To find out all about Coronavirus-related unemployment benefits
Category: Unemployment Benefits
Pennsylvania UC (Unemployment Compensation) program is handled by the Pennsylvania Department of Labor and Industry, which aims to provide a cushion, only if you qualify for the unemployment benefits. This enables a sense of relief to all of you who were at a constant risk of being completely stalled in your day-to-day activities because of unemployment and unpaid bills.
Therefore, filing for UI claims gives a fighting chance of being employed elsewhere without losing out much in life, and within the given time frame. So pull up your socks and do the needful!
How To File An Initial Claim In PA?
Keep the following information ready before filing an initial claim:
The Social Security number and your PIN (received in the mail)
The PA Driver’s license number, if you have one
The Employer Information Form, if you have one. Or else, just the name and address of your employer(s)
The most recent pay stub which helps in determining your benefits
The gross amount earned for the work performed during a week. Also, if you were absent from work for a week, then the gross amount you would have earned for the week
The gross amount of vacation pay, if any, for the away week
You can file your applications or reopen your existing UI claim for UC benefits by the following methods:
Indiana UC Service Center 630 Kolter Dr. Indiana, PA 15701-3570
Allegheny, Fayette, Greene, Washington
Duquesne UC Service Center 14 N. Linden St. Duquesne, PA 15110-1067
When once you have applied for the UI benefits, the concerned Department of Labor and Industry will send you three mailers within a span of 10 days.
The first mailer will have An official Notice of Financial Determination with your data, read all the instructions on the reverse of the notice for filing an appeal if any of the mentioned data is found to be false.
In the second mailer, you will be receiving a Claim Confirmation Letter (which is form UC-360). It confirms that your application has been processed at the department. You’ll be provided with a Personal Identification Number (PIN) to file for departmental internet claim and to use PA Teleclaims (PAT) for filing a claim over a telephone. When and how to file for claims for weekly benefits, will be mentioned in the letter you would have received along with the form.
The third mailer contains the Pennsylvania Unemployment Compensation Handbook, which should answer most of your doubts. It also contains various responsibilities of a person enrolled in this program and generally delves out all the relevant information on how to deal with all kinds of stuff when you’re unemployed. So read the UC Handbook received in your mail thoroughly and understand its contents.
Qualifying for benefits involves these 3 steps in the state of Pennsylvania:
You must be financially eligible.
You must have a qualifying separation from employment.
You must continuously maintain your eligibility for benefits, by satisfying the UC laws.
Step 1: Financial Eligibility For UI Claims
If you have garnered enough wages and that too for enough number of work weeks, then you’re financially eligible to claim for unemployment benefits. If this initial condition is satisfied, then you’ll receive a Notice of Financial Determination, also called form UC-44F, which mostly explains about the probable amount of benefits you may end up receiving on a weekly basis. Read the Notice and any other supporting documentation which might have come along with the form to learn about your financial eligibility for easy UI claims.
Step 2: Qualifying Separation For UI Claims
You must be laid off or working reduced number of hours with no fault of yours to qualify for unemployment benefits.
The following circumstances DO NOT qualify for your benefits in UI claims:
You voluntarily quit your job, without substantial reason.
You’re suspended from your job because of Wilful Misconduct.
You’ve actively participated in work stoppage determined to be a strike.
A representative from the department will be contacting you and your previous employer to know the reasons for your present unemployment. And if the reasons for your employment are in contention either from you or your employer then you’ll be provided a chance to explain your side of the story so that there is clarity among all the concerned parties regarding the reasons for your unemployment. Say, something like a questionnaire may have to be filled and returned so that the representative is able to resolve all the issues raised, based on your response. However, if benefits are still denied, you can always appeal against the decision.
It could so happen that you could already be receiving the benefits and then a review can also take place later on. You’ll be served with the Advance Notice form, which will give you a chance to give all the necessary information about your eligibility to continue to receive UC benefits unless a written ineligibility has been issued against your favor.
Part-time employees could also be eligible for benefits if the following circumstances are true:
Your regular work hours are reduced.
You have obtained partial employment elsewhere with fewer work hours after being separated from your job.
You are separated from one job but continue to be employed by another employer on a part-time basis.
You’re not eligible for benefits if you’re working your normal hours of work per week with your regular employer or company.
Step 3: Maintaining Your Eligibility For UI Claims
Maintaining your eligibility on a continuous basis is pivotal since your benefits are available to you on a weekly basis. Failing to adhere to certain factors will make you lose your UC benefits. So here’s a heads up for you:
Filing your Biweekly Claim
Work registration requirements
Work search requirements
Able and Available requirement
How To File A Biweekly Claim In PA?
Whenever you are either partially or fully unemployed, you are required to file a claim each week. The claim week ending date shall always be a Saturday and is called as a CWE Date because the regular calendar for a week begins on Sunday and ends on a Saturday.
Generally, you must file for two weeks at once and is called a biweekly claim. However, you need to certify that you’re eligible for the benefits each week separately.
