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Unemployment Due to Health Reasons

Updated : August 4th, 2020

Resigning from your place of work for unavoidable reasons takes a toll on your life in all ways monetary, besides the emotional and career-related setbacks. One of the leading concerns that act as a cause for voluntary resignation from your place of work is health issues, either your own or of a close family member. Long-term or chronic illnesses can surpass your sick days, forcing you to call it quits to recuperate.

Unemployment due to health reasons

A Medical Leave Act enforced within a company allows you leave for as long as twelve weeks, but beyond that resignation is inevitable. Such a resignation qualifies for Unemployment insurance in the majority of states in the US, but it is important for you to have a concrete idea of the process, eligibility, and limitations of the benefits provided.

Breaking the News

The first step is to get the company into the loop; reaching out to your boss or the manager and letting them know that such a decision on your part is inescapable. Allow them to meet you halfway, and explain that the decision you are taking is for the best. It is advisable to take a rough resignation letter with you at the time of this meeting, along with a letter from a doctor to support your claim.

The most important aspect of this step is to end the relationship you have developed with the company over the years on a positive note, as future references and a possible re-entry into the workforce should be kept open for debate.

Immediate termination or a few weeks’ notice

There are times when the news of an illness requires immediate attention, wherein giving any notice to the company is not possible. Even so, strive to give at least a couple of weeks’ notice if you can, as this not only gives the employer time to hunt for a replacement for your position but also allows the drift to be amicable and without tension.

You can also strike a position of compromise, tell them that you will work from home or maybe come in a few days a week to wrap up the project and help the company transition. Trust us, these little efforts on your part could help greatly in the future when you return to your career goals.

Eligibility

Qualifying for Unemployment insurance requires the fulfillment of four main criteria –

  1. Your ability to work must be hampered beyond your control.
  2. Your weekly earnings should have diminished by approximately 40% or more due to the reason above. (Subject to change from state to state)
  3. Approximately six hundred hours of work should have been accumulated in the past year of your working, all insured. (Subject to change from state to state)
  4. Your sick leave credits must be exhausted before opting for resignation and the consequent claim for Unemployment insurance.

Besides these, any Worker’s Compensation you are already in line for can nullify your Unemployment insurance claim.

Duration of Benefits

A standard clause provides you with about 10 to 15 weeks of benefits, wherein the benefits have to be utilized within a year and then you must re-apply for an extension if need be.

You are usually entitled to approximately 55% of your past income on a weekly basis, though this may vary from state to state. That being said, there is an upper limit on the benefits, so you will either get 55% of your income or the maximum limit specified in the clause, whichever is less.  The limit is usually a sum of $450 per week.

The Application Process

Your application for Unemployment insurance must be submitted to the Labour Department, which will review your case. It is extremely important that you are crystal clear in your application with the reason for your quitting your job, providing all the necessary supporting documents and doctors’ letters.

It is a good idea to go through the exact laws of your state of residence available in FileUnemployment.org, so that you are prepared for the eligibility criteria with all the necessary proofs and papers, and are not taken for granted by false denials of your claim.

Sensitive handling of the situation

The chaos of having to quit your job and re-adjust your life can be a very difficult turn of events, and that too because of reasons that can cause stress and anxiety in your daily functioning as well as your relationships with others.

Though this is easier said than done, look at the long-term impact of a hastily handled resignation and attempt to keep it as clear and constructive as possible in the given circumstances. An affirmative and confident conversation with your superiors at your workplace and colleagues can save you a lot of time and effort when I come to reinstating your long-term goals, so make sure they hear it from you and not through other sources.

Eligibility Checker

FileUnemployment.org has a number of tools and guides dedicated to those who are in the process of filing for Unemployment Insurance and Benefits. One of these is the Eligibility Checker, a tool essential in a nation like the US where each state functions according to its own laws to a great extent.

While general rules remain constant, the Eligibility Checker gives you a simple yes or no regarding whether or not you are eligible, taking into account your physical and mental capability to work, your employer’s payment of Unemployment Tax and if you lost your job by quitting, being fired or being laid off.

