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Max. Weekly Benefit Amount
$713
Max. Weeks of Benefits
26
Current Jobless Rate
6.6%
Max Weekly Benefit Amount
$713
Max Weeks of benefits
26
Current Jobless rate
6.6%

Updated : November 26th, 2021

New Jersey Unemployment Benefits

The New Jersey Unemployment Insurance (UI) program is designed to provide financial support to those who lose jobs for no fault of their own. The state’s UI benefits activities are handled by the Department of Labor and Workforce Development (DLWD). The funds for UI benefits are collected in the form of payroll taxes from employers and workers.

The unemployment benefits in New Jersey will partially compensate your wages with an intention to help you with your financial responsibilities while looking for employment opportunities. To qualify for unemployment benefits, you must meet the required eligibility criteria as set by the New Jersey Unemployment Compensation Law.

Eligibility To Apply for UI Benefits in New Jersey (NJ)

The DLWD has established the eligibility criteria for unemployment benefits. The first step to applying for unemployment benefits is to know the eligibility criteria for UI benefits. Lack of information or misinformation regarding the eligibility will lead to cancelations of UI benefits.



Eligibility for unemployment benefits in NJ depends on two factors- monetary eligibility and reason for separating from the previous organization. Please note that you must adhere to the rules and regulations of the DLWD throughout. Even after qualifying for benefits. If at all, you do not maintain your eligibility, you will end up losing your eligibility for unemployment.

Monetary Eligibility

To be eligible for Unemployment Insurance benefits, you must have earned a minimum prescribed wage during the base period. A base period is a duration of one year in which the applicants have worked and have earned wages. Monetary eligibility in NJ is based on the wages earned by you during the base period.

The state uses two methods to calculate the wages earned in the base period- regular base period and alternative base period.

Regular Base Period

To calculate your wages, the DLWD will first use the regular base period method. It is the first four of the last five calendar quarters. The wages earned during this period will be used to examine if you are eligible or not.

For instance, if you file your initial claim in April 2019, your base period will start from January 2018 and last till the end of December 2018.

To gain monetary eligibility, applicants must have the following qualifications:

  • During the base period, you must have earned $172 per week for 20 or more weeks in covered employment during the base period  or
  • You must have earned an overall wage of at least $8,600 in covered employment

The wages you earned during the base period will determine the weekly benefits amount you may receive.

Alternative Base Periods

If in the event, you don’t qualify for UI benefits through the regular base period calculation, you will automatically be considered for alternative base period calculations. The state of New Jersey is perhaps one of the few states to have two alternative methods instead of one. 

The first alternative base period method includes wages earned in the last four completed calendar quarters before the date of your claim. The second alternative base period calculation considers the last three quarters before the date of the claim along with the weeks in the current filing quarters up to your first date of claim.

Find out more about eligibility requirements

Job Separation

The reason for separating from your previous organization will play a major role in determining your eligibility factor for UI benefits. As per the DLWD, only people who have lost their jobs for no fault of their own will be eligible for unemployment benefits.

If your reason for leaving the previous organization is not due to the lack of/shortage of work, a claims examiner will set up a fact-finding interview by either phone or email to find out if you are eligible for Unemployment Insurance benefits.

In order to qualify for the New Jersey unemployment benefits, you must satisfy the below conditions:

  • You must not have lost your job due to your fault
  • You must not have quit the job voluntarily, without any work-related reasons
  • You were not fired from your previous organization due to misconduct
  • You were not involved in any illegal or unethical activities in your previous organization

The claims examiner will contact your employer to verify your claims. If the reason given by you doesn’t match with that of your employer, you may cease to be eligible for unemployment benefits.

    Eligibility Calculator

    Eligibility requirements – overview

    Maintaining Eligibility

    There are some additional eligibility criteria that you must fulfill once you start receiving UI benefits. You must maintain their eligibility throughout your benefits period to receive benefits without any stoppages.