Filing over the Internet: You can directly access the Pennsylvania biweekly claims section online on Sundays from 6 a.m. to 11 p.m., and Monday through Friday from 6 a.m. to 9 p.m. This is the recommended way of filing.
Filing by Telephone (PAT): You can also file a UI claim via Telephone. The toll-free numbers are 888-255-4728 and 877-888-8104 (Spanish).
Filing by TTY: You can opt for TTY message services 24 hours a day, from Sunday to Friday for filing your biweekly claims at 888-334-4046.
Videophone Service: American Sign Language (ASL) videophone service is available for individual workers every Wednesday from noon to 4 p.m. at 717-704-8474. This Videophone service is strictly for sign language only.
Work Registration Requirements
You shouldn’t let go of your steam thinking that the government is paying for your survival, you must follow the rules, you must protect the system, remember that!
From the beginning of the third week from your Benefit year, you’re supposed to apply for two jobs and participate in one job search program weekly. And you have to maintain a weekly report which lists the search requirements carried out by you.
You have seven types of work searching activity:
Attend job fairs
Search for posted positions on JobGateway®
Create or post your resume on JobGateway®
Contact your former colleagues and enquire about employment opportunities available
Participate in a program offered by CareerLink®
Take up Civil Service test or pre-employment tests
Sign up with an employment agency or a school placement service
Ability And Availability For Work
This section is self-explanatory. All you need is to be able to work, available to work and willing to return to work which could either be your old job or a new one.
You’ll be disqualified, if:
You’re incapable of performing any work due to physical limitations
You’re outside your labor market or country on a vacation (Contact your UC service center before leaving the country)
You do not have a way to reach work in a timely manner
You do not have a childcare facility for your baby
How Are Benefits Paid In PA?
Your first benefit payment will be received within four weeks after filing your initial biweekly claim application. The benefits are paid every other week, usually within four days of filing your biweekly claim, but it may take up to ten days to receive the benefit payments in some cases. The benefit payment is either a direct deposit or paid through your debit card. Refer more for Claims Confirmation Letter on choosing which option to use.
Your Recent Payment Information and Payment History can be obtained by either logging in to your account or by calling PAT at 888-255-8728 on Sunday from 6 a.m. to 11 p.m. and Monday through Friday from 6 a.m. to 9 p.m. You can also fax a request for obtaining two free copies to the UC service center at 717-525-5160, you’ll be charged for additional copies.
Your Benefits Appeal Right In PA
Under Article V of the Pennsylvania Unemployment Compensation Law, the Department of Labor & Industry promptly examine each application for benefits and determines whether your application is accepted. The law also provides for an appeal process to allow claimants to object to an unemployment compensation determination in order to ensure that every individual is given an opportunity for a fair hearing.
There are three levels for a claimant to appeal for UI claim denial:
UC Service Center Determination: Within 15 days of the mailing date of the determination, you may appeal a UC Service Center determination to a Referee.
UC Referee Decision: Within 15 days of the mailing date of the Referee decision, you may appeal a Referee’s decision to the Board.
UC Board Of Review Decision: Within 30 days of the mailing date of the Board decision, you may appeal a UC Board of Review decision to a Commonwealth Court.
Stay Away From Frauds
If you fail to report payments or end up deceiving the authorities about your eligibility, then you should expect to be caught. Giving false information to the Department of Labor & Industry or withholding information to obtain UC Benefits may be charged and criminally prosecuted under various existing Pennsylvania laws like:
Unsworn falsification to authorities
Theft by deception and
False statements or representations to obtain or increase compensation
If you are prosecuted you may be subject to a fine, imprisonment, restitution, summons of federal tax refunds and loss of future UI benefits.
You Are Employed, What Next?
If you return to full-time work then notify the UC Service Center about it immediately. After intimating the information, you’re no longer unemployed and thus, you’re not eligible for your weekly UI Benefits.
If you intend to start a spin-off venture on your own, then you’re considered to be Self-employed, so you will no longer be eligible for UI benefits, even if your business isn’t making a profit. But, UI benefits can be still claimed if your business is a “sideline” activity matching the following criteria:
You are able and available for full-time work
You do not engage in your business the whole time
Your business is not the primary source of your livelihood
We all know that the economy was largely gloomy, with a slowdown. Teens and students are bearing high tuition prices and thus, are in dire need of finding alternate sources of income. Usually, teens manage to find work in restaurant chains and the likes but are mostly unappreciated for the work they do and are also underpaid. Yet, there’s always a silver-lining to the entire scenario.
American workers are not getting a boost to their paychecks even though the unemployment rate has steadily decreased and has nearly converted to full-time employment. Employers are able to reduce the bargaining power of prospective employees because of an ever increasing supply of educated labor. This makes it easier to fire troublemakers who demand raises, better working conditions and incentives to stay productive.
