How much unemployment will I get if I make $400 a week?

Updated : September 15th, 2022

How much unemployment will I get if I make $400 a week?

How much unemployment will I get if I make $400 a week?

If you make $400 a week, you can easily find out what your unemployment payment will be. There’s no standard unemployment benefit payment – that amount will be set by your state’s unemployment office and depends largely on the specifics of your work history and previous income.

Here are a few sample benefit amounts:



Colorado Unemployment Calculator
If you make $400 per week in Colorado, your estimated weekly benefit is $618 for up to 26 weeks.

Wyoming Unemployment Calculator
If you make $400 per week in Wyoming, your estimated weekly benefit is $208 for up to 26 weeks.

Ohio Unemployment Calculator
If you make $400 per week in Ohio, your estimated weekly benefit is $200 for up to 26 weeks.

California Unemployment Calculator
If you make $400 per week in California, your estimated weekly benefit is $450 for up to 26 weeks.

Select your state to calculate your weekly unemployment payment:

$400.00 a week is…

$400.00 a week (40 hours) Income
Hourly $10.00
Daily (8 hours) $80.00
Biweekly (80 hours) $800.00
Monthly (173 hours) $1,730.00
Quarterly (3 months) $5,190.00
Yearly (52 weeks) $20,800.00

How much is $400 per week?

Do you feel comfortable living off your weekly income? There’s a decent chance you won’t really be able to answer that question until you break down how much you make every hour, day, week, and month.


$400 a week is how much per hour?

Knowing how much you earn per hour is important because it tells you the value of your job or the value of your work. You can compare this number to what is called the living wage in your state. For example, in California, a single adult needs to make $18.66 per hour, while two working adults could make $15.33 each, and two working adults with two dependent children need to make $27.08 per hour, each. If you’re making $400 per week and working 40 hours…


$400 per week / 40 hours per week = $10 per hour

Looks like you can’t live in California, comfortably. But you’d feel a lot more comfortable in South Dakota, where a single adult needs just $12.61 to get by, and two adults need $10.65 each. As you can see, confronting your hourly wage is perhaps a much-needed reality check, but it will also help you gauge where you can live comfortably in the United States.


$400 a week is how much per month?

Another piece of math you need to consider is how much you’re making per month. You need to know this number so you know what kind of place you can afford to rent or what kind of car you can afford to buy. Without knowing that, you won’t be able to make decisions about big purchases and large ongoing financial commitments. First, figure out how many work hours are in any given month…

40 hours per week x 52 weeks = 2080 hours annually

2080 hours annually / 12 months = 173 hours per month

Now add in your hourly wage:

$10 per hour x 173 hours per month = $1,730


$400 a week is how much per quarter?

Quarters are important to think about because a three month period of time is a good place to reset and reflect on where you are in work and life. If you’re happy with your personal finances, that’s great. But when the seasons change, perhaps it’s time to consider asking for a raise or looking for another opportunity.

$1,730 per month x 3 months = $5,190


$400 a week is how much per year?

This is probably going to be the easiest piece of math on your tax return:

$400 per week x 52 weeks = $20,800

At $20,800 per year, you are still around half of the average household income of Mississippi, which happens to be $46,511. But again, everything must be taken in context. If you’re a single person living in Mississippi—or Arkansas, New Mexico, Louisiana, or West Virginia—this income might be just fine.


$400 a week is how much per day?

Your take home pay at the end of the day will look something like this…

$10 per hour x 8 hours per day = $80

That’s assuming you work 8 hour days, 5 days a week.


$400 a week is how much biweekly?

Every two weeks, you’ll be taking in this amount of money:

$400 per week x 2 weeks = $800

Ways To Earn More Than $400 a Week

The first thing you could do is ask for a raise. However, this will require a little preparation long before you pop the question. It’s going to be a lot easier for your raise request to be approved if you are an employee who brings value to your workplace.

If you’re showing up late, perpetually disengaged, unproductive, and rude to clients or customers, you don’t really have an ace up your sleeve when you ask your boss for more money. By contrast, if it would be hard to replace you, that’s something you can leverage into more money. Even just a 5% raise would take your annual income to $21,840 per year…a full $1,040 more. That’s enough for a small vacation and a discretionary purchase like a gaming console…or better yet, putting at least some of it into an investment account for the future.

The other thing you could do is look for a new job. If you like your current workplace, and after some true self assessment you feel that you genuinely do contribute to the company or business, you should consider asking for a raise first. If you’re sure about leaving, it’s okay to be honest with your employer and tell them that you will have to look for a better opportunity somewhere else, although you’d like to stay. At the same time, you should only have this conversation if you have a potential job lined up. Depending on the economy and the labor market, it’s not always a good idea to jump ship with no shore in sight.

A third thing you could do is keep your current job, whether you get that raise or not, and ask for more hours or more work. There may be opportunities for overtime pay at your current workplace, which in some locations pays 1.5 times your hourly wage. For example, if you can get 5 hours of overtime per week, you’re looking at an additional $75 for the week, which turns your total average hourly wage into $10.50, an increase of 5%. Be prepared to hear that overtime is not available at all, or not always available, and is only available on a first-come, first-serve basis. In cases like this, it might also be helpful to explore the possibility of getting a side hustle or second job.

A final way to make more money per hour is to get specialized training in something or go back to school. Rather than job hunting in the same marketplace among competing places offering similar wages, you can have some upward mobility and secure a new type of job that uses your specialized skills.



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  1. Can I receive UI if my job doesn’t consider me full time and only allow 30-36 hours weekly so I’m PT, pregnant and will have to be off work? I plan to go back to current position after baby is born.

    • Hi, Cindy – in general, you cannot receive unemployment insurance benefits if you and your employer have agreed that you will return to work at a future date. If your plan is to return to work once the baby is born, it’s unlikely you would be approved for unemployment benefits.

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