    In order to receive benefits every week without any stoppage, you must fulfill the following requirements:

    • You must be mentally and physically able to work throughout the base period
    • You should actively be seeking new employment opportunities. You are expected to submit a job search report every week, detailing about all the employers You met in the week seeking for a job
    • You are expected to be available for work at all times during the benefits period
    • You must not reject any suitable job offers made during the benefits period
    • You must keep up with all the appointments with the DLWD. Missing ay appointments might lead to the stoppage of weekly benefits

    To summarize, You must be on a look-out for a new job opportunity and must accept a suitable offer. You must also fulfill all the meetings, interviews, or training obligations with the DLWD. If you don’t meet any of these requirements, the DLWD may stop your weekly benefits.

    Find out on job search requirements

    How To Apply For UI Benefits in New Jersey?

    To apply for UI benefits in NJ, applicants must carry the following documents:

     

    You can apply for benefits through an online portal or by placing a telephone call to DLWD.

    Online

    Submitting applications through the online portal is one of the most convenient options in NJ. Follow the steps given below to know how to apply online:

    • Create an account in the DLWD online portal page and complete your account registration
    • Once you complete setting up your account and log in to your account, you will have access to the ‘Unemployment Insurance Dashboard’. The dashboard will assist you in submitting a new application or to submit your weekly application

    Telephone

    To submit your applications through a phone call, you could call the following numbers:

    • North New Jersey:  201-601-4100
    • Central New Jersey: 732-761-2020
    • South New Jersey:  856-507-2340
    • Out-of-state claims: 888-795-6672 (you must call from a phone with out-of-state area code)
    • New Jersey Relay: 711

    How To File Weekly Claims

    You will file your first claim on a Sunday, and the first time you claim benefits will be on a Wednesday,  which will be 17 days after your date of claim.

    You must follow the below-mentioned steps to file your weekly benefits:

    • Log into your account
    • You must certify for benefits, wherein you will submit your weekly job search report and other documents that would attest your qualification for the benefits
    • You are required to create a PIN if you are certifying for benefits for the first time
    • Receive an email confirmation of filing a claim in the given week  

    Learn how to claim weekly benefits

    UI Benefits Amount

    Benefits Calculator

    Use the Unemployment Insurance Benefits Calculator to find out the approximate UI Benefits amount that you may receive in the state of New Jersey.

    Unemployment Benefits Calculator
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    New Jersey
    Select Number of Dependents:
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    Unemployment Benefits Calculator
    State: New Jersey
    Number of Dependents: 0

    How much did you earn in each of these quarters?

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    $ 25,000
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    Calculating your Benefits Amount ...
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    Disclaimer: The estimates are good in faith and accuracy is not guaranteed. We are not liable for any loss and damages caused by using the tools on our website. This calculator is here to assist you in evaluating what you might obtain if you are entitled to receive benefits. We make no promises that the sum you receive will be equal to what the calculator illustrates.

    Know more about the Benefits Calculator


    Things To Know After Filing An Application

    You must be aware of certain important information such as overpayments and fraud to make sure that there are no hindrances in the benefits period. Also, having sufficient information about training programs will help you in improving their competence in the job market.

    Overpayments And Fraud

    As per the DLWD, the overpayment occurs when you receive UI benefits to which you were entitled. In such a scenario, you are expected to return the excessive amount you received back to the DLWD.

    The department will send you a notice as soon as they identify an overpayment. The notice will contain the reason why the DLWD considers any payment made as an overpayment. It will also mention the total amount that is considered an overpayment, and about your right to appeal against the decision of the department if you do not agree with the decision. 

    If the overpayment is justified by the court, you are expected to make the payment to DLWD. To make the payment, you can use the ‘E-Payment Service for Benefit Overpayment’ website launched by the DLWD.