The overall growth rate for the population is getting back on track. However, college graduates are finding it difficult to find a permanent position in the job market today, that is because the unemployment rate for teenagers has been the highest ever in over 20 years. From $7.25 to $10 an hour can barely make the ends meet for most of the teens, given the standards of living today. So with such a meager pay it’s like you’re working to be broke. Even underemployment rate has steadily increased over the years clearly indicating the dissent among teens. It is good to know that we have a couple of free tools to calculate benefits of unemployment and to compare unemployment benefits by state. Now, how handy is that!
Generally, the youth labor force surges sharply between April and July each year. Many teens search for or take summer jobs while graduates make an entry looking for permanent positions. Last summer, the youth labor force grew by 2.7 million. This is a positive trend, given the circumstances!
The unemployment rate has reached a 7 year low of 4.9%. But for teens of ages 16 to 19 years the unemployment rate is very high at 16%. This alone accounts for over a million youths in the country!
No wonder, more parents are seeing their adult kids moving back to the basement. And many of the parents are facing this social stigma of teens being holed up and the topic is slowly gaining wider acceptance from the larger sections of our society.
According to Organization for Economic Co-operation and development (OECD), a whopping 26 million young people are not employed in the developed world. Youth unemployment is a real problem and it is poised to cost the US economy of over $18 billion. Add to that, the damage of rising crimes and deterioration of our social fabric being committed by misguided teens. It’s definitely not the right path to walk on for all of us.
Considering the US global market position since the economic collapse in 2008, US has always stood on a precarious spot, sensitive to minor changes. But we may yet be living at one of the most prosperous times – for all age groups alike. So it shouldn’t be a surprise to witness people, including private individuals and NGOs taking action into seeing the annoyance caused by Teenage Unemployment driven beneath the mud. That the actions have seen considerable success can be vouched for by its mention in the recent Democratic National Convention (DNC). In a moment of pride for the community who have strived for $ 15 pay a day, the Democratic Party announced that they have added support to the cause of $15 pay a day to their party platform. With one of the most prominent parties backing the move to make $ 15 as the minimum pay speaks volumes in terms of how far we have come in this fight. A national institution such as this can boost the presence of more NGOs in many states where the protests haven’t gathered any momentum. An NGO which closely follows the causes of Teenage Unemployment all over America is the “FightFor15”, an organization which individually can be attributed the credit of putting the cause of social evil of Teenage unemployment on the national map. With its proactiveness and regularly protests, organized all over the country, it has done marvels in bringing the unaware and ignorant to the streets, to rightfully demand what’s theirs.
Another milestone to this cause, the speech of Rev. Dr. William Barber II, also the man behind the Moral Monday Movement at the Democratic National Convention is not to be forgotten. He resounded the voice of the stifled working class through the following words, “I say to you tonight, there are some issues that are not left versus right, liberal versus conservative, they are right versus wrong…. When we fight for Fight For 15 and a union, and universal health care, and public education and immigrant rights, and LGBT rights, we are reviving the heart of our democracy.”
Many workers consent to the fact that more than 10 million are on their way into realizing the $15 pay per day. While the movement held and organized by the NGO, Fight for 15 has been successful mostly in New York, California, Seattle and Pittsburgh, while they vow to keep the fight running till all the workers in the country get their $ 15 pay.
The stagnant economy needs to be churned again. Turning the tide in our favor to suit our interests can only be made possible by betting on the zeal of the youth. The teens of today must come up with innovative ways to find work. If there’s no work then do come up with ideas to create work. Start blogging, take tuitions to high school students, conduct workshops on hobbies like stargazing, develop mobile apps using open source projects like Python. Hustle, instead of cribbing about the sorry state of being unemployed.
In the other half, the big corporations and industry experts should impart world-class training and properly mold the teens to deal with the demands of the industry. Then, we can not only hope for a better tomorrow but provide a better one. Get motivated by the likes of Steve Jobs, Mark Zuckerberg and strive harder than your odds to claim glory! The world needs a center for the New American Dream and we have to live up to expectations and deliver the same!
Despite more jobs being available today in the U.S., unemployment still plagues some sections of the society. While the unemployment rate is officially recorded at 5%, the surveys don’t always tell the complete story.
In this article, let’s discuss the issues faced by adult American women in specific. Over the years, we’ve seen that the females have stepped up to play an active part in contributing to the economy. However, studies have revealed that females face more unemployment woes than their equally qualified male counterparts. Although many reasons could be stated for this phenomenon, many women wonder whether it is the age old misogyny at play.
Why The Gender Gap In Unemployment Rates?
Women have always been known to juggle their time between family and career more than men. This often takes its toll on their professional lives. This is especially true after childbirth. While most European women find a way to have both, their American counterparts find the 12 week maternity leave too short for their liking and so choose to quit jobs. This often leads to a period of unemployment, post which, getting back to work is cumbersome for many.
This sole reason is often held responsible for America falling behind other European countries when it comes to women’s unemployment. The percentage of working women in the nineties was 74 and has since then dropped to 69.
For less educated and financially not well off women, this reason is never more true. The cost of child care just isn’t worth returning to work.
Current Rate Of Unemployment Among Women In America
As per the United States Department of Labor, the following are the percentages of unemployed women in various age groups.