These three pieces of information along with your state of residence are used to judge your primary eligibility, after which you can dive into the process and individual criteria, which is available on the website as well.

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  1. I was approved for extended benefits after exhausting PUA and the 26 weeks UI in Ohio. I have been looking for work, but also have had major health challenges and am finding getting back to “normal” slow going. I have a EB approval letter, and am currently receiving payments. When I look at the EB payment stub it shows my payment amount, and then the remaining approved amount (diminished by the weekly payment). So… do I get to exhaust the balance stated (which would take the weekly payments into 2021), or do my extended benefit payments expire on Dec 26 with the Federal program?

  2. I’m considering moving from MA to another state to pursue available work. I CAN NOT get hold of a human or find any info online about the ramifications of transferring my residence. Is there any information available that I’m missing or anyone having gone through the process of moving while collecting unemployment?

  3. I accidentally filed my UI unemployment amount wrong. I wrote that I made 25k last year when it was more like 12k with the pandemic problems. The issue was that I included my student loans in my income amount. Now I’m concerned about it being audited and how to fix this. I know I will have to pay back an amount but this is a lot of stress. I cannot get ahold of anyone in a timely manner and so I am wondering if anyone has an idea as to how to fix this appropriately?

    1. Ashley,

      I suggest you check the “Resources” section of the official website of the Unemployment Office or consider the option of visiting an office in the vicinity if feasible.

  4. my benefit in missouri ru has exhausted they send me a letter about my peuc until dec 26 2020 how long it take to receive peuc

    1. Debra,

      The processing will certainly take a couple of weeks of time owing to the pendency. Please keep checking/following up at regular intervals.

  5. So I have been getting ue for 6 months and on Oct 21 I had a fact finding issue found and cleared after taking a month, I got put on hold I got nothing no benefits nothing because I am on hold until cleared up and it was another month later in my favor, I’ve been without payment since Oct 21 since then I have been on HOLD, I am beyond pissed, I call every Fri I see the letter I received saying its in my favor that says I am Monetary Eligible-yet I still have 6 payments on hold. I call DEO and I talk, I beg and I get told “we are working on it”, the letter is in my favor I am poor not rich I am poor Why how do you people get away with this

    1. I’m having similar issue.. I was accepted and was receiving payments for three months.. then it was stopped 5 weeks ago to check a possibility of fraud.. there was a determination to confirm my identity again.. this after the same office gives me insurance and food help and was taking partial of money to pay two different child support claims.. they don’t think I’m who I say I am.. and it just sits there pending.. what can be done to get this fixed.

  6. Hello

    I’m 59 years old and was laid off in March 2020 due to Covid.
    In June 2020 I was advised my job was eliminated and there is no chance of me
    Being brought back. I’m collecting UI since March.

    Pondering the thought of taking my early retirement pension as I can’t survive on
    UI any longer. My pension is of course reduced due to my age. Full pension is age 62.

    If I apply for early reduced pension in this situation, does my UI benefit get decreased? I’m in New York.
    I’m still looking for full time work. No luck.

    Thank you so much
    Lorraine

  7. i was just layed off from my job, i did collect benefits in pa. my job is seasonal igot unemployment payments in jan. to april i had 26 weeks of unemployment , but only used about 13 weeks, and was called back to work. i received 2 weeks of 600 dollars of stimlus money. my question is now that i reopened my 2020 claim . i,m i still elegibe for any more stimlus payments along with my regular unemployment payments.

  8. I am 65 yrs old in California and being layed off in Dec 2020. If I apply for unemployment benefits and collect a company pension, will the pension reduce the unemployment benefits ? If you answer call unemployment what is the department or do you have a phone number for a help line. I have called and get automated questions that do not apply to my situation.
    Cannot get to a live person.

  9. Several years ago I was part of a reduction in force and was early-retired for pension purposes. I count on this small pension ($2K/mo) to supplement my employment which has been inconsistent this past two years. I am filing for UI in IL and I qualify for it, but they are saying my pension reduces my UI benefit to zero. Is that right?

