FileUnemployment

Unemployment Insurance Common Questions

Author : Jeff

Updated : June 11th, 2019

Eligibility

What is the base period?

What is covered employment?

What should I do in case if I am not eligible for Monetary Benefit?

What is Unemployment Insurance and who is eligible for it?

What are the basic eligibility requirements to obtain unemployment benefits?

What is an Alternate Base Period and how is it calculated?

Benefits Amount

How much can I expect from an unemployment benefit?

How can I know the monetary eligibility?

What is benefit year and how long does it will be active?

What is Disability Insurance?

What is Unemployment Fraud?

Claims Paperwork

What details I need to have before filing the claim?

How do I file the Unemployment Insurance Claim?

When should I file the claim and what are the per-requisites essential?

Unemployment Extension

How to renew the benefit year claims and is it possible to apply for another benefit year before completing the prior one?

How long I may receive benefits?

What is Extended Benefits and when does this program start or come to consideration?

 

What details do I need to have before filing the claim?

Before filing the claim you need to be ready with the following details:

  1. Your name, social security number, addresses and telephone number.
  2. In case if you are filing a claim for dependents, then you need to have their names, birth dates and social security numbers.
  3. Complete payroll address and reason for separation from all the employers you worked for the last 18 months before filing the claim.

  How do I file for Unemployment Insurance?

You can file for Unemployment Benefits in two ways:

  1. You can file the claim through the Internet where you can just log on to your State’s Unemployment Insurance home page, fill up the details and process it.
  2. You can also file the Insurance claim via telephone using the numbers provided on the State’s Unemployment Insurance Home Page.

  When should I file the claim and what are the per-requisites?

In case you are unemployed, you need to file your claim as soon as possible. Your claiming eligibility benefits begins the week in which you file your claim. Remember if you file your claim between Sundays to Wednesday, your claim will be effective the week you filed. But in case if you file the claim between Thursdays to Saturday then your claim will be effective in the following week.

Eligibility criteria for unemployment insurance benefit:

  • You must be unemployed through no faults of yours.
  • You should be efficient and available to work.
  • You should be actively searching for full time work unless defined by Unemployment Insurance as a part time worker.
  • You should be willing to accept a job for which you are qualified.

  How much can I expect from unemployment benefits?

A. Benefits are solely based on the wages earned prior to you loosing your job. Amount is calculated by dividing the average of your wages in the 2 highest quarters of your base period by 22. The maximum weekly benefit you can receive is $400.00. In addition $10 will be paid per dependent per week. Unemployment benefits varies from State to State.

  How can I know about the monetary eligibility?

Generally you will receive a form from your State Unemployment concerning your eligibility called Determination of Monetary Eligibility which includes the details of all the employer for whom you worked for, your social security number during base period wages, weekly benefit amount and also your monetary eligibility.

The methods used to determine monetary eligibility vary from state to state and are stated below:

  •     Multiple of High-Quarter Wages
  •     Multiple of Weekly Benefit Amount
  •     Flat Qualifying Amount
  •     Weeks/Hours of Employment

  What should I do in case I am not monetarily eligible for Benefits?

If you are not eligible for any unemployment insurance based on the standard base period explained above, then the form will contain instructions on how to apply for the alternate base period. You will need to contact the agency within 15 days as explained in the preceding paragraph and continue to file claims in a timely fashion and request for the payment.

  What is benefit year and how long will it be active?

If you have qualified for the benefits, then your benefit year starts up. Benefit year will be for the period of one year or fifty-two weeks. It is calculated as the period beginning with Sunday of the first week in which you file your new claim. For instance, if you have filed your new claim on Friday then your benefit year would start  the preceding Sunday and would be considered as effective date of your benefit year and it will be active for the period of exactly one year. During a benefit year you may receive up to 26 times your weekly benefit amount under normal circumstances.

  How to renew the benefit year claims and is it possible to apply for another benefit year before completing the prior one?

You may not start another benefit year until the first one is completed. However, if you have also worked in another state during your base period and have received all your benefits in your benefit year, you may file against the other state in which you worked and you may be eligible for benefits from that state. You may also check with the Claimant Information Service for more details.

At the end of your benefit year, you may be eligible to establish a new benefit year with the extension of unemployment benefits, if you have been employed during the current benefit year and earned at least 10 times the weekly benefit amount for which you would be eligible during the new benefit year. Call the Claimant Information Service for further information on establishing a new benefit year.