65 and above
(Source – Women’s Bureau, U.S. Dept. of Labor)
Is It A Man’s World Afterall?
Absolutely not. According to the current employment statistics, approximately 11 million people are without jobs (i.e., full time jobs). While a greater percentage is constituted of women, it does not in anyway mean that women cannot make a return after a break.
Those who have exhausted their allocated state provided unemployment compensation will always have a question lingering on the mind. What do I do next? This question can be a great concern if you’ve not got a job yet. Generally, in most of the states across the country, the payout will be unto a period of 26 weeks.
The heavily dependent Emergency Unemployment Compensation or E.U.C as popularly known remains expired as of Dec 28, 2013 with no sight of renewal by the Congress. This scheme sponsored by the federal govt. provided additional weeks of unemployment compensation to the jobless who had drained their regular state provided benefits.
Prepare for It
Remember, this may not really be end of the story. You may be eligible for assistance from other state agencies and non-profit organisations to help you make ends meet while you continue to look for employment. Information regarding cash assistance, food and nutrition assistance, child care and more may be available in your state. Information regarding these programs will be available with the relevant authority in your state.
Don’t wait until you get your last check to start taking action. Here are a few pointers that will help you to buckle up, take stock and prepare for it.
The Frequently asked questions section will be a great help in guidance if you are still claiming benefits or looking forward to applying for unemployment insurance.
Make job search a “High Priority”
Remember, the UI benefits received were temporary. You cannot live on it forever. Make it a habit to spend as much time allowed applying to new employment opportunities. Look in your local newspaper, browse websites, lookout for networking opportunities like job fairs that could put you closer to that next opportunity.
The internet is the best place to scout for jobs.
Plan your household budget
If expired benefits have made a financial crunch more burdensome, food and shelter are the two most important amenities. Until you’ve found new employment, make it a rule that there is no more disposable income in your household. If cell phone, Internet, or cable isn’t absolutely necessary, cancel them, or seek out cheaper subscription plans or calling cards. The same goes for auto insurance.
Go back to school
Take courses at community colleges and attend professional networking events and seminars to brush up on your existing skills, and to learn others. If tuition is cost-prohibitive, seek out scholarship aid or register as a matriculating student. Branch out to learning different subjects or majors — uncovering a new skill set could lead to a successful career change. New education can also lend a competitive edge to older professionals facing unemployment, looking to compete in a younger job market.
Get professional advice
There are hundreds of advisory websites out there who will answer your questions in almost all areas of concern related to unemployment. Make the best use of these sites by either reading the articles, expert write ups or simply use our Discussion forum Q & A section to ask a question that is specific to you.
Always remember, it’s just not you out there undergoing this ordeal. There are thousands of jobless citizens fighting their way out of this temporary state. It’s very important that you remain optimistic and make best use of available resources.
This topic is one that haunts many an unemployed soul. Filing for social welface benefits while receiving unemployment compensation or vice versa is a matter that requires serious attention. While in most cases the State and Federal law frown upon receiving multiple benefits together, there are some cases in which claimants for Unemployment Insurance (UI) are allowed to claim other benefits.
First, let’s take a look at the other kinds of social welfare benefits available to an unemployed person.
Social security disability insurance (SSDI)
Supplemental security insurance (SSI)
Social security retirement benefits
The good news is that filing for unemployment while on other benefits is sometimes permitted in some states. Let’s discuss applying for UI while on each of the above welfare programs.
Filing for UI while on SSDI
Although filing for UI and disability insurance simultaneously is not uncommon, it poses a conflict. One of the eligibility criterion for unemployment insurance is that the claimant is able and available for full time work. This is an inconsistency. If a person is disabled, he/she is clearly not available or able to perform full time work.
The good news is that the law does allow an individual to collect both unemployment compensation and SSDI at the same time. That said, the eligibility and other determining factors vary from person to person. You may need to approach an experienced attorney to find out whether you qualify for both.
After some research on the Internet, we found out that in cases where it is absolutely necessary for a person to avail UI while on SSDI, the law has shown leniency. This will require the claimant to provide an explanation to the judge when demanded. If you do qualify, there is a high chance that the benefit amount will be reduced by a certain percentage as you have another source of income.
Sadly, the number of cases where one claim was denied due to the individual already claiming the other is much more higher than the cases where the law has shown leniency. Your State Unemployment Agency and the Federal Law are the final word on the matter of your eligibility. Contact them at the earliest to resolve your concerns.
Filing for UI while on SSI
Supplemental security income is handed out to people who have very low income. To qualify for this one must be 65+ yrs, disabled or blind. SSI is administered by the Social Security Administration and is funded from the U.S. Treasury general funds. In most cases, people who are eligible for SSI are allowed to file for unemployment insurance also.
SSI benefits depend on a person’s monthly income. As unemployment compensation is considered as a source of income, your SSI benefits will be affected because of them. This is not true in all the states. Some states are quite lenient and do not consider UI benefits as a source of income.
