your time effectively, which if overcome, can result in impressive results and a joyous being.

2. Avoiding critical behavior

One of the major reasons behind increasing suicidal tendency among nation’s youth is the pressure they face from family and friends. Evaluating people based on their professional achievements should be avoided as it can cause a major disconnect in one’s confidence and self-esteem. It should also be made sure that the close ones refrain from being critical of the unemployed person and try and motivate him to achieve his dreams. This way, with everyone’s support, it becomes easier for the person to put in more efforts and achieve his goals without being fearful of the results.

Critical behavior from family is considered to be one of the major reasons behind suicidal tendencies and change in behavior can provide a lot of support. It can also help them stay positive and not feel neglected. The same should be taught in schools and practiced at home to ensure no life is lost due to unemployment.

3. Having a closed circle

Another effective way to avoid negative thoughts is to maintain a closed circle. Staying close to your loved ones without letting any outer people interfere in your personal life, or persuade you into something wrong should also be practiced. This way, your dear ones are aware of your emotional and mental situation and can provide you with emotional and financial support in times of need.

Staying away from people who make you think badly of yourself will also help you minimize the surrounding negativity and move ahead with increased motivation. Getting rid of habits like drinking, smoking could also help you stay calm and relaxed without pressurizing yourself much.

4. Family support

Our family is the one that stands by us in the good and the bad times. It is the family that holds our hand and keeps us from falling by providing us the strength to move ahead in life with a high-head. It is important for today’s youth to stay close to their family and keep them updated about all the ongoing events. Hence, whenever there is a situation where you need support, you will never find yourself fighting along with it.

According to a study, being with family also reduces stress and anxiety, key factors for developing suicidal tendency. The emotional support also makes us feel safe and protected. It also keeps you wary of unwanted people and helps you stay strong about yourself. This way, you can not only treat the ailment but also develop a bond with your family.

It is advisable for parents to take some time out for their children and stay close to them. In a world where technology runs humans, it is difficult to figure out emotions from faces hidden behind the messages exchanged. Hence, pay a visit to your children on a regular basis and make sure you make them feel at home and safe.

Live LIFE

The essence of life is to be happy. These steps will not only help you create a better life for yourself but also make you a better human being. With patience and continuous efforts, you can achieve what you want. Getting rid of those suicidal thoughts is difficult but with dedication and hard-work, you can live a life you desire, which is free of fear and full of life.

The unemployment ratio in the USA has been showing a deteriorating nature but at a very slow pace. Despite sinking oil prices and a rally on the wall street, the unemployment rate in the USA has sunk below 5% for the first time in the past eight years. “The United States Of America right now has the strongest, most durable economy in the world”, says Obama, the president. With the longest streak of the private sector and more than 14 million new jobs being introduced, the economy is the strongest over the past two years.

Striking Union Worker

Yet, if you are one among the 4.9% of the unemployed bunch or a striking union worker, here’s everything that you would want to know when you apply for the unemployment benefits; the requirements and eligibility that would qualify you for the same.

Can You Collect Unemployment Benefits?

Unemployment benefits are social benefit programs that are paid by the government to eligible workers between 40-50% of their previous salary. The fund paid by the government is contributed largely by the state and federal payroll taxes levied against employees to workers who are unemployed due to no fault of their own.

Unemployment Benefits For Striking Workers In USA

In most of the places across the globe, striking workers are not eligible to collect benefits because the government considers them to have left their job voluntarily. A bill emerged during a six-week strike involving Verizon workers, who walked off the job in protest of telecommunications giant’s contract demands. About 4,600 of the 40,000 East Coast employees were on strike work in New Jersey.

Seth Han, a legislative director for the communications workers of America, a union that represents a thousand Verizon call center workers in New Jersey, proposed to pass the bill.

Under this bill approved by the State Senate Labor Committee, workers can access unemployment insurance in labor disputes when an employer violates the terms of an employment contract or the collective bargaining agreement. And striking workers are eligible after a 30-days waiting program if the dispute isn’t promoted by an employer’s failure to comply with contract terms.

Verizon spokesman, Ray mcConville said that the employees on strike do have an option of seeking coverage under Cobra (the federal law that allows people to keep paying their health insurance they lost through work)

Are You Eligible For UI Benefits?

You are eligible for the UI benefits if you fall into any of the following categories-

  • If you are locked out by your employee or laid off due to lack of work because of the strike.
  • If you quit the job during the labor disputes, then you can be eligible to receive the unemployment benefits.
  • If you are fired during the labor disputes.
  • If you are replaced during the labor disputes.
  • If you are a member of a union that is currently on strike and you do not participate in the strike, you may still collect benefits, if you happen to lose your job during the strike. If you are barred from collecting unemployment benefits during the strike, you will become eligible once the work stoppage ends or if your unemployment is not related to the strike.
  • If there is a time lag between when the strike ends and when the employer resumes work, you are eligible to collect unemployment benefits during this period. This generally depends on the nature of the delay.

