Unemployment Benefits Exhausted. What Next?
Updated : November 24th, 2014
Those who have exhausted their allocated state provided unemployment compensation will always have a question lingering on the mind. What do I do next? This question can be a great concern if you’ve not got a job yet. Generally, in most of the states across the country, the payout will be unto a period of 26 weeks.
The heavily dependent Emergency Unemployment Compensation or E.U.C as popularly known remains expired as of Dec 28, 2013 with no sight of renewal by the Congress. This scheme sponsored by the federal govt. provided additional weeks of unemployment compensation to the jobless who had drained their regular state provided benefits.
Prepare for It
Remember, this may not really be end of the story. You may be eligible for assistance from other state agencies and non-profit organisations to help you make ends meet while you continue to look for employment. Information regarding cash assistance, food and nutrition assistance, child care and more may be available in your state. Information regarding these programs will be available with the relevant authority in your state.
Don’t wait until you get your last check to start taking action. Here are a few pointers that will help you to buckle up, take stock and prepare for it.
The Frequently asked questions section will be a great help in guidance if you are still claiming benefits or looking forward to applying for unemployment insurance.
Make job search a “High Priority”
Remember, the UI benefits received were temporary. You cannot live on it forever. Make it a habit to spend as much time allowed applying to new employment opportunities. Look in your local newspaper, browse websites, lookout for networking opportunities like job fairs that could put you closer to that next opportunity.
The internet is the best place to scout for jobs.
Plan your household budget
If expired benefits have made a financial crunch more burdensome, food and shelter are the two most important amenities. Until you’ve found new employment, make it a rule that there is no more disposable income in your household. If cell phone, Internet, or cable isn’t absolutely necessary, cancel them, or seek out cheaper subscription plans or calling cards. The same goes for auto insurance.
Go back to school
Take courses at community colleges and attend professional networking events and seminars to brush up on your existing skills, and to learn others. If tuition is cost-prohibitive, seek out scholarship aid or register as a matriculating student. Branch out to learning different subjects or majors — uncovering a new skill set could lead to a successful career change. New education can also lend a competitive edge to older professionals facing unemployment, looking to compete in a younger job market.
Get professional advice
There are hundreds of advisory websites out there who will answer your questions in almost all areas of concern related to unemployment. Make the best use of these sites by either reading the articles, expert write ups or simply use our Discussion forum Q & A section to ask a question that is specific to you.
Always remember, it’s just not you out there undergoing this ordeal. There are thousands of jobless citizens fighting their way out of this temporary state. It’s very important that you remain optimistic and make best use of available resources.