Filing for UI while on SS retirement benefits
Social Security Retirement Benefits are given out to folks who paid social security during their earning years. In general, people who receive these benefits are 65+ years old. And hence they may qualify to receive unemployment compensation. However the amount you receive as retirement benefit may diminish as some states consider unemployment compensation as a form of income.
Filing for UI while on pension
Yes, you can file for both at the same time. But depending on the reasons behind you leaving the job, your eligibility may be affected.
Some pensions do affect unemployment insurance claims. This means that if you are receiving pension from an employer for whom you worked during your base period, the UI benefit amount may be reduced up to 50%. However, if you solely contributed to your pension funds, the benefit amount will be unaffected.
Filing for UI while receiving military benefits
There is a separate scheme of welfare programs for ex- servicemen (UCX). These programs are for people who are unable to find work post leaving the military. In this case, UI and military benefits that you are eligible for is one and the same.
A word of advice
When it comes to matters of unemployment and other benefits, the State’s Unemployment Insurance Agency and Federal law are the final deciders. If they deem you ineligible for whatever reasons, you will be unable to collect the said benefits. Also, failing to report alternate sources of income or committing fraud are serious offenses which could even land you in prison.
Always, we repeat, always contact the unemployment agency in case you find yourself doubting about matters related to your eligibility. Remember to submit authentic information on your claims and other formalities. If you need to calculate your benefits amounts, please check our Unemployment benefits calculator
Being unemployed is no piece of cake. We are sure that something great will come up and that life will continue to surprise you in pleasant ways. If you have further doubts and concerns, visit our community forum. Cheers!
You might have landed here because you want to find out how much money you will receive from your unemployment insurance program or simply out of curiosity. If you belong to the former category we are extremely sorry to hear that you are currently unemployed. But don’t worry, you’ll land a job soon and everything will be alright again!
Let’s begin with a quick recap about the UI aka the Dole. These are social welfare plans organized and run by the state or federal bodies to provide temporary financial assistance to those citizens who qualify for the program. The eligibility criteria are often stringent and are decided by the laws of labor of that particular state.
The benefits amounts are often small and funded by the taxes levied on the employed section of the nation and designed to cover the basic needs. They can be availed only after you register and qualify for the program.
Typically, the criteria for a person to qualify for the UI are as follows.
You must be determined to have lost your previous job due to no mistake of yours.
Candidate must meet the state requirements for wages earned during the base period.
Should be actively seeking work.
For further assistance, you can try Unemployment eligibility Calculator tool. It is basically a quiz in which you answer a few questions to determine if you qualify for the benefits or not.
Let’s move on to the most important part now. How much will you receive as benefit?
For this, you need to know what the base period means.
The base period is often a one year period, the earliest four of the last 5 complete quarters of that calendar year. ie if you apply for unemployment insurance in the March of 2014, your base period will be October 1st 2012 to December 31st 2013.
Weekly Benefit Amount (WBA)
The WBA is the amount of benefits you will receive each week as long as you are eligible. The rate is different in different states. Approximately, this figure is about 50 to 60% of your average weekly earnings during the base period. Many states use some kind of formula to determine your benefits, and even this formula is subject to change with each passing year.
Confusing? Don’t worry, we have simplified it for you.
Try our Unemployment Benefit Calculator to get an estimate of the benefit amount you may receive. This tool gives you an approximate amount that you may receive based on the data you provide. You have to provide details of your state and the wages earned during the base period.
If the WBR is lower than the amount you qualified for, you can sometimes obtain Dependency benefit. If so, you may be entitled to receive and additional 7% of your weekly benefit for your first dependant. And 4% each for the next two dependents. Again these are rough numbers and vary by state. Terms and conditions apply for this, of course.
Maximum Benefit Amount (MBA)
The overall amount of benefit you may receive is called as the Maximum Benefit Amount. The MBA is obtained by multiplying WBR with the total number of weeks in the duration of UI. The maximum duration is 26 weeks. However, this can be extended in some cases.
You have to register and qualify for the program before you can receive any financial assistance. Benefits usually arrive within a week or two post registering for the Dole.
Keep in mind that these benefits are subject to taxes and you must inform the same to respective authorities. In addition to all this, stay calm and positive and actively search for a new job. Some states may mandatorily ask you to sign up for employment services thereby improving your chances of securing a new job.
Hope you found this informative and all the best to you!
In tough economic times, more and more elder people might search for work past customary retirement age. In case they become jobless and do not have sufficient in the way of Social Security payments and other retirement income, they could attempt to collect unemployment benefits as a means to boost their monetary standing. For the majority, collecting both Social Security and unemployment is allowable.
Social Security is a part of the retirement plan of about every American worker. It is the publicly financed system established in 1935 that offers monthly retirement income to 48 million Americans, together with 35 million retirees, 6 million disabled adults, and 7 million orphans and widows. In case you are among the 96% of workers who are covered under Social Security, you should recognize how the system works and what you should obtain from Social Security when you stop working.