    To use this e-payment service, you will need the following documents:

    • Claimant ID number
    • Your social security number
    • A valid credit card or a bank account

    If you have a balance that is yet to be paid, it may be submitted to the Treasury Offset Program (TOP) of the Internal Revenue Service (IRS). Your unpaid debt records are submitted to the IRS to collect any federal payments to offset the outstanding debts. This method will only be employed if all other attempts failed and that the DLWD is left with no other option to recover the outstanding debt.

    In the event, if you received overpayments by wilfully withholding important information, or by lying, forging or manipulating important information, it will be considered as fraud. The DLWD takes matters of fraud very seriously and if proven guilty of fraud, you will be made to face grave consequences.

    To identify fraud, the DLWD conducts a random audit to investigate your payroll records, eligibility status, job-search reports, etc., among other details. You may also be called for an interview if your case gets picked for a spot check.

    Note that the DLWD will consider that you are committing fraud if you indulge the following activities:

    • You knowingly fail to report all your earnings or you report false data with the hope of receiving more UI benefits
    • You fail to provide the correct reason for your unemployment
    • You submit fake documents to the DLWD 
    • You fail to report to DLWD that you have returned to work
    • Someone else other than yourself certifies for UI benefits on your behalf, with your approval
    • You take up somebody else’s identity to file for UI benefits
    • You hide/lie about any facts that would make you ineligible for unemployment benefits in New Jersey

    If it is found that you are indulging in fraudulent activities, the consequences you face will be as follows:

    • You will face criminal prosecution and imprisonment
    • You will have to pay fines and penalties
    • Your state or federal income tax refunds may be submitted to satisfy the money you owe to DLWD
    • You could be denied unemployment benefits in the future

    Benefits Extension

    The state offers benefits extension only when the unemployment rate is high. Contact your local unemployment office to find out about the reemployment programs offered in NJ before you complete your benefits period.

    Job Training Assistance

    The state of New Jersey provides ample opportunities for job seekers to improve their skills or to learn a new one to improve their competency in the job market. The state offers various training programs in this respect and some of the most sought-after training programs in the state are:

    Trade Adjudgement Assistance (TAA): This is a federal program that is intended to help you if you have lost your jobs due to foreign trade. That is, you lost your job due to any reason that is related to international trade. The TAA program is designed to give you an opportunity to acquire the skills and support required to become reemployed.

    Workforce Investment Opportunity Act (WIOA): The WIOA program along with the New Jersey Opportunity Partnership Program offers to cover your cost of training. Both programs offer to cover a part of all the training cost, provided if the training takes place in New Jersey.

    Workforce Development Partnership (WDP): Under this program, qualified unemployed job-seekers may get an extra 26 weeks of benefits to complete approved training programs that extend beyond the regular unemployment period. You are required to get approval from an employment counselor to enroll for WDP.

    You must inform DWLD that they are interested in training within 60 days of the last day worked, 30 days from the time the DWLD informs of the ABT program, or 30 days from the time you and your counselors make an employability plan, whichever date is last.  

    Self-enrolled training: In order to be able to collect benefits while attending a training program, you must make sure that the training program is approved by the DLWD. 

    The DLWD will approve the training program that you want to self-enroll to if the following conditions are met:

    • The training must be for ‘labor demand occupation’ which will enhance your skills and the chances of earning a better wage
    • The training could be either vocational or remedial or a combination of both
    • The training program must be full-time. If a part-time program is chosen, the applicants must be available and be actively seeking for work
    • The training center must meet all the state and local requirements 

    Note that the approved training cannot be on-the-job training or any other training program provided by an employer where you are also paid wages.

    Know more about job training opportunities in New Jersey



    NJ Office Locations and Phone Numbers

    If you wish to resolve any of your issues relating to UI benefits through a telephone call, find the contact details of the various departments below:

    NJ Unemployment Office Phone Numbers

    Reemployment Call Center: North New Jersey 201-601-4100
    Reemployment Call Center: Central New Jersey 732-761-2020
    Reemployment Call Center: South New Jersey 856-507-2340
    Reemployment Call Center: Out-of-state claims 888-795-6672
    Appeals (Fax) 609-292-2438
    Report fraud (Fax) 609-292-5593
    Report fraud (Phone) 609-777-4304
    Treasury Offset Program 609-659-4050
    You can also pay a visit to the one-stop career centers in New Jersey to know more about the services offered by DLWD.