  What is Unemployment Insurance and who is eligible for it?

A. Unemployment Insurance in short is termed as UI and is the temporary  income for
Eligible workers, Who have lost their jobs through no fault of theirs.

In order to  qualify for unemployment benefits, you have to be ready, willing, available, and able to work. Based on your state there may be eligibility requirements for unemployment coverage including having worked for a definite period of time. The Job Service may need job seekers to apply for jobs, submit resumes, and turn down a position if it meets certain standards.

Eligibility for benefits is determined by the following factors:

  • Must be monetary eligible
  • Past earnings activity (labor force attachment)
  • Conditions of job separation
  • Be totally or partially unemployed
  • If you are identified as likely to tire out unemployment benefits and are registered in the worker profiling and reemployment services program, you have to fully participate in all assessment interviews, orientation, and referred reemployment services.

  What are the basic criteria for Monetary and Non-Monetary Eligibility of unemployment benefits?

Eligibility for Unemployment Insurance Benefits
Unemployment Insurance is the compensation amount projected to pay as a momentary or temporary economical assistance. It is the total sum of the monetary and non-monetary amount which is offered to an employee by his or her employer in return for work performed.

Monetary Payments

Monetary payments include the compensation of the expenditure costs like bonus, recognition rewards and checks, overtime payment and checks including profit sharing.

Non-Monetary Payments

Compensation paid as non-monetary benefit includes the advantage payment such as providing company paid housing or car for the company’s employee.

  How long may I receive benefits?

The number of weeks for which you receive benefits is determined at the beginning of your benefit period. This amount depends on your individual earnings and is limited to a maximum of 26 weeks of regular unemployment benefits. You may also qualify for up to 20 additional weeks of benefits under a temporary Emergency Extended Unemployment Compensation Benefit program. Additional benefits may also be available under Special Programs.

  What is covered employment?

Covered employment is the job carried out for employers who are qualified to unemployment compensation law. Covered employment from other states may also be used under certain conditions.

  What is the base period?

The base period is the first four of the last five completed calendar quarters immediately proceeding the first day of your benefit year. The last four completed quarters will be used if you are not eligible using the regular base period quarters.

  What are the features of Disability Insurance?

Disability Insurance is the type of insurance that can be claimed under conditions like mental or physical illness or injury which avoids you to work and makes you jobless. In other words, it is offered by the employers if an individual cannot work due to mental or physical injury. If you are away from your customary work due to illness, non-industrial injury, pregnancy or family concerned situations then you may expect for the partial income to be paid.

  What is Extended Benefits and when does this program start or come to consideration?

Extended Benefits is the addition benefit claims that becomes effective during the period of high unemployment rate in particular state. Extended Benefits is paid just after an individual has exhausted his/her benefits on their regular claim of last tier and Emergency Unemployment Compensation.

  What is an Alternate Base Period and how is it calculated?

If you fail to claim the benefits under regular Base period then you are permitted to apply for Alternate Base Period considering the updated system for tracking on the latest income. This program expects the workers to fulfill same overall earning requirements.

  What is Unemployment Fraud?

If you knowingly receive benefits based on false information that you purposely provided when you registered your claim, you are committing unemployment fraud. Anyone who commits unemployment insurance fraud is liable to be punished by law and could even face a variety of serious penalties and consequences. Unemployment fraud can also include telling a white lie to extend their benefits or it can also include the fake policies being sold.

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  1. I applied for unemployment on 8-1 and was approved. I received my letter of eligibility and debit card about a week ago. I did not file my intitial bi weekly claim because I missed the deadline by 1 day (didn’t realize they would be closed on Saturday). When I logged on it said I would have to reopen a claim because mine had been closed. I filled out the online form to deactivate the claim. My question is this: will I have another waiting week? And will unemployment have to contact my employer all over again to verify my wages and go through the entire process all over again or will they just reopen the claim with a new date window to file?

