FileUnemployment

File for Unemployment – The Ultimate Guide

Author : Ray

Updated : June 19th, 2019

You have lost that precious job that provided all the financial support. Now what? Obviously, this is not the time to panic or being depressed. Take a step back, and relax – there is always another job waiting to be hunted for. You can use job search links on this site to look for new job, but the first thing you want to do is to file for unemployment insurance benefits and allow the lengthy process to start while you look for new jobs. This guide provides all the necessary steps to apply for unemployment benefits.

Claiming Unemployment Benefits – Where to start?

State unemployment offices generally take a few weeks to process unemployment benefits claims, so it is important that you understand how to file for unemployment and file the claim at the earliest opportunity. Be aware that you will get back-credits from the second week of filing, even though state employment offices may take a long time to process your claim for the very first time. Here are the steps to claim unemployment benefits

  1. Check your eligibility to apply and receive the unemployment benefits. Eligibility criteria are defined by state unemployment programs and you can use the unemployment eligibility article to ensure you have met all the rules. Here is a quick test to check if you are eligible to claim unemployment insurance
    • You must be willing and able to work. You may need to claim disability insurance if you have physical disabilities
    • Your job loss must be due to employers inability to offer continued employment. If you were fired or lost job due to your own fault, you are not eligible to receive unemployment benefits
    • Your salary from the lost job was high enough to cover basic living expenses. Most of the part-time or seasonal jobs do not qualify you for unemployment benefits
  2. Estimate Benefits Amount using our unemployment calculator. Based on your eligibility, this smart tool provides an instant estimate of benefits depending on the data collected from you.
  3. Locate state unemployment insurance agency. You can use State unemployment instructions or the interactive map provided here to locate the state agency, their contact number, office address and the website if you choose to file unemployment online
  4. Choose your filing method. Most state unemployment offices allow you to file your claims online or through a telephone. It is advised to file online or by visiting the state agency as telephone method is prone to data entry errors and you do not want to delay claims processing when you file the first time. You can always use the telephone method to extend unemployment benefits.
  5. Prepare to file the paperwork. According to an estimate, about 50 percent of eligible people do not apply for unemployment benefits due to complex paperwork process. However many states have reduced the complexities as you can see from the State of Michigan unemployment data gathering form which is as short as one page. Here is a list of things generally needed when you file the paperwork and be aware that some States may require more details
    • Name, social security number and other personal details
    • Name of all previous employers in the last 2 years and their details.
    • An approx. estimate of dates and duration of each employment. Generally, employers do not provide this info to states.
    • If you are a member of a union, need name and local number of the union
    • Reason you left the job – it has to be involuntary to be eligible to receive benefits
  6. After you have applied for unemployment benefits, wait for the benefits check and stay positive! It takes 2-3 weeks for state offices to process you claim and issue the check. Keep hunting for jobs in that period. Most importantly, do not sit idle. You can learn new skills, read new topics, or find a cost-effective volunteering opportunity to keep you mind engaged. Remember you are just searching for a job; there is no reason to let yourself down.
  7. Register for jobs with the state employment services.This is not mandatory but many state unemployment agencies offer employment services at free of charge if you register. They will guide you with job opportunities within and outside of the state. They will offer counseling services to find the jobs you like. They will also refer you to discounted training programs, or refer you to other agencies if you need special assistance
  8. Continue to file for unemployment benefits every week or 2 to let the unemployment office know that you are still eligible for benefits. You are also required to report any wages earned, or the job offers received. If you exhaust your benefits, you may be eligible for extension of benefits

Claiming unemployment benefits from more than one state

You are required to file your claims in the state where you have worked, even though you are not living in that state now. If you have worked in more than one state or you are currently not living in the state where you worked during the year, you can still contact local unemployment insurance office close to you. They may be able to assist you with the claims

Once you file for unemployment benefits, you should continue your job search. Then there is this brave new world of work from home jobs that you can do online. People are making a leaving and some are able to make a fortune out of such jobs that can work from the comfort of your home. Making money online is real and it takes virtually no investment.

Tired of looking for jobs? Explore ways to make money online.

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  1. I applied for unemployment in New Mexico because I wasn’t getting my full-time hours and my checks were never correct I was constantly fighting with the company now I’ve exhausted my unemployment benefits and they sent me a questionnaire about my work and it says adjuctation what does that mean.. I am extremely frightened

    1. Amal,

      Adjudication is like an “Appeals” process. You may be asked to present facts and paperwork relating to your claim. If everything is fine with your claim, please face it with confidence. You’ll be given a sound hearing.