Factors Affecting Eligibility

The following factors affect the eligibility of an unemployed striking worker-

  • If the unemployed person has made an unconditional offer to return to work after a certain period, then he will not be eligible to receive the unemployment compensation.
  • If an employer is providing any sort of financial aid to the striking union workers, then this makes them ineligible for the same.
  • If an employee is willing to return to the workplace as per the employer’s terms, then he/she become unqualified to receive the benefits.
State To State Difference In The Unemployment Benefits

The fingerprint of no two individuals are the same, they say. Similarly, no two states in the USA provide similar unemployment benefits to the striking workers.

  • In the state of New York, an unemployed striking worker cannot claim the benefits until the union has striked for a duration of 49 days. A week later after filing your application, you will be able to collect your first check.
  • In Texas, the applicant must indicate if he/she is a union member.
  • In California, the agency requires a phone interview for applicants who are involved in a strike, lockout or a labor dispute.

Given above are the requirements in a few states in the US. Similarly, every other state asks for different pieces of information while deciding your eligibility for unemployment benefits.

Procedure To File A Claim

Are you unsure about how to register for your unemployment benefits? If so, keep the following things in mind while doing so-

  • Once unemployed, you should contact the State Unemployment Insurance Agency as soon as possible. There are provisions to do the same over a telephone or mail, in some of the states in the US.
  • Accurate details of yourself (which includes your name and permanent address) and of your previous employment should be given when asked for, in order to make sure that your claim is not denied.
  • If you have worked in a state that you are not currently residing in, or in multiple states, the UI agency where you live now can provide information on how to file your claim with other states.
  • Generally, it takes more than a week or two for you to receive your first benefit check. In some states, a waiting period of one week is required.

Is It A Grey Sky Lying Ahead?

“10 years ago I was proud to begin working on bipartisan efforts to save unemployment insurance. Let’s do it again, quickly in this new year.” After four years of rarely weighing in on domestic issues as she served as America’s top diplomat, Clinton is increasingly placing her position on the unemployment benefits issue. The introduction of benefits to striking labor workers is one big move and promises a very bright future.

Despite being a very thoughtful and effective measure, the benefits program for the unemployed striking workers faces uncertainty. A new Rasmussen report on national television and the online survey finds that 57% of likely US voters oppose a law in their state that would allow union workers to collect unemployment workers while on strike. 32% favors the law while 11% are undecided. This leads us to another dilemma as to what is going to happen in the near future.

Yes, the brick has been laid, but what’s to come over it is something that none of us are aware of.

The destructive effects of an addiction to Tobacco to your health are well-established facts. Now you have more reason to worry as a study published in California, by JAMA (Journal of American Medical Association) Internal Medicine finds that Smoking can affect your financial life severely too. Besides, it also determines that smokers, apart from being more likely to not find a job, are twice more likely to stay unemployed. Habitual smokers hence end up smoking more when they are unemployed and consequently, reduce their future job prospects too. This has untold consequences to individuals, families and the economy, which are yet to be computed in a study. 

Smoking Can Affect Your Job Prospects

The aforementioned study conducted by a team of scientists determined that unemployed non-smokers are 30% more likely to be in jobs within the next year as opposed to unemployed chronic smokers. On an average, these groups also earn $5 more per hour than the smokers.

Also to be noted is that, decades of study hasn’t deterred the smoking population to substantially decrease the number of smokers. From 2008, the year the Government banned smoking in public places, there has been little or no difference in the number of smokers. So, the enforcement of the law really has been a liability as we see no decline in the number of smokers. None of these results bode well, neither to your health nor to your job prospects.

The story of employed smokers looks quite bleak too. The study shows a higher percentage of layoffs among smokers than nonsmokers.  

Some of the reasons why the job prospects of smokers reduce, either part time or full time, is the worry among employers of absenteeism and higher health costs that they might have to incur. Many employers forbid the usage of tobacco and conduct urine tests to deter employees from smoking Tobacco. These trends are on the rise and it is less beneficial for every unemployed smoker in the economy. From the point of view of a job-seeker, the job market only gets increasingly hostile to smoking addicts.

1 Out Of Every 6 Who Are Unemployed Abuse Alcohol Or Are Tobacco Addicts

Despite the looming picture in the labor statistics, and the efforts of the government through enforcing laws, there hasn’t been a telling reduction in the number of smokers between the age-group 25-39. This shouldn’t deter you as an individual smoker from quitting the habit as the enforcement is only going to get more effective – the study conducted by JAMA Internal Medicine suggestive of one. More number of studies carried out on the relationship between smoking and unemployment also indicate towards the concerted effort between the government and employers to check the menace of tobacco addiction.

In addition to all these, a severe smoking habit can cripple your priorities in terms of financial spending. If you ever had to choose between buying provisions/healthy food and cigarettes, it is evident that smoking has got a vice-like grip on you. This will make a smoker both physically and psychologically less equipped to face the grueling job market in the U.S.

Most of these studies now infer to the notion that smokers don’t just stay unemployed because of smoking but also that they smoke because they are unemployed. This has turned out to be a vicious cycle, one which could be hard to break.