You can receive unemployment insurance benefits and social security benefits at the same time. Unemployment benefits are not counted under the Social Security yearly earnings test and thus do not have an effect on your receipt of Social Security benefits. However, the unemployment benefits sum of a person may be reduced by the receipt of a person or other retirement profits, including Social Security. You must get in touch with your state unemployment office for information on how your state applies the lessening.
In effect, Social Security works as a national income insurance program, grouping risks together and providing least income support. The system is “social” in that almost every American adds to it and in turn is entitled to obtain benefits. The system offers “security by guaranteeing retirees a minimum, inflation – adjusted profits for life, as well as monthly income for those who are unable to work and disabled, and those who have lost a parent or spouse.
Social Security was not planned to be the only assistance for anybody, but just to complement personal savings and pensions. Nevertheless for two –thirds of retirees, Social Security is the main source of income. For one-third of retirees, Social Security offers more than 90% of their income.
States put their own criteria for unemployment benefits eligibility. Nearly all discriminate between retirement income, for example pensions, and Social Security Benefits. Regarding pensions, many states lessen unemployment benefits by a dollar for every dollar the employer has contributed to the pension. As of 2011, 43 of 50 states never decreased unemployment benefits to Social Security receivers.
Louisiana, Illinois, Utah, and Minnesota reduce UB by 50% for applicants who obtain Security payments. Minnesota gives up the 50% reduction if the applicant earned wage credits for Unemployment benefits eligibility while already entitled for Social Security payments. Virginia and South Dakota impose a 50% reduction for Social Security recipients, based on the amount of money in the state unemployment fund. South Dakota, for instance stops imposing reduction if the unemployment trust fund balance at the end of a calendar quarter is $30 million or more.
Recipients of Unemployment Benefits are eligible as long as they are able to work full time, enthusiastically seeking a permanent job and available to accept any appropriate job offer. Claimants who are old enough to obtain Social Security payments must ensure they energetically pursue full-time employment. Their state might rule them not eligible if they are willing to work only certain hours or days, have no way of getting to work or have duties or other situations that restrict their time, They must be ready to offer proof of a job search, such as contacts they made, upon request by their state unemployment agency.
Effect of Social Security Payments
Social Security payments are at times treated different from retirement payments in general.
The following table indicates the shows the extent, if any, by which the weekly benefit amount is reduced due to the receipt of Social Security payments.
TABLE (EFFECT OF SOCIAL SECURITY PAYMENTS)
FUTA wants states to lessen the weekly benefit amount of any person by the amount, assigned weekly, of any governmental or other individual, retirement or retired pay, annuity or any other alike periodic payment which depends on the previous work of such individual. This requirement applies solely to payments made under a plan contributed or maintained to by a chargeable employer or base period which influenced eligibility for or increased the sum of the retirement pay. States are allowed to lessen benefits on less than a dollar – for – dollar basis by considering the contributions made by the worker to the plan which means the FUTA requirement is restricted to 100% employer – financed pensions.) Also, the necessity applies only to those payments on a periodic basis. Consequently, the states may select from a range of options, creating a retirement pay provision.
In the year, 2008, FUTA was adjusted to forbid reductions for pensions, retirement or retired pay, annuity, or other comparable payment which is not included in the gross income of the person as it was a part of a rollover distribution.
TABLE (EFFECT OF RETIREMENT PAYMENTS)
Supplemental Unemployment Payments
A supplemental unemployment payment plan is a system in which under a contract payments are made from an employer. The reason is to provide the worker, while unemployed, with a combined UI and supplemental unemployment benefit payment amounting to a definite proportion of his weekly earnings while employed.
There are two main types of such plans:
Those of the Ford – General Motors type, under which the worker has no vested interest and is entitled for payments only if he is jobless by the company and
That under which the worker has a vested interest and many gather of he is laid off for other reasons such as permanent separation or illness.
All states apart from Puerto Rico, Mexico, South Carolina and South Dakota allow supplementation by Ford – General Motors type plans without have an effect on UI payments.
Some supplemental unemployment benefit plans of the Ford- General Motors type provide for optional payments or alternative private payments in a state in which a ruling not allowing supplementation is issued. These payments may be made in sum equal to three or four times the regular weekly private benefit after two or three weekly payments of State Unemployment insurance benefits; in lump sums when the suspension ends or the state benefits are worn out (whichever is earlier); or through alternative payment arrangements to be worked out, based on the particular supplemental unemployment benefit plan.
The Bottom Line
The consequence of Social Security payments on unemployment benefits is unlike from the consequence of Social Disability Insurance or Supplemental Security Income. In majority of the states, any form of disability payments might ban a claimant for failing to qualify for taking up a full-time job. Some states allow claimants with disabilities to obtain Unemployment Benefits only if they do not turn down jobs that can have room for their disabilities. These states are Delaware, Idaho, Alaska, Hawaii, Nevada, North Dakota, Maryland, Vermont, Tennessee and Massachusetts.