    Locate your nearest unemployment office



    Frequently Asked Question

    Q. Will I lose my eligibility if I do not take a job offer that is not suitable to me?
    Ans. You must accept a job offer that is suitable for you. In the event, you end up refusing a suitable job offer, Because people's experience and circumstances are different, the definition of a "suitable job" varies. It depends on your skills, place of residence, and your past salary. While you are unemployed, you will look for a job similar to your last job in terms of commute, job duties, and salary. The longer you stay unemployed, the more flexible you'll have to be in terms of accepting a new job. For example, you may have to travel a greater distance, accept a different type of job, or start at a lower salary.
    Q. Will I be eligible for Unemployment Benefits if I lost my job due to a labor dispute?

    Ans. If your unemployment is due to a labor dispute (strike or lockout) at your employer's premises that resulted in a work stoppage, you may be disqualified for benefits.

    If it appears you are participating in a labor dispute, you must continue to claim your benefits by phone or on the Internet while we determine your eligibility. The decision is made by the labor dispute officer in the Division of Unemployment Insurance after your employer and union give us the required information.

    Q. Is a claimant eligible to receive unemployment benefits when he/she receives training or attends school?
    Claimants are eligible to receive unemployment benefits when they are receiving training. The claimant needs to get approval from the department of labor and workforce to receive unemployment benefits. Students are not eligible to receive unemployment benefits. The only way for a student to be eligible to receive UI is to establish 20 or more base weeks of employment. Or meet the alternative earning test during the student’s academic years in the base year.
    Q. What happens if I’m offered a job but don’t think it’s the right fit for me?
    Ans.If a suitable job is offered you should accept it. Failing to accept the job may deny your benefits for the week for which you did not accept the job and also the next three weeks. The definition of a suitable job may be different for each person. Everything depends on your past salary, where you live and your skillset. The time you remain unemployed you must look for a job similar to your last job in terms of job duties, commute, and salary.
    If you remain unemployed for a longer period of time the more adaptable you’ll have to be when it comes to accepting a new job. E.g you may have to accept a job which is further from your home with a much lower salary.
    Q. What happens if I Can’t start a new Job Immediately?
    Ans. When unemployed you must be available for work and be able to join the new company at any given point in time. You should have access to transport which will help you get the job immediately. Individuals must have no particular reasons stopping you from getting the job. If you are traveling for a week or more or you’re on vacation you will not be able to receive unemployment benefits for that given point of time.
    Q. What happens when you're claiming unemployment benefits and you return to work full time?
    Ans. Once you return to a full-time job while you are claiming unemployment benefits, you should notify the DLWD. You will be asked to answer a specific set of questions which are as follows:
    • The exact date which you returned to work
    • Gross wages you earned
    • Number of hours you worked
    • Your employers' name, address and phone number
    Q. What happens if I hold an H-1B visa but recently lost my job. Am I eligible for unemployment benefits?
    All H-1B visa holders are legally allowed to work in the United States for one specified employer. If you are separated from that employer permanently and your status which is alien has not changed you are not allowed to legally work for any other employer, which means you are ineligible for unemployment benefits. The only way you can be eligible for benefits is if you are on a temporary layoff from your current employer with a definitive day for you to return to work.
    Q. What if I don't have a job due to a strike or labor dispute. Can I claim unemployment benefits?
    If you are unemployed due to a strike or a labor dispute at the premise of your employer which in turn resulted in a stoppage of work you can be disqualified and will not receive unemployment benefits. If it seems like you are participating in a labor dispute, you should continue to claim your benefits while the DLWD determines your eligibility. The final decision is in the hands of the DLWD once your employer and union give us the necessary information.
    Q. Do I wait until my severance pay ends to file my claim?
    It’s important to file your claim as soon as you stop working. Even if you are getting severance pay. Severance pay includes any payment that does not extend employment based on the number of years you have served your employer. When you file your claim via the phone, the agent reviews all separation payments with you. When you file your claim online, and if it seems your payment may affect your UI benefits, the department will conduct an important fact-finding interview.