Great Way For You To Quit Smoking

Addiction to any type of drug can cause severe withdrawal symptoms, so much so that a person might think he/she is left more damaged than ever for taking the step to quit smoking at all. This is a common conundrum among addicts which is why most smokers end up in rehabilitation or de-addiction centers. If this is a feasible option for you, we very well recommend it, but at times of unemployment and with meager means for living, it is a step to be reconsidered.

With the way cellphones have found their way into every aspect of our lives, there is little doubt you will find any help, given all the wealth of information that is available through the internet. One particular app that we find worth recommending is the ‘QuitGuide’ app. It is designed by the Tobacco Control Research Branch at the National Cancer Institute which is funded by the U.S. Department of Health and Human Services. It keeps a tab on all the instances you craved to smoke, finds the trigger points that induces you to smoke and identifies reasons to quit smoking. It also lets you create journal entries to let you track your improvement apart from monitoring progress.

It is very necessary to feel ‘constantly motivated’ in order to hold back the resurfacing itch to place the roach between your lips! Admitting to your impulsiveness can help you pass through the testing times. To give you a heads up, here is what withdrawal does to your body – nausea, diarrhoea, splitting headache, constipation, anxiety, irritability, and a vague sense of depression.

About 1 in 6 unemployed workers are addicted to tobacco or are alcoholics. This is twice the number for those employed, i.e. while 17% of unemployed had a substance abuse disorder, only 9% of full-time employees had an addiction disorder. All this indicate one thing for sure – if you’re someone staying unemployed and are seeking a job it is prudent to let go of smoking before it sends your job prospects up in smoke!  

We’ve come across many stories of people who once earned six-figure salaries but were then abruptly laid off. Such people often find it difficult to get another job with matching salary. Because of this, some of them opt to make themselves more marketable and pursue higher studies. The end result is that they add student loans to the burden of unemployment and may still fail to find a job that matches their salary expectations.

This brings us to the question. In today’s times where the economy is a little unstable, is it sensible to expect a salary that you once earned, especially after a break in your career?

Reason For Unemployment

Why Can’t Unemployed People Get An Offer With A Salary That Matches Their Previous Pay?

The reason for this, according to many staffing firms, is this – companies prefer to hire people who never got laid off in the first place. Such people come across as survivors and top contenders during interviews. For companies, it is difficult to make out which laid off employees are good enough. Hence, when they have an opening, if the decision comes down to choosing between a candidate who is currently employed vs. someone who was laid off, the employed candidate is given the job.

Also, if for some reason the candidate who faced a layoff is picked, they would be offered a salary that is lesser than what would be offered to a candidate with a job.

This may sound unfair to many but that is the harsh reality.

What Can Unemployed People Do To Get Better Offers?

Increasing your value and skill set is a very effective way. It can also make you look like someone who is not one to waste time. During the period in which you are unemployed, you could attend short term courses to enhance your skill set or add new skills. Going to college may seem like a bright idea but if you take student loans, it could put you in a financial crisis later.

Alternately, you can think about starting something of your own. The Internet is an open marketplace and starting something of your own is not as difficult as it was ten years ago. Small scale business owners are often credited for being the backbone of the economy and you may, in fact, be able to provide employment to a handful of people!

Above all, don’t be dejected. Stay positive, it goes a long way. Job hunting may seem tiring but keep at it constantly. Expand your social circle, interact with the right people and maybe even talk to people in the know about how to increase your market value.

How To Get By Financially?

This is the saddest consequence of being unemployed. Money will be short. Thankfully, the State and Federal Govt. jointly runs several social welfare programs for the unemployed. Applying for Unemployment Insurance or the Dole is a wise move. They are small payments designed to cover your basic necessities. It is any day a better option that having no income.

We recommend that you make use of our eligibility calculator and our benefit amount estimator to get a rough idea of whether you will qualify for UI and what amount you may receive. UI payments are given out weekly and will cease to come in the moment you stop filing for them.

In case, you apply and the State tells you that you do not qualify, you make be able to appeal the State’s decision to reject your claims. Come what may, do not think this is the end. This is a rough patch and this too shall pass.

You could also accept a lower paying job because as hurtful as it seems to your pride, it comes with the following benefits –

  • Health insurance. Something you just cannot ignore.
  • Steady income. However small, will help you immensely.
  • Better chance at a job. As discussed in the previous paragraph, being employed improves your chances of being hired at another job.

Applying For Jobs

As soon as you are laid off, you should begin your job hunt. As it is also one of the eligibility criteria for UI, you may want to keep a record of which jobs and positions you apply to each week. You may want to widen your search and include jobs that are not focused on your skills alone.

Sign up with job search websites and update your resume to suit the needs of the job you are applying too. Use social media effectively to market yourself and remember, direct contact often helps secure a job at a much faster pace.

Never Hesitate To Reach Out To Us

Facing unemployment is harsh indeed which is why you will need all the support you can get. We strongly urge you to connect with folks on the same boat through our discussion forum on Unemployment topics where you will be free to ask any question related to job hunting and UI.

https://fileunemployment.org