Unemployment Insurance (UI) benefit amount for claimants from Virginia are determined by the Virginia Employment Commission (VEC) after reviewing your eligibility and past earnings in your base period. The base period is the first four of the last five calendar quarters. Calendar quarters are three-month periods, starting with January of each year. When you become eligible for unemployment compensation, your weekly benefit amount will be conveyed to you, but you can estimate that amount in advance, if you prefer.
VEC calculates your compensation amount by taking your past salary and factoring it in the State’s maximum benefits guidelines. If you are eligible, then you will be sent with a determination letter of unemployment benefit amount.
How to calculate Virginia’s Unemployment Benefits Amount
After evaluating your wages during the base period (the first four months of the past five calendar quarters) , Employment Commission takes into the fact the amount of money you have earned during the past 12 months as an employee. Average weekly wage earned during the two highest earning of the calendar quarters of your base period is very essential to calculate and consider your weekly benefit. Almost half of this is awarded as the weekly benefit amount by considering the earnings of $2,700 in 2 highest 2 quarters of Base Period [In short $2,700 in 2 HQs- To qualify for benefits, an individual must have earned at least a total of $2,700 in two quarters in the base period].
Your weekly benefit amount is calculated by using the formula 1/50 of 2 High Quarters or your minimum wage should be less than that of $18,900 in 2 Quarters.
Virginia UI Maximum Weekly Benefit Amount
Source of Virginia’s Unemployment benefit amount is the taxes levied on each employee’s payroll. In order to avoid claimants collecting huge amount on unemployment benefit, Virginia sets guideline on how much anyone is supposed to collect as benefits at the time of unemployment.
Though he/she has earned good amount in their base period on previous salary, you cannot afford to collect more than the determined maximum weekly amount. Maximum weekly benefit amount is $378 per week. Note: every year the maximum set amount changes depending on the average number of the employees in Virginia.
Virginia UI’s Minimum Weekly Benefit Amount
The minimum weekly benefit is determined as $54. An individual should have earned at least $18,900.01 in two quarters during the base period to qualify for the maximum weekly benefit amount.
Duration of the benefit amount varies from 12 to 26 weeks, it also depends on wages earned in the base period.
Duration of the Unemployment Benefit
Duration of the unemployment benefit you will be collecting through Virginia Unemployment Compensation is calculated based on the number of credit weeks you have increased during the base period.
A credit week is considered for the week where the base period earning would be more than 50 dollars. If the credit week is less than 17 weeks then you will be receiving 13 weeks of benefits. If it is more than 17 credit weeks, then you will be receiving 26 weeks of payments.
Maximum Number of Payments
There is only a limited number of unemployment benefit payments you can collect from the Virginia. From the beginning of the benefit year, [beginning of benefit year is the date you initially file for the unemployment benefit] out of the 52 week that follows, you are eligible to collect a total of 26 weeks of compensation regardless of how many times you have gone on and off unemployment during that benefit year.
After you exhaust your initial unemployment benefits you can apply and collect the Emergency Unemployment compensation with continuation of extended unemployment benefits funded either by State or Federal Unemployment extension programs of Virginia.
This guide explains how to apply for unemployment in VA . Follow step by step instructions that will help you file for benefits through PA unemployment office.
Determine your eligibility to file for unemployment benefits in VA
There are some basic rules for eligibility. Even if you meet some of these rules partially, you should still apply for unemployment because state unemployment offices make a reasonable attempt to process your claim, as long as you provide a good justification.
You must have lost your job through no fault of your own.
You must be willing and able to work. If you are physically disabled, you do not qualify.
If you have received severance package when you lost job, you do not qualify.
You must have earned minimum wage credits set by the Virginia Unemployment Agency
You must have earned an average weekly wage of at least $50.00. This amount may change every year. You can get get complete eligibility criteria from state website mentioned in the next section.
Prepare documents required to apply for unemployment in
Your name, address, social security number and other personal details such as telephone number, email address etc.
Dependents name, date of birth and their social security number.
Details of your previous employer. For each employer, you need to provide
Name and address
Start and end dates of employment
If you had out-of-state employment in the past 18 months, you also need to provide the employment details.
Reason you lost the job – it has to be involuntary to be eligible to receive benefits.
You can submit your application for unemployment compensation online, off-line (by mail or by visiting local employment office) or through telephone. Online application is the quickest and most efficient option which would available 24 x 7.
Basic requisite to claim the unemployment benefit from Vermont is that you must have worked in the past for about 18 months before you became unemployed. You can apply for the unemployment benefit either when you are jobless or when you work less than 35 hours per week in the state of Vermont.
If you quit your job on your own, you can file the claim and get the benefit only on the condition that you quit because of your employer’s faults (such as breach in terms of your hiring agreement.) Vermont Unemployment Insurance law states that if you were fired for misconduct, you may be disqualified for receiving the benefit for six to fifteen weeks.
Duration of Vermont Unemployment Benefit
In general unemployment benefit in Vermont lasts for about 6 months, 26 weeks or until you find a suitable job. If Vermont unemployment bureau officials feel that you are not trying for a job or refusing suitable job offers, then they have absolute right to suspend all UI benefits immediately without prior information. However, it is possible to gain the 26 weeks of slab of benefit without finding a job but it is essential to try for the job. After this you can still continue to claim the Emergency Unemployment Compensation (EUC) and Extended Benefit (EB).