  2. Lost my job in 10/2018 due to plant closure, collected vacation and severance pay. Opened a claim in 1/2019. Got an on the job training job through career link in 5/2019 worked one week and became very sick and was off for two weeks VA could not find anything wrong but gave me medication for the symptoms and an excuse to return to work, prior to returning got a call from my recruiter at career link telling me the position was filled so i did not return. Reopened my claim, a few weeks later got a letter informing me the employer had appealed and said i did not return, had a hearing and the employer did not show but i lost and got a 2500.00 over payment. Got a temp job through an agency but have only worked 4 days in two weeks. Reopened my claim and was told i need to earn 2604.00 from current employer before it can be opened, did i do something wrong? Still applying for work but am days away from losing everything, need income to pay bills. PLEASE HELP

    1. Rodney,

      Your eligibility to claim UI benefits depends on multiple factors including monetary eligibility. If you’ve been officially told about the shortage of earnings, there’s nothing much one can do. If you’re still confident of winning the appeal, please make a strong case.

      1. I live in KY but my base wages were from earnings in GA when I lived there. I’ve exhausted my benefits in KY. Am I able to now file through GA since my earnings through 10/18 came from there?

        1. Dee,

          As much as I am aware, Unemployment Insurance is a one time cycle. Please call the Unemployment Office in GA for more.

  3. The hours at work have been cut due to lack of business for every department.
    So all full-time positions are now part-time.
    How do I file for partial unemployment?
    The only options I see (in Texas) are for full unemployment.

    1. Eric,

      You should be able to claim partial UI benefits. Please consider applying online until full hours are restored.

    1. William,

      If everything goes well, it should not take more than 7-10 business days (waiting week). Please call the Claims Center for more.

  4. I was employed by a VA company for 5 years, my contract ended yesterday (07/31/19), however, I worked remotely for those 5 years and live in FL, which state do I apply to for my unemployment benefits?

    1. Oscar,

      Please check with your employer if they remitted UI taxes into the system. Contract workers are generally not eligible.

        1. Oscar,

          In that case, please go ahead and apply if your employer remitted UI taxes into the system.

    2. You apply in Virginia…however, I worked seasonally and they used a ‘quarter’ that was empty, so even though my employer paid in, I only got a 1/3 of what I should have received. Figured that out later :/ They will also question WHY you aren’t able and available to work IN Virginia. They froze my account for about a month.

  5. I worked 37 years with the same company in Texas. On July 2nd of 2018, I was let go due to workforce reduction. I signed up for benefits several months later and now have drawn my 26 weeks of benefit. Is there any program currently open in Texas or federally that will extend additional money while job seeking?

    1. Lonnie,

      The E.U.C(Emergency Unemployment Compensation) remains expired. There is no extension available. Please inquire further with the labor authorities in your state by calling them.

  6. I have been an employee of my company for 34 yrs. My position is being eliminated but I have been offered another position for less money. It is a much more physical job that I am not sure I can perform well. I am 75. If I try to fulfill the position and cannot do it, will I still be able to get benefits if I quit? They want me to try it for a couple of weeks to see if I am strong enough and if I can afford the cut in pay.

    1. Lynda,

      I suggest you call the Unemployment Office to find out about eligibility before making a decision on continuation.

      1. I recently lost my job..i was late for work and they took me off the schedule..never told me i was fired..didnt ask for uniforms back. Another cook was andd has been late for work and he didnt get taken off the schedule.can i still get unemployment?

        1. Kandie,

          Please note UI benefits are only offered to claimants who lose employment due to no fault of their own. You can call the Unemployment Office for clarification.

  7. Are there any training benefits or programs that will pay for an advanced degree, such as a PhD which is needed to become more employable?

    1. There are multiple training programs administered by the Labor Department in each state. For more info, please call visit the official website of the Unemployment Office.

  8. I’m about to exhaust my Unemployment benefits. I was laid off from my first job and
    found employment then I lost my job and became unemployed again. I applied for benefits and have have almost exhausted my benefits but have not found employment. Can I file for an extension?

    1. Deanna,

      The E.U.C(Emergency Unemployment Compensation) remains expired. There is no extension available. Please inquire further with the labor authorities in your state by calling them.

  9. After reading your article it’s still not clear to me about requirements surrounding moving to another state and completing/continuing to collect. I have 8 weeks eligibility left, I am moving from MA to FL. The end of your article says: “Since it’s all virtual (online), you may still consider the option of continuing your claims from the base state even if you move to a different one until completion. As a responsible claimant, it’s your duty to inform the base state about your movement to ensure there are no hassles in the near future.”

