Iowa Unemployment Calculator
Calculate your projected benefit by filling quarterly wages earned below:
We created this calculator to aid you evaluate what you might obtain if you are entitled. We make no promises that the sum you receive will be equal to what the calculator illustrates.
To apply for Iowa unemployment benefits click here
The most recent figures for Iowa show an unemployment rate of 3.7%.
Non-Monetary Eligibility Requirements
You can collect benefits if you meet a series of legal eligibility requirements:
- Have earned qualifying wages
- Are unemployed through no fault of their own
- Are able and obtainable to work full-time and
- Are keenly looking for full-time work
In addition to having adequate earnings, you must meet other eligibility benefits to be entitled for UI benefits. Some instances of issues that may influence eligibility for UI benefits comprise:
- Reason for job separation
- Proper weekly claim filing
- School attendance
- Self employment or corporate offices
- Strike or labor disputes
- Denial of a job offer
- Alien status
- School employee
- Illness or injury
- Professional athlete
More details on UI eligibility can be found in the unemployment eligibility article.
Monetary Eligibility Requirements
To be eligible for benefits an individual must have:
- Been paid wages by covered employers in two or more quarters of the base period
- Total base period wages of at least 1.25 times the wages earned in the highest base period quarter
- Wages of at least $1,610 in one quarter and at least $800 in a different quarter (program year July 1, 2018 – July 6, 2019)
For more information on unemployment eligibility,visit https://fileunemployment.org/eligibility/top-5-unemployment-eligibility-myths-debunked/ article.
How long will I receive benefits:
Usually, most states permit an individual to obtain unemployment for a maximum of 26 weeks, or half the benefit the benefit year. A few states have standardized benefit duration, while most have different durations depending upon the worker. In a state with varied duration, it is probable that the benefit year may include less than 26 payable weeks.
The calculation is normally which us smaller: 26xWBA or 1/3 BPW. WBA is the Weekly Benefit Amount, so 26xWBA would be the regular week program. 1/3 BPW refers to the Base Period Wages, so if a person did not succeed to earn more than 3 times the standard benefit amount, they will be suitable for fewer weeks of coverage.
How much weekly benefit will I receive:
You can guess your Potential Benefits Online. Your weekly benefit amount and the number of weeks of entitlement to benefits are based on the wages you were paid and amount of time you worked during your base period. The weekly benefit amount is calculated by dividing the sum of the wages earned during the highest quarter of the base period by 26, rounded down to the next lower whole dollar. The result cannot exceed the utmost weekly benefit permitted by rule.
The base period is the term used to describe the time frame used as the basis for deciding whether or not you will be monetarily eligible for unemployment.
How are Benefits Calculated:
Once you make out how the unemployment are calculated, you will have a fair idea of how much you could receive per week or per benefit period if you were to lose your job. This is significant when you think taking unemployment or searching another job.
Unemployment is computed and one half of what your weekly pay was at the time of the discharge up to your state's maximum benefit. You will have to verify with your state's unemployment office to see what the highest payout for your state is. For further details refer unemployment benefits article.
Recently Asked Questions:On the application form there are two lines for the address. Does this mean I have to enter two addresses?
No, you only need to give one complete address, for example, one with a street number and name or a post office box, plus the city, state and ZIP code.
When I apply for something online, sometimes I’m unsure whether the proper people have received my application. If I’m unsure, should I submit another application?
No. You will receive a confirmation e-mail (and number) stating the state have received your application. If you do submit another application, it will just slow down the process, because the state will have to call to verify if the second application is from the same claimant (you).
I served in the U.S. military and I am claiming those wages. On the application there are questions that ask about military service and others that refer to the federal government. Do I answer both if I served in the military?
No. For unemployment insurance, service in the U.S. military and working for the federal government are considered two separate and different types of work. If you served in the U.S. military, left the military, and then began working for the federal government (for example, at the Department of Labor), you should answer questions for both sections.
On the Withholding page in the unemployment insurance application, the third question asks if I’ve been receiving a private pension or retirement payments (401K, Keogh, etc.). Is that like asking if I’ve been paying into a fund like that?
No. This question is to verify if you’ve been receiving money from a pension or a retirement fund, not paying into it. If you have not received money from anything like this, your answer should be no.
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