    Questions & Answers

    1. I was recently fired from my job of four months. can i recive unemployment? what are the time frames for unemployment?

    2. i work for this company for 7yrs, in june of 2012 i went to work and i went out for lunch and i get pull over by the police, i get arrested for unpaid traffic tickets from 2005, i call my coworker to come pick up my car and let my supervisor know what happen which he did, i spent a week in jail and i was fired for abundant my possessing. i apply for unemployment and get deny because it was my fault for been incarcerated,

      IF YOU ARE INCARCERATED FOR MISDEMEANOR AND YOU LOST YOUR JOB ARE YOU DISQUALIFIED IU AUTOMATICALLY ?

    3. I was laid off on September 5, 2012 and immediately filed a claim. I did not receive any information back on the claim that I filed and had an accident that rendered me disabled as of October 9, 2012. I checked on my status and found that my initial request had not gone through and I filed a second time, but this time I filed under the disability option. All paperwork has been sent in, and I have received my debit card. I had to fill out an additional questionnaire sent by the state, which I have submitted, but I have received no instructions on how to file or where or when from the state. I have called several times and the line is always busy. I have not received any compensation and I do not know where to go to get answers.

    4. do I have to live in New Jersey to receive benefits. I am Separating from the military with an honorable discharge this month need to file for UI.

    5. If my position is going to be moved from Whippany New Jersey to Manhattan New York and I decide not to move, can I collect unemplyment?

    6. Before leaving the U.S. to live/work in Japan, my son worked for many years. He has been back in the U.S. for 2 months now and has not been able to find work. Is he eligible to collect UI on the ‘quarters’ he had before leaving the country?

    7. ai worked as a limo driver in new york city for about 25 years but lived in nj since 1998. now from last two year I am not able to drive any more. Can I get unemployment benefits.

      • Unemployment benefits aren’t obtainable to person who were fired for performance-related or misconduct issues. People who were fired for reasons unrelated to their performance, however, are entitled for benefits. So, for example, if you were fired as the company for which you worked chose to cut short and restructure, then you are possibly eligible. However, if you were fired for negligence, you are not eligible. The length of your ineligibility varies according to the circumstances.

    8. My husband’s company is clearing house. To do so, they are essentially pressuring people to quit. Across the board, entire departments are given bogus non-specific, but “poor” performance reviews, they stop receiving work emails and invites to attend meetings. In our opinion, they don’t want to pay for the unemployment for entire departments they are clearing out. He has never had a bad review in 25+ years as a microbiologist in pharmaceuticals. I’ve never seen him and his colleagues so stressed. The doctor for one of his coworkers wants her out due to the stress problems (she’s a cancer survivor). What are his options for leaving but still being able to collect unemployment until he find new work. He’s been actively looking and interviewing for about 8 months now and no offers. He’s getting depressed and I’m getting very worried. The last time he was on unemployment was after layoffs about 15 yrs ago.

    9. Hi, I was laid off in March of 2012. I’ve been collecting since. I only have one week left of pay in my claim. I heard extensions (EB) were cut but it says on the NJ Unemployment website that because of The Middle Class Tax Relief and Job Creation Act of 2012, benefits would be extended until January 2013. Would I be eligible for this? Or am I screwed once next week comes?

    10. I was laid off from my job in January and have gone through my initial 26 weeks of unemployment benefits once I file this Sunday. Will I be receiving additional benefits from the state of New Jersey? If so, how do I go about receiving these benefits? How long will those benefits last?