    So it sounds like even once I am in new state I am eligible to continue to collect from my base state. I can just continue to do my required weekly job search and reporting to and filing in my base state (I do it via phone call-in). No need to complicate things by doing some crazy state transfer of benefits. Benefits also done via direct bank deposit and no need to change anything. Do I even need to tell my base state I am now living in a new state? Why? Thank you.

    1. Paul,

      For the ease of understanding, each state has its specific rules and laws with regard to administering Unemployment Benefits. It might be an obligation for a claimant to inform about the movement. For clarification, please call the Unemployment Office and speak to a representative.

  10. I was recently fired from my work 25-June-2019/due to me not meeting their “standards/ expectations” i submitted my UE claim on 28-June and have not received any pay as of today, 19-July. The status is currently “adjudication in progress,” my question is, should i be worried this will be denied? I read the FAQ on the UE webpage and it said only a couple applications require the adjudication process. How long does this process usually take to get the final answer of whether I’m denied or approved? The website stated it susuallt takes ~25 days for the adjudication process, does this mean once that’s done then i still have to wait another 2-6 weeks for final processing after? THANK YOU SOO MUCH to whomever is able to provide me with some answers/ input.

    Sincerely,
    Talia
    ** this is my first time ever being fired or having to file for unemployment so i really have nooooo idea what is standard or normal or whatever. I feel like an idiot with my simple questions but it would bring me so much relief having them answered, truly

    1. Talia,

      I can understand your reason for the anxiety. Adjudication is a fact-finding process where both the claimant and the employer will get an opportunity to present their case. During this process, make sure to produce supporting documents that amplify your stance. For all you know, the adjudication can be a lengthy process.

      Best Wishes!

  11. I was permanently severanced from my job due to a Co. Reorg & received my last severance pay last week. I called UE & was told that I should now do my application online since I will no longer be getting funds & still without a job & that this coming Sunday regardless of knowing if I will or will not get benefits yet that I should still file a weekly claim in case of UE back pay.
    So my question is, do I still have to report 4 jobs applied to within this week, even if I do not know if I will be approved/denied for benefits until possibly next week anyway?

    1. Lynda,

      You should continue to report the job applications as long as you’ve been asked to do so. There will be a “Waiting Period” and the first payment will take about 7-10 days after which they’ll flow much quicker. Please call the Claims Center for clarification.

  12. I tried to transfer from one state to another. When I left Montana I was told there would be no problem transferring. When I arrived in North Carolina I had trouble reaching the area manager by phone. When he finally called me back he said to meet him for lunch to discuss when and where I would be working. He did not show up for lunch. Then he never returned any of my calls. I went PA to visit a friend a few weeks later and tried there. I met with the hiring manager and was told there should not be a problem doing the transfer since I was still in the system. I called the store a few times and they said it was still pending. Then I was terminated without even a phone call. Am I eligible for unemployment and if so do I file in Montana or North Carolina. I still have a Montana drivers license but I am living in NC.

    1. Stacey,

      As long as you were unemployed involuntarily, you should be able to claim UI benefits. Please consider applying.

  13. I have worked for 32+ years and recently have become unable to work due to health reasons, so I have had to resign from my job. I have contacted SS and will be able to apply for disability but it will take awhile to process. Can I apply for unemployment benefits? I live in WV.

    1. Sandra,

      UI benefits are only extended to claimants who lose their employment due to involuntary reasons. Please reach out to the Unemployment Office for more.

  14. I had to quit my job at Walmart in Fairmont West Virginia and moved back to my home state ky, I’ve got a son with drug problems and 3 older sisters that are not doing so well in health cause of their age. I didn’t understand about the transfer part they had at Walmart that I could put a date when I could start back because of my car problems I thought when I left I had to go in like in s few days, I’ve applied here at Walmart in Winchester ky 40391 two times already plus dollar store, speedway, truck stop, bp, a few other places it’s been going on 7 months without a job I live with my son and its getting harder on him paying rent and utilities and food, not to mention our personal hygiene stuff I really need help I have no income coming in to help him and his wife out I get foodstamps and Medicaid I was praying I could qualify for unemployment PLEASE HELP!!!

    1. Vicky,

      I can understand your situation. Unfortunately, UI benefits are only extended to claimants who lose employment due to involuntary reasons. Please call the Unemployment Office for further clarification.

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