If unemployment rate increases then special state federal programs will become effective which provides additional weeks of benefit or extended benefit programs. Such programs are funded partially or fully by the Vermont federal unemployment trust fund.
As stated above, the Vermont Department of Labor is authorized to pay unemployment benefits under two active extended benefit programs:
Emergency Unemployment Compensation (EUC) and
Extended Benefit (EB)
Emergency Unemployment Compensation
Emergency Unemployment Compensation (EUC) is completely funded by the Federal Government of Vermont. This program is comprised of four tiers, Vermont Unemployment Agency decides which one you qualify for. After the expiry of every tier eligible candidates can move on for the next tier as per the rule of EUC program. Below mentioned chart details on the current EUC Tiers that provides the details on the weeks of extension benefit:
Available Weeks Trigger
Tier 1 Up to 20 weeks none
Tier 2 Up to 14 weeks none
Tier 3 Up to 13 weeks TUR > 6.0% or IUR > 4.0%
Tier 4 Up to 6 weeks TUR > 8.5% or IUR > 6.0%
Extended Benefits is the additional extension of benefits that is offered once EUC is exhausted. Extended Benefit program provides up to 13 weeks of additional benefits for the unemployed individuals.
Intention of both the programs, Emergency Unemployment Compensation (EUC) benefits and Extended Benefits is to provide temporary financial assistance to eligible workers.
Intimation and Information about Future Extensions
In both the cases, notices for both extension programs will be mailed with filing instructions. If a recipient’s mailing address changes, then such change must be submitted in written to enable proper communication.
Individuals who have already received their full regular and extended benefits entitlement will be mailed filing instructions, when their additional benefits becomes available. In addition, information about future extensions will be posted on this web page.
Once your regular unemployment compensation benefits have run out, you should receive a note from your unemployment office alerting you to the option of extending your benefits. Until you get that, you will not be able to get any extended benefits. You can, however, confirm the existence of an extended-benefit rule in your state by contacting the unemployment office in advance.
Apply to get extended benefits by filing the appropriate forms and make sure you provide all of the extra required paperwork. You can continue to enjoy the unemployment benefit till the time you get a suitable job.
Working on a temporary job course-work is like gaining some respectable payment on their dislocation of the full time job. Dislocated workers will be paid payroll to their bills exertion that can assist in meeting and their living expenses. However the workers who were put out of their jobs will be facilitated to receive unemployment insurance compensation based on the working hours of the temporary jobs.
Working on temporary jobs affect the claimant’s weekly unemployment benefits. Check amount of the unemployment benefit. It will be based on the money that they have earned in their temporary jobs compared to the duration of time they have worked in their part time jobs.
Covered Employment in Texas
The present wage-less dislocated workers should have been worked during four of the last five quarters. States consider this as the base period, where Texas is not exempted.
Generally wage less employees who are exempted under covered employment of Texas are the family members, babysitters, independent contractors and ministers who work for non-profit organizations.
Amount of Weekly Benefits of Texas
The amount of unemployment insurance gross wages of an unemployed worker earned will be determined on the base period subjected to the weekly benefit.
Workers who have earned high wages will generally receive greater weekly benefit checks. However your weekly benefit amount will be calculated on the highest quarter earnings of your base period.
How is your Weekly Benefit Calculated?
High quarters of the total earning will be divided by 25 to get your weekly benefit amount.
This amount will be adjusted to the inside allowed range of benefit amount in Texas. Weekly benefit amount will be ranged between $61 and $426 based on your wages earned in your previous job.
Remember your maximum or total benefit amount will be the least amount of 26 times the weekly amount. In the other words, 27 percent of all your wages in the base period is considered to estimate your possible UI Benefit.
Partial Benefit in Texas
If an employee takes up the temporary job then the amount he earns on the temporary job will be deducted from his weekly unemployment insurance benefits. For instance, if an individual earns about $200 in his part time job and the weekly unemployment is rated as $500 then the weekly unemployment benefit will be just $200.
If in case any part time jobs offers the paychecks more than the amount expected under Texas unemployment benefits then you may not be eligible to receive the unemployment benefit check.
If part time job ends before the claim of unemployment insurance claim expired, then the claimant needs to contact the Texas Unemployment Office. You can reopen the benefit claim and can start receiving unemployment compensation check again.
Continue to Meet Eligibility Requirements on New Assignment or Work
You should also understand that though you receive your unemployment benefit there are some factors that may affect your compensation.
In order to be eligible for continuing the benefits you need to contact your temporary help agency after completion of an assignment either by e-mail, in person or over phone (1-800-939-6631) by the next working day.
The Texas Workforce Commission (TWC) cannot pay you benefits, if you apply for benefits before seeking a new assignment and waiting three business days for an assignment. The rules apply whether you are a full-time or part-time worker for the temporary help agency.