    11. can i cancel my taxes in the unemployment. i dont want to have it taken out, can i cancel it from coming out my cpay

      • At the time you file for your unemployment claim, you will be inquired if you desire to have federal income tax withheld from your week UI benefits. If you decide to have federal income tax withheld but later change your mind, be advised that taxes already held back cannot be returned by the federal government as part of your federal income tax refund.

    12. I curently work two jobs, One is 30 hours a week, other is about 16 hours a week. My second job (16 hrs) is offering buy outs, 6 months pay and will not contest unemployment. Would I be eligible to collect partcial if I work 30 hours a week at other job?

    13. What if I was fired illegally and negotiated my return to work and was again fired by my employer who gave false information to the unemployment office. What rights or options do I have?

    14. hello my boss just told me he is taking off for 2 weeks and not paying me am i entilted to collest for the time he is off thank u

    15. I was laid off on my job late last year and was collecting unemployment for about 2 1/2 months. Then in my search I did get an offer for a temp position paying the same without any benefits. I talked to unemployment and they said that once the job ends, I can just start up with the unemployment the following week. So the temp job was extented for 45 days to almost 3 months. So, I am back to looking for more work, and in the meantime I applied for unemployment the week after my last check. Unemployment said I was suppose to apply the first Monday after my job ending, and will not pay me the first week. I find this very upsetting.
      Please help!

    16. Unfortunately if you quit you will not be eligible for UI benefits. But, sometimes some cases will be considered under good-cause in such conditions you may eligible…… that once again depends on your luck….

    17. I am currently facing a lot of racial comments at work by management and infront of management. I was thinking of quitting because i feel so uncomfortable working here. Will I be considered for unemployment?

    18. My daughter was employed full time by a bank for three years. She got sick and had surgery was out of work for two months,during this time she recieved sick pay. When she was medically cleared she returned to work only to be fired for the excuse of breach of company policy. She immediately got another job which was an hour further away, more gas and tolls and she was barely clearing any money after the fact. It was as a telemarketer selling auto warrantys every day her boss walked around the office firing people and putting fear into the employees of losing jobs if sales didnt rise,so she quit,but immedately started working again only to be let go because the company was closing its doors. She has since filed in nj for unemployment and was denied because she quit the seconary job where she was being harrased and threatened with being fired for sales. My question is shouldnt she still be eligible to collect just based on her three year full time position with the bank? And doesnt the fact that she went right back to work after quitting second job prove something was wrong with her employment there making it unfair conditions? Any suggestions or comments would be great. She is 22 and has worked full time ever since she graduated high school pays her own rent and bills, but now shes starting to drown.

    19. I was laid off from both of my jobs recently. My part-time job of 12 years laid me off 12/2/11 and my full-time job of almost 14 years laid me off 3/15/12. Unfortunately because my full-time position was with a Christian non-profit they are exempt from paying into unemployment insurance so I can not collect. However the employer of my part time position did pay into UI and it was also taken out of my check. So my question is can I apply for unemployment benefits from my part-time position now that I do not have either job?

      • You did not mention the reason for the laid off if your laid off is considered under good cause then you might be eligible for the UI benefits.

      • You probably know that if you are fired, you can’t collect unemployment from the government. Although qualifications can vary from state to state, generally, people who are laid off from their jobs will qualify for unemployment benefits. Apply for the UI benefits, also check with your base period wage and ensure that you are eligible for the benefit….

        • To say that if one gets fired that they will not receive unemployment benefits is FALSE! I was fired in 11/11 and even though the company tried to get out of paying my benefits, i went to arbitration and fought it and WON! It seems there are specificsteps a company must take in oreder to be able to fire you and then DENY you benefits, such as, write ups, written warnings,suspensions etc. A company canNOT arbitrarily fire you (at least not in these recession filled days)and get away with not paying you unemployment benefits. *my job was in PA

      • Yes, you should be able to claim benefits from your part-time position though it is late. However, they won’t pay retroactively so, you can claim benefits on going forward basis.

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