    1. Carolyn,

      If this is your initial claim, it will take a min. of 7-10 business days for the determination to be made. Please reach out to the Unemployment Office for more.

    1. David,

      Please let us know the state you’re writing from. You can also visit the Unemployment Office’s official website for phone numbers.

    2. My initial unemployment benefits run out next month. How long does it take for the extension to be determined? As I havent found suitable work. And have met all requirements to find employment. Filed in TX. If I qualify for benefits do I automatically qualify for an extention?

      1. Le,

        The E.U.C(Emergency Unemployment Compensation) remains expired. There is no extension available. Please inquire further with the labor authorities in your state by calling them.

  2. I COLLECTED ABOUT $5000 OF UNEMPLOYMENT INSURANCE WHEN I WAS WORKING AND NOW THERE IS A PENDING COURT CASE AGAINST ME OUT OF PHOENIX TO GO TO COURT FOR 21 COUNTS OF FRAUD..WILL I GO TO JAIL? I AM SOO SCARED.JOJO

    1. James,

      The E.U.C(Emergency Unemployment Compensation) remains expired. There is no extension available. Please inquire further with the labor authorities in your state by calling them.

  3. I am Disabled I have had several surgeries on my lower spine. I found that I was not able to male it die to Bills became overwhelming.
    I got a Job with S3 security in Tallahassee f. Where I found out that all company rules were online and They said I needed to find them and opine to them. I told them I was with Dyslexia and I. could not find them. and 2. if I could have would not have been able to remember them. this is one of my life time Disabilities. I asked to be explained the Rules but was not. For 6 mounts I was praised by the places I worked. Then recently the Sargent told me to help a student locked out there Apartment. So I did. Next day he wanted to write me up for doing what he told me to do. I told him No I would not sign a demerit that would follow me around for ever Paper work does that! I all ways did the best I could. The Captain had made a open threat that he would do all he could to take badges and make us look bad to Fla. AG. I had hurt my ankle and am getting over it. They say the wishes of Property manager was reason I was Terminated with not following post orders. Not signing the forms excepting the wright ups. With just having Epidurals to ease the Spinal pain and them being 1/2 done I had attitude to being lied on by my Sargent. When I was told to do a job. I am kinda Glad I am out of there. No Supervision just the Sargent larking in shadows waiting to wright me up to make him look good so it seemed. I had to use my own Ins. to go get help for my leg. Now I don’t know if I can get Unemployment due to what they say I did after suitability doing the best I could to keep the Complex and Students as safe that I could.

    1. William,

      UI benefits are offered to claimants who’re able and available for work. Please call the Unemployment Office for clarification. Hope you get well soon!

  4. I have been trying to fill out unemployment application on line, but it will not let me put my social security # in the spaces
    required.

  5. From 1/2018 to 10/2018 I worked for a Merriville-based organization but I live in Illinois. The employer told me I couldn’t claim unemployment from Indiana because of my Illinois residency. Yesterday, I learned that I should have been able to. Can I claim those benefits now? I was unemployed from 10/19/2018 until 8/24/2019.

  6. I am trying to file a new unemployment claim on line and the link says it cant be reached. Are you experiencing any web site problems?

  7. I RECIEVED A”MY DOCUMENT” DATED 8/26/2019-TODAY STATING I DID NOT SEARCH FOR 2 JOBS LAST WEEK…BUT,1- 1/2 DAYS AGO, EARLY SUNDAY MORNING, JUST LIKE I HAVE FOR 9-WEEKS,I DID WHAT THEM SYSTEM TOLD ME TO DO. I FILED MY WEEKLY BENEFITS TELLING Y’ALL THAT ON THURSDAY 8/23/2019 I BEGAN WORKING AGAIN. I TOLD ON MY CLAIMING WEEKLY BENEFIT FORM THAT I ALSO WORKED FRIDAY. I TOLD THE AMOUNT OF MONEY I EARNED PER-HOUR, I TOLD THAT I I worked 16hrs for the week ending 8/24/19,i gave the total amount,and i told i have not got 10 cents of the money yet,and $12.75×16 is not more than $326.00. I just got home to learn payment is being held,once again i’m being punish for an unemployment crime i did’nt commit. Four hours of interviews last week led to me getting hired, that led to 16hrs of work,that was reported within the rules. I did everything right.

    1. Please register with PAcareerlink and attend the RESEA orientation as required and take the necessary documents with you. Then
      begin an active job search. The state wants to see this activity and is done in order to receive your benefit compensation.

      Take care

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