Before filing the claim you need to be ready with the following details:
- Your name, social security number, addresses and telephone number.
- In case if you are filing a claim for dependents, then you need to have their names, birth dates and social security numbers.
- Complete payroll address and reason for separation from all the employers you worked for the last 18 months before filing the claim.
You can file for Unemployment Benefits in two ways:
- You can file the claim through the Internet where you can just log on to your State’s Unemployment Insurance home page, fill up the details and process it.
- You can also file the Insurance claim via telephone using the numbers provided on the State’s Unemployment Insurance Home Page.
In case you are unemployed, you need to file your claim as soon as possible. Your claiming eligibility benefits begins the week in which you file your claim. Remember if you file your claim between Sundays to Wednesday, your claim will be effective the week you filed. But in case if you file the claim between Thursdays to Saturday then your claim will be effective in the following week.
Eligibility criteria for unemployment insurance benefit:
- You must be unemployed through no faults of yours.
- You should be efficient and available to work.
- You should be actively searching for full time work unless defined by Unemployment Insurance as a part time worker.
- You should be willing to accept a job for which you are qualified.
A. Benefits are solely based on the wages earned prior to you loosing your job. Amount is calculated by dividing the average of your wages in the 2 highest quarters of your base period by 22. The maximum weekly benefit you can receive is $400.00. In addition $10 will be paid per dependent per week. Unemployment benefits varies from State to State.
Generally you will receive a form from your State Unemployment concerning your eligibility called Determination of Monetary Eligibility which includes the details of all the employer for whom you worked for, your social security number during base period wages, weekly benefit amount and also your monetary eligibility.
The methods used to determine monetary eligibility vary from state to state and are stated below:
- Multiple of High-Quarter Wages
- Multiple of Weekly Benefit Amount
- Flat Qualifying Amount
- Weeks/Hours of Employment
If you are not eligible for any unemployment insurance based on the standard base period explained above, then the form will contain instructions on how to apply for the alternate base period. You will need to contact the agency within 15 days as explained in the preceding paragraph and continue to file claims in a timely fashion and request for the payment.
If you have qualified for the benefits, then your benefit year starts up. Benefit year will be for the period of one year or fifty-two weeks. It is calculated as the period beginning with Sunday of the first week in which you file your new claim. For instance, if you have filed your new claim on Friday then your benefit year would start the preceding Sunday and would be considered as effective date of your benefit year and it will be active for the period of exactly one year. During a benefit year you may receive up to 26 times your weekly benefit amount under normal circumstances.
You may not start another benefit year until the first one is completed. However, if you have also worked in another state during your base period and have received all your benefits in your benefit year, you may file against the other state in which you worked and you may be eligible for benefits from that state. You may also check with the Claimant Information Service for more details.
At the end of your benefit year, you may be eligible to establish a new benefit year with the extension of unemployment benefits, if you have been employed during the current benefit year and earned at least 10 times the weekly benefit amount for which you would be eligible during the new benefit year. Call the Claimant Information Service for further information on establishing a new benefit year.
A. Unemployment Insurance in short is termed as UI and is the temporary income for
Eligible workers, Who have lost their jobs through no fault of theirs.
In order to qualify for unemployment benefits, you have to be ready, willing, available, and able to work. Based on your state there may be eligibility requirements for unemployment coverage including having worked for a definite period of time. The Job Service may need job seekers to apply for jobs, submit resumes, and turn down a position if it meets certain standards.
Eligibility for benefits is determined by the following factors:
- Must be monetary eligible
- Past earnings activity (labor force attachment)
- Conditions of job separation
- Be totally or partially unemployed
- If you are identified as likely to tire out unemployment benefits and are registered in the worker profiling and reemployment services program, you have to fully participate in all assessment interviews, orientation, and referred reemployment services.
Eligibility for Unemployment Insurance Benefits:
Unemployment Insurance is the compensation amount projected to pay as a momentary or temporary economical assistance. It is the total sum of the monetary and non-monetary amount which is offered to an employee by his or her employer in return for work performed.
Monetary payments include the compensation of the expenditure costs like bonus, recognition rewards and checks, overtime payment and checks including profit sharing.
Compensation paid as non-monetary benefit includes the advantage payment such as providing company paid housing or car for the company’s employee.
The number of weeks for which you receive benefits is determined at the beginning of your benefit period. This amount depends on your individual earnings and is limited to a maximum of 26 weeks of regular unemployment benefits. You may also qualify for up to 20 additional weeks of benefits under a temporary Emergency Extended Unemployment Compensation Benefit program. Additional benefits may also be available under Special Programs.
Covered employment is the job carried out for employers who are qualified to unemployment compensation law. Covered employment from other states may also be used under certain conditions.
The base period is the first four of the last five completed calendar quarters immediately proceeding the first day of your benefit year. The last four completed quarters will be used if you are not eligible using the regular base period quarters.
Disability Insurance is the type of insurance that can be claimed under conditions like mental or physical illness or injury which avoids you to work and makes you jobless. In other words, it is offered by the employers if an individual cannot work due to mental or physical injury. If you are away from your customary work due to illness, non-industrial injury, pregnancy or family concerned situations then you may expect for the partial income to be paid.
Extended Benefits is the addition benefit claims that becomes effective during the period of high unemployment rate in particular state. Extended Benefits is paid just after an individual has exhausted his/her benefits on their regular claim of last tier and Emergency Unemployment Compensation.
If you fail to claim the benefits under regular Base period then you are permitted to apply for Alternate Base Period considering the updated system for tracking on the latest income. This program expects the workers to fulfill same overall earning requirements.
If you knowingly receive benefits based on false information that you purposely provided when you registered your claim, you are committing unemployment fraud. Anyone who commits unemployment insurance fraud is liable to be punished by law and could even face a variety of serious penalties and consequences. Unemployment fraud can also include telling a white lie to extend their benefits or it can also include the fake policies being sold.