    1. Mike,

      That is partially right. The pension will have an impact on UI benefits. Please check for relevant info on the Unemployment Office’s website.

  10. I have $219.00 left on my UE and still no work due to covid-19 will i be able to get a extension on my UE and will it cover the last two weeks. I request payment tomorrow.

      1. My benefits have expired, still.unemployed due to over 65, wdiebrtes, high blood pressure and have one kidney, Can I get PUA , Cares Act for any assistance

  11. im working at a place i have been layed off from a lot in my career.i got 30 yrs in there so i can retire now but need another job to make it hoping to stay working and get more hours.If i take a new job and get layed off there I will BE DRAWING 1400 A MONTH FROM THE JOB I WORKED 30 YRS would i be able to draw unemployment if the new job lays me off and would it be reduced because of my retirement money of 1400 month.

  12. My bf was laid off in April he got the the 600 to start with now he is only getting the unemployment and no extra when we hear ppl getting 3 checks totaling 40k that might be lies but still that is bullshit.

  13. I Sharon Bland or Sharon Scott or Sharon Ann Mccraw
    Use my phone to claim two of my boyfriends and my own benefits. Is that ok ?

  14. I’m getting pua on employment and it was supposed to be backdated to May 27th when I wasn’t ableable to start my new job and somehow it’s August 24th they said it would be backdated been sending messages and pua people keep saying they have emailed you guys too but nobody gets back to me who do I need to contact about this thank you

  15. I check my checking account balance every week but I cannot tell if I am getting my 300.00 extra unemployment. Also. How can I tell if I got my back time unemployment .

    1. Thelma,

      I did not understand what you meant. Please reach out to the Unemployment Office for precise answers to all your questions.

  16. I have exhausted my UI and all extensions. Not eligible for Fed Ed. Does EDD open a PUA claim for me. Or do I have to aoole for it. Its been past 30 days since receiving my Fed Ed denial letter.

  17. i have been unemployed for the whole year almost and since i have been trying to distance myself to better my all around health, it took me this long to file for benefits, i was hoping to get back pay all the way to the beginning.

    1. Zach,

      To qualify, the claimant is required to have sufficient earnings/employment during the “Base Period”. Please use the “Benefits Calculator” available on this website for more.

  18. Thank you o much for investigating this. When I received an overpayment statement and my benefits where stopped I felt my heart drop to my stomach. Already being evicted by a slumlord and now no income, i had to start working when i feel very at risk for getting the virus because of pre-existing conditions and the reason for filing in the first place. i am a cosmetologist and considered non-essential. I feel utterley hopeless and helpless in this situation.

  19. I cannot contact anyone in the unemployment offices because the phone hangs up on me in all cases after listening over and over the recorded message. I have called three numbers .

    I have received pandemic unemployment since March 31st. There was a pending adjudication but I never received any questions, letters nor emails about it and I was approved and paid. Now…this is what the website says:
    7 of 7 entries
    Issue Identification Number Employer Name Issue Type Status Date Mailed Level
    0002 7693 59-01
    PUA Pending 11/16/2020 Adjudication
    0002 4773 71-01
    Program Integrity Mailed 11/6/2020 Adjudicati
    Claimant Inbox
    Select the Search button to display your action items. To narrow your search, input issue date range below and select the Search button.
    Issue Date: From: To: 11/6/2020 to 11/16/2020
    Inbox
    • Below are the items that require your attention and that you need to take action on for your claim.
    • Select the Document ID
    I need this money to survive as others do while I am trying to re-establish any contract freelance work I am capable of doing….I report my small jobs as I get them but they do not come close to equaling my unemployment as of yet. Please tell me where I can go to find out what is needed here.

    1. Again basically I’ve also been put on hold for a ridiculously stupid reason.. Why can’t this issue be quickly handled. Is the any where we can get action if we already were receiving benefits and have been stopped suddenly

      1. Greg,

        I can understand your frustration. The Unemployment Office might be inundated with pending requests. Please visit the website